Jackson Oaks Eviction Risk: Moderate , Rockford

28% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears. Food insecurity runs 34.6% against 17.8% nationally. The clearest offset is rent-regulation exposure at 2/10.

This is renter territory: 66% of occupied units are tenant-occupied. The poverty rate is 24%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest.

Against the Winnebago County average of 4.3, this tract reads riskier for landlords by 1.1 points. On the softer side, supply constraint reads 2.8/10.

Running cool, tenant-organizing strength reads 3/10. This ground was mapped C ("Definitely Declining") on the 1930s HOLC security maps for Rockford. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above. That is riskier than roughly 70% of the 84,120 US census tracts in this model.

Social vulnerability reads 8.6/10 on the CDC index, a measure of exposure to housing and economic shocks. Of its three components the household composition measure is the most pressured. 41% of renter households spend at least 30% of income on rent.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.