Census Tract · Ranked #47,371 of 84,120 nationally

Elkhart Eviction Risk: Moderate

Tract 18039001402 · Elkhart County, IN · pop 4,521 · 12% of tract blocks fall in Elkhart

With a score of 4.1/10, tract 18039001402 in Elkhart, IN reads moderate for landlord eviction risk. It is home to 4,521 residents. 33% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears.

Risk score

4.1

Moderate

Confidence 85% · 1–10 scale

Household mix · 100 hh

Burdened renters 5% Stable renters 4% Owners 91%

Tract context

Occupied units1,392

Renter share9.1%

SVI overall0.52

Poverty rate14.4%

Median income$75,357

Percentile rank

Higher percentile = riskier than more peers.

Geographic context

Risk heat across Elkhart and the region

Centroid at 41.6726, -86.0293 · click any tract to drill in

Why Elkhart scores 4.1

9 axes · 1 = landlord-friendly

Local political climate

Inherited from Elkhart

4.2

Regional political climate

2024 county presidential margin

3.6

State political climate

Indiana legislature & governorship

2.0

Economic stress

14.4% poverty · this tract

3.6

Supply constraint

$1,230 rent vs county FMR

6.7

Rent control risk

Inherited from Elkhart

6.8

Eviction process difficulty

State law sets the calendar

1.7

Tenant organizing strength

Inherited from Elkhart

8.9

Housing court bias

Inherited from Elkhart

7.3

How Elkhart compares

Risk score vs. parent city, county, state.

CDC Social Vulnerability Index

SVI percentile: 52

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

77%Socioeconomic
62%Household composition
20%Racial/ethnic minority
19%Housing & transportation

Comparable tracts

Census tracts with similar eviction risk

Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

13.8%Housing insecurity
10.2%Utility-shutoff threat
17.7%Food insecurity
11.2%SNAP enrollment
9.1%Transit barriers
10.9%No health insurance
19.9%Frequent mental distress
36.3%Any disability

Analysis

What drives eviction risk in Elkhart

54% of renter households cross the 30%-of-income line, markedly above the Elkhart County average of 40.7%. What pushes it up most is tenant-organizing strength at 8.9/10. Well under the midpoint, eviction-process difficulty reads 1.7/10.

At $1,230 a month, rents run 23% over what the rest of Elkhart commands. Running cool, state political climate reads 2/10.

The voucher gap is 16.6%: households holding assistance that local rents will not absorb, which surfaces as churn rather than arrears. On the national scale it lands near the 44th percentile of the 84,120 tracts scored.

Only 9% of units are renter-occupied. Rental comparables are thin; price a renewal off the nearest genuine rental sub-market rather than off surrounding sale prices. Social vulnerability reads 5.7/10 on the CDC index, a measure of exposure to housing and economic shocks. Of its three components the housing type and transport measure is the least pressured.

It tracks the Elkhart County average of 3.9 closely.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.

Frequently asked

About tract 18039001402

What is the eviction-risk score for census tract 18039001402?

Census tract 18039001402 in Elkhart scores 4.1/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.

What is the average rent in tract 18039001402?

Median gross rent is $1,230/month (ACS 5-year 2023, table B25064). 54% of renter households are cost-burdened.

What is the poverty rate in tract 18039001402?

14.4% of residents in tract 18039001402 live below the federal poverty line (ACS B17001, 2023). Population: 4,521.

How socially vulnerable is tract 18039001402?

CDC Social Vulnerability Index ranks this tract in the 52th percentile nationally. Sub-themes: socioeconomic 77th, household 62th, minority 20th, housing 19th.

What share of households in tract 18039001402 struggle to pay rent?

About 13.8% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 10.2% also reported utility shutoff threats, a frequent precursor to eviction filings.

How does tract 18039001402 compare to Elkhart overall?

Tract 18039001402 scores 4.1/10, right in line with the parent city of Elkhart at 4/10. City-scale signals (state law, local rent controls, court bias) are inherited from Elkhart eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.

Sibling tracts

Highest-risk tracts in Elkhart

Top eight tracts in Elkhart ranked by composite eviction-risk score.