Neighborhood · Indianapolis, IN

Clearwater Eviction Risk: Lower

3 census tracts · pop 11,931 · pop-weighted Eviction Risk Score 3.1/10 · range 2.7–3.5

Clearwater is a white (non-hispanic) neighborhood in Indianapolis with 3 census tracts and a population of 11,931 residents. The neighborhood's pop-weighted eviction-risk score of 3.1/10 (Lower tier) blends state law, county-level filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty. 54% of renters here pay at least 30% of household income on rent, and 19% are severely cost-burdened (≥50% of income). Average gross rent of $1,463/month sits 27% higher than the Indianapolis citywide average ($1,156).

Risk score

3.1

Lower

3 tracts · population-weighted

Clearwater vs Indianapolis How this neighborhood stacks against the citywide average

% of income on rent

54.0% +78%

Indianapolis: 30.4%

Average gross rent

$1,463 +27%

Indianapolis: $1,156

Average HH income

$84,975 +35%

Indianapolis: $62,995

Poverty rate

6.7% -57%

Indianapolis: 15.7%

Renter share

34.3% -22%

Indianapolis: 44.0%

Peer neighborhoods

Neighborhoods with similar eviction risk

Same county, closest by Eviction Risk Score.

Geographic context

Risk heat across Clearwater and the region

Click any tract to drill in · 3 tracts span score 2.7–3.5

Why Clearwater scores 3.1

9 axes · pop-weighted · 1 = landlord-friendly

State political climate

legislature & governorship · Range 2.0–2.0 across tracts

2.0

Regional political climate

County-level mix · 2024 presidential margin · Range 6.5–6.5 across tracts

6.5

Local political climate

Parent city governance · Range 6.8–6.8 across tracts

6.8

Rent control risk

54% of income on rent · Range 6.6–6.6 across tracts

6.6

Eviction process difficulty

State notice requirements & court backlog · Range 2.1–2.1 across tracts

2.1

Tenant organizing strength

34% renter households · Range 8.7–8.7 across tracts

8.7

Housing court bias

County bench composition · Range 6.8–6.8 across tracts

6.8

Economic stress

6.7% below poverty line · Range 1.1–2.1 across tracts

1.7

Supply constraint

Rent-to-FMR gap & zoning friction · Range 3.8–8.4 across tracts

6.4

Risk score comparison

Clearwater vs. parent city, state, U.S.

Eviction Risk Score (0–10 scale).

Variance across tracts

How uniformly does eviction risk play out in Clearwater?

Left: distribution of constituent tract scores. Right: every tract as a heat square. Click any square to drill in.

Score distribution

0246810

Spread of 0.8 points from 2.7 to 3.5. Tracts are relatively uniform, so conditions feel similar throughout the neighborhood.

Tracts as heat grid

3.5 3.3 2.7

Each square = one census tract. Color tracks the same green→red ramp as the chloropleth map above.

Census tracts

3 tracts in Clearwater

Ranked highest-risk first. Click for per-tract detail.

Tract↕	Score↕	Pop↕	% over 30% on rent↕	Average rent↕
18097320500	3.5	3,036	66%	$1,134
18097320301	3.3	3,657	42%	$1,716
18097320202	2.7	5,238	56%	$1,478

Social Vulnerability Index

CDC SVI percentile: 18

Pop-weighted across 3 tracts. Higher = more vulnerable to disaster, displacement, and rent shocks. Source: CDC/ATSDR SVI 2022.

Socioeconomic status 22%ile

Poverty, unemployment, no-HS-diploma, housing cost burden

Household characteristics 28%ile

Single-parent HH, disability, language barriers, age 17- / 65+

Racial/ethnic minority 32%ile

Hispanic + non-white share of population

Housing & transport 30%ile

Multi-unit structures, mobile homes, crowding, no vehicle

Eviction filings · Princeton Eviction Lab

Court-record eviction history in Clearwater

Aggregated across 0 validated constituent tracts. Filing rate is filings per 100 renter households, pop-weighted.

Pandemic-era tracking (2020–2021)

1,012Total filings 2020-21
4.2Avg monthly observed
2.2Pre-pandemic baseline
1.95×Ratio to baseline

Pandemic filings ran above baseline. Tracked under Eviction Lab Eviction Tracking System (Indianapolis, IN).

CDC PLACES 2023 · pop-weighted

Eviction-adjacent indicators in Clearwater

Average across all constituent tracts, population-weighted. Source: CDC PLACES (cwsq-ngmh) crude prevalence.

5.6%Housing insecurity
4.5%Utility shutoff threat
6.7%Food insecurity
3.5%SNAP enrollment
5.0%No health insurance
24.0%Any disability

Frequently asked

About Clearwater

What is the eviction-risk score for Clearwater?

Clearwater scores 3.1/10 (Lower tier) across 3 census tracts. The pop-weighted Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income and poverty signals.

How does Clearwater compare to Indianapolis overall?

Clearwater scores 0.4 points higher than Indianapolis overall (2.7/10). Renters spend 54% of income on rent vs 30% citywide. Average rent: $1,463 vs $1,156.

What is the average rent in Clearwater?

Average gross rent in Clearwater is $1,463/month (pop-weighted across 3 census tracts, ACS 5-year 2023). 54% of renter households are cost-burdened.

What percentage of Clearwater residents are renters?

34% of Clearwater households are renter-occupied (vs 44% in Indianapolis). The neighborhood has 11,931 residents.

Is Clearwater a high social-vulnerability area?

Clearwater sits in the 18th percentile nationally on the CDC Social Vulnerability Index (low vulnerability). The index combines poverty, unemployment, household composition, racial/ethnic minority share, and housing/transportation factors across all US census tracts.

Which tracts in Clearwater have the highest eviction risk?

The highest-risk constituent tract in Clearwater is census tract 18097320500 (score 3.5/10). Across the 3 tracts in this neighborhood the score ranges from 2.7 to 3.5, a spread of 0.8 points.

How safe is Clearwater for landlords?

Clearwater carries a lower-tier eviction-risk profile for landlords (3.1/10). Pop-weighted across 3 constituent tracts, the score blends parent-city rent-control posture, county eviction-process timelines, and tract-specific rent-to-income / poverty signals. Compared to Indianapolis as a whole (2.7/10), this neighborhood is higher-risk.

What is the demographic breakdown of Clearwater?

Clearwater has 12,041 residents (White (non-Hispanic) Neighborhood). Top groups: White (non-Hispanic) (78.5%), Black (non-Hispanic) (8.9%), Other / Multiracial (7.2%). Source: ACS 5-year 2023, table B03002.

Nearby

Other neighborhoods near Clearwater

3 Broad Ripple 3 tracts · pop 7,121 3.8 Allisonville 2 tracts · pop 7,189 4 Millersville 3 tracts · pop 12,428 3.4 Greenbriar 5 tracts · pop 20,685 3.3 Canterbury-Chatard 2 tracts · pop 7,017 2.4 Meridian Kessler 2 tracts · pop 5,588

Sibling neighborhoods

Other neighborhoods inside Indianapolis

Same parent city, ranked by score similarity to Clearwater.

3.1 Canterbury-Chatard 2 tracts · pop 7,017 3.1 Butler-Tarkington 1 tracts · pop 5,275 3 Broad Ripple 3 tracts · pop 7,121 3 Wanamaker 2 tracts · pop 13,567 3.2 Greenbrook 3 tracts · pop 17,380 3.2 North Augusta Addition 1 tracts · pop 3,207

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