3 census tracts · pop 11,931 · pop-weighted Eviction Risk Score 3.1/10
· range 3–3.3
Clearwater spans 3 census tracts of Indianapolis, IN, population 11,931. It carries an Eviction Risk Score of 3.1/10, in the Lower tier. 54% of renters here are cost-burdened at the 30% threshold, dramatically above the Indianapolis rate of 30.4%.
What pushes the score up most is tenant-organizing strength at 8.7/10. At $1,463 a month, rents sit 27% over what the rest of Indianapolis commands.
Running cool is economic stress, at 1.7/10. Severe burden reaches 19%. A tenant at that level absorbs no shock: one cut shift or one repair bill converts directly into arrears. Well under the midpoint is eviction-process difficulty, at 2.1/10.
SNAP participation is 3.7% of households versus 15.2% nationally. The voucher gap is 14.1%: households holding assistance that local rents will not absorb, which shows up as churn rather than arrears. Food insecurity affects 7.0% of adults, 10.8 points below the national rate.
That places it #61 of 76 neighborhoods in Indianapolis. The closest comparables inside the same city are Wanamaker and Forest Hills. Poverty sits at 7%, low enough that arrears here usually reflect a specific shock rather than a structural income gap.
The 3 tracts here are tightly clustered, 0.3 points apart at the extremes.
The area figure travels well to individual addresses here, though the per-tract table below still carries the detail. The number is rebuilt whenever its ACS, court-record, or statutory inputs change.
Risk score
3.1
Lower
3 tracts · population-weighted
Clearwater vs IndianapolisHow this neighborhood stacks against the citywide average
Single-parent HH, disability, language barriers, age 17- / 65+
Racial/ethnic minority32%ile
Hispanic + non-white share of population
Housing & transport30%ile
Multi-unit structures, mobile homes, crowding, no vehicle
Eviction filings · Princeton Eviction Lab
Court-record eviction history in Clearwater
Aggregated across 0 validated constituent tracts. Filing rate is filings per 100 renter households, pop-weighted.
Pandemic-era tracking (2020–2021)
1,012Total filings 2020-21
4.2Avg monthly observed
2.2Pre-pandemic baseline
1.95×Ratio to baseline
Pandemic filings ran above baseline. Tracked under Eviction Lab Eviction Tracking System (Indianapolis, IN).
CDC PLACES 2023 · pop-weighted
Eviction-adjacent indicators in Clearwater
Average across all constituent tracts, population-weighted. Source: CDC PLACES (cwsq-ngmh) crude prevalence.
5.6%Housing insecurity
4.5%Utility shutoff threat
6.7%Food insecurity
3.5%SNAP enrollment
5.0%No health insurance
24.0%Any disability
Frequently asked
About Clearwater
Q1
What is the eviction-risk score for Clearwater?
Clearwater scores 3.1/10 (Lower tier) across 3 census tracts. The pop-weighted Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income and poverty signals.
Q2
How does Clearwater compare to Indianapolis overall?
Clearwater scores 0.9 points lower than Indianapolis overall (4/10). Renters spend 54% of income on rent vs 30% citywide. Average rent: $1,463 vs $1,156.
Q3
What is the average rent in Clearwater?
Average gross rent in Clearwater is $1,463/month (pop-weighted across 3 census tracts, ACS 5-year 2023). 54% of renter households are cost-burdened.
Q4
What percentage of Clearwater residents are renters?
34% of Clearwater households are renter-occupied (vs 44% in Indianapolis). The neighborhood has 11,931 residents.
Q5
Is Clearwater a high social-vulnerability area?
Clearwater sits in the 18th percentile nationally on the CDC Social Vulnerability Index (low vulnerability). The index combines poverty, unemployment, household composition, racial/ethnic minority share, and housing/transportation factors across all US census tracts.
Q6
Which tracts in Clearwater have the highest eviction risk?
The highest-risk constituent tract in Clearwater is census tract 18097320500 (score 3.3/10). Across the 3 tracts in this neighborhood the score ranges from 3 to 3.3, a spread of 0.3 points.
Q7
How safe is Clearwater for landlords?
Clearwater carries a lower-tier eviction-risk profile for landlords (3.1/10). Pop-weighted across 3 constituent tracts, the score blends parent-city rent-control posture, county eviction-process timelines, and tract-specific rent-to-income / poverty signals. Compared to Indianapolis as a whole (4/10), this neighborhood is lower-risk.
Q8
What is the demographic breakdown of Clearwater?
Clearwater has 12,041 residents. Top groups: White (non-Hispanic) (78.5%), Black (non-Hispanic) (8.9%), Other / Multiracial (7.2%). Source: ACS 5-year 2023, table B03002.
