Within neighborhood
50
th percentile
Moderate
Neighborhood · Ranked #31,159 of 84,120 nationally
Terrace Park Eviction Risk: Moderate , Goshen
Tract 18039000302 · Elkhart County, IN · pop 6,755 · neighborhood within 1.0 mi
The Terrace Park neighborhood of Goshen is where census tract 18039000302 sits, home to 6,755 residents. Its landlord eviction-risk score is 5.4/10. That is riskier than about 54% of US census tracts.
52% of renter households here spend at least 30% of income on rent, a severe level, and 31% are severely burdened at 50% or more. The typical renter pays about $995 a month while the average household earns $47,740 a year, roughly 25% of income at the averages. Renters make up 53% of occupied homes, a renter-majority tract.
Risk score
4.6
Moderate
Confidence 85% · 1–10 scale
Household mix · 100 hh
Burdened renters 28%
Stable renters 26%
Owners 46%
Tract context
Occupied units2,834
Renter share53.5%
SVI overall0.85
Poverty rate19.0%
Median income$47,740
Percentile rank
Higher percentile = riskier than more peers.Within parent city
75
th percentile
High
Within county
82
th percentile
High
Within state
78
th percentile
High
Geographic context
Risk heat across Goshen and the region
Centroid at 41.5694, -85.7996 · click any tract to drill in
Why Terrace Park scores 4.6
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from Goshen
4.2
Regional political climate
2024 county presidential margin
3.6
State political climate
Indiana legislature & governorship
2.0
Economic stress
19.0% poverty · this tract
4.7
Supply constraint
$995 rent vs county FMR
4.4
Rent control risk
Inherited from Goshen
7.3
Eviction process difficulty
State law sets the calendar
1.5
Tenant organizing strength
Inherited from Goshen
8.0
Housing court bias
Inherited from Goshen
7.4
How Terrace Park compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 85
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 77%Socioeconomic
- 84%Household composition
- 39%Racial/ethnic minority
- 90%Housing & transportation
CDC PLACES 2023 · health & economic stress
Eviction-adjacent indicators
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
- 10.2%Housing insecurity
- 7.3%Utility-shutoff threat
- 14.5%Food insecurity
- 8.5%SNAP enrollment
- 7.6%Transit barriers
- 12.8%No health insurance
- 15.6%Frequent mental distress
- 42.3%Any disability
Analysis
What drives eviction risk in Terrace Park
What moves this score most is tenant organizing strength at $1/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Goshen eviction risk, while the economic and supply signals are measured at the tract level.
Set against its neighbors, this tract scores above the Elkhart County average of 4.7 and above the Indiana statewide average of 4.7. Within its own county it reads on the riskier side for landlords.
The tract is predominantly White and ranks around the 85th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. High vulnerability tends to track with higher eviction-filing rates when rents climb.
In CDC survey modeling, about 10.2% of adults here said they could not pay rent or mortgage at some point in the past year, and 7.3% faced a utility shutoff threat, a common early warning before a filing.
For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.
Frequently asked
About tract 18039000302
Q1
What is the eviction-risk score for census tract 18039000302?
Census tract 18039000302 in the Terrace Park neighborhood scores 4.6/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 18039000302?
Median gross rent is $995/month (ACS 5-year 2023, table B25064). 52% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 18039000302?
19.0% of residents in tract 18039000302 live below the federal poverty line (ACS B17001, 2023). Population: 6,755.
Q4
How socially vulnerable is tract 18039000302?
CDC Social Vulnerability Index ranks this tract in the 85th percentile nationally. Sub-themes: socioeconomic 77th, household 84th, minority 39th, housing 90th.
Q5
Is tract 18039000302 considered part of Terrace Park?
Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 18039000302 fall within Terrace Park (neighborhood centroid within 1.0 miles, OSM data).
Q6
What share of households in tract 18039000302 struggle to pay rent?
About 10.2% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 7.3% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q7
How does tract 18039000302 compare to Goshen overall?
Tract 18039000302 scores 4.6/10, higher than the parent city of Goshen at 2.3/10. City-scale signals (state law, local rent controls, court bias) are inherited from Goshen eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Sibling tracts
Highest-risk tracts in Goshen
Top eight tracts in Goshen ranked by composite eviction-risk score.
Tract · IN
Twin Pines
5.4
/ 10 · Moderate
Tract · IN
East Goshen
5.1
/ 10 · Moderate
Tract · IN
Shanklin Millrace
4
/ 10 · Moderate
Tract · IN
West Goshen
3.9
/ 10 · Low
Tract · IN
Twin Pines
3.7
/ 10 · Low
Tract · IN
18039000400
3.3
/ 10 · Low
Tract · IN
18039000301
3.2
/ 10 · Low
Tract · IN
18039001302
3
/ 10 · Low
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