Muncie Eviction Risk: Moderate

The dominant input is tenant-organizing strength at 9/10. The poverty rate is 34%, which in this model reads as reduced rent-recovery odds after a judgment. Running cool, eviction-process difficulty reads 1.5/10.

On the high side, economic stress reads 8.4/10. It sits 1.3 points above the Delaware County average of 4.3.

Food insecurity runs 26.8% against 17.8% nationally. Inability to pay a utility bill runs 15.2% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two.

This ground was mapped C ("Definitely Declining") on the 1930s HOLC security maps for Muncie. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above. On the national scale it lands near the 73rd percentile of the 84,120 tracts scored.

On the CDC Social Vulnerability Index the tract reads 6.7/10, which tracks how hard a shock lands on the households already here. Statewide the IN average is 3.9, so this tract runs 1.7 points hotter.

Of its three components the socioeconomic standing measure is the most pressured. Rent takes 30% or more of income for 46% of renters. Average gross rent is $909, close to the Muncie average.

All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.