Twin Pines Eviction Risk: Moderate , Goshen

The severe-burden share is 35%, and it is the single best predictor in this model of a filing that actually reaches judgment. The main counterweight is eviction-process difficulty at 1.5/10.

The poverty rate is 34%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest. On the high side, economic stress reads 8.5/10.

Against the Elkhart County average of 3.9, this tract reads riskier for landlords by 1.5 points. Running cool, state political climate reads 2/10.

Adults with no health insurance runs 20.2% against 11.3% nationally. Inability to pay a utility bill runs 15.1% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two.

That is riskier than roughly 70% of the 84,120 US census tracts in this model. On the CDC Social Vulnerability Index the tract reads 8.4/10, which tracks how hard a shock lands on the households already here. Statewide the IN average is 3.9, so this tract runs 1.5 points hotter.

Of its three components the socioeconomic standing measure is the most pressured. Average gross rent is $1,059, close to the Goshen average. Annual rent works out to 31% of average household income of $41,557.

30% of occupied units are renter-occupied.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.