Census Tract · Ranked #15,522 of 84,120 nationally

Muncie Eviction Risk: Moderate

Tract 18035001300 · Delaware County, IN · pop 3,053 · 97% of tract blocks fall in Muncie

Census tract 18035001300 covers Muncie in Delaware County, home to 3,053 residents. For landlords it grades 5.9/10, a moderate reading. That is riskier than roughly 72% of the 84,120 US census tracts we score.

About 46% of renters carry a rent burden of 30% of income or higher, a severe level, and 28% are severely burdened at 50% or more. Average rent runs $909 a month against an average household income of $39,635 a year, roughly 28% of income at the averages. About 33% of occupied units are renter-occupied.

Risk score

5.7

Moderate

Confidence 85% · 1–10 scale

Household mix · 100 hh

Burdened renters 15% Stable renters 18% Owners 67%

Tract context

Occupied units1,159

Renter share32.6%

SVI overall0.63

Poverty rate33.8%

Median income$39,635

Percentile rank

Higher percentile = riskier than more peers.

Geographic context

Risk heat across Muncie and the region

Centroid at 40.1849, -85.3555 · click any tract to drill in

Why Muncie scores 5.7

9 axes · 1 = landlord-friendly

Local political climate

Inherited from Muncie

4.9

Regional political climate

2024 county presidential margin

4.3

State political climate

Indiana legislature & governorship

2.0

Economic stress

33.8% poverty · this tract

8.4

Supply constraint

$909 rent vs county FMR

4.3

Rent control risk

Inherited from Muncie

7.4

Eviction process difficulty

State law sets the calendar

1.5

Tenant organizing strength

Inherited from Muncie

9.0

Housing court bias

Inherited from Muncie

8.3

How Muncie compares

Risk score vs. parent city, county, state.

CDC Social Vulnerability Index

SVI percentile: 63

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

85%Socioeconomic
55%Household composition
17%Racial/ethnic minority
40%Housing & transportation

Historical context · 1930s redlining

HOLC grade: C: Definitely Declining

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

0%Grade A
0%Grade B
25%Grade C
1%Grade D · redlined

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Comparable tracts

Census tracts with similar eviction risk

Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

18.6%Housing insecurity
15.2%Utility-shutoff threat
26.8%Food insecurity
20.9%SNAP enrollment
13.3%Transit barriers
11.6%No health insurance
22.8%Frequent mental distress
42.3%Any disability

Analysis

What drives eviction risk in Muncie

The heaviest input here is tenant organizing strength at $1/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Muncie eviction risk, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores above the Delaware County average of 5.1 and above the Indiana statewide average of 4.7. Within its own county it reads on the riskier side for landlords.

In CDC survey modeling, about 18.6% of adults here said they could not pay rent or mortgage at some point in the past year, and 15.2% faced a utility shutoff threat, a common early warning before a filing.

Part of this tract, about 1% of its area, sat in the redlined grade-D zone on 1930s HOLC maps, though its dominant grade was C ("Declining"). That lending history still correlates with present-day rent burden.

For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.

Frequently asked

About tract 18035001300

What is the eviction-risk score for census tract 18035001300?

Census tract 18035001300 in Muncie scores 5.7/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.

What is the average rent in tract 18035001300?

Median gross rent is $909/month (ACS 5-year 2023, table B25064). 46% of renter households are cost-burdened.

What is the poverty rate in tract 18035001300?

33.8% of residents in tract 18035001300 live below the federal poverty line (ACS B17001, 2023). Population: 3,053.

How socially vulnerable is tract 18035001300?

CDC Social Vulnerability Index ranks this tract in the 63th percentile nationally. Sub-themes: socioeconomic 85th, household 55th, minority 17th, housing 40th.

What share of households in tract 18035001300 struggle to pay rent?

About 18.6% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 15.2% also reported utility shutoff threats, a frequent precursor to eviction filings.

How does tract 18035001300 compare to Muncie overall?

Tract 18035001300 scores 5.7/10, higher than the parent city of Muncie at 2.8/10. City-scale signals (state law, local rent controls, court bias) are inherited from Muncie eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.

Was tract 18035001300 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 1% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.

Sibling tracts

Highest-risk tracts in Muncie

Top eight tracts in Muncie ranked by composite eviction-risk score.