Within neighborhood
0
th percentile
Very Low
Neighborhood · Ranked #63,481 of 84,120 nationally
Clearwater Eviction Risk: Lower , Indianapolis
Tract 18097320202 · Marion County, IN · pop 5,238 · neighborhood within 1.3 mi
The Clearwater area of Indianapolis city (balance) anchors census tract 18097320202, which lands at 5.4/10 on landlord eviction risk. On the national scale it ranks #39,087 of 84,120 for landlord eviction difficulty.
Rent eats 30% or more of income for 56% of renter households, a severe level, and 18% are severely burdened at 50% or more. Average rent runs $1,478 a month against an average household income of $94,500 a year, roughly 19% of income at the averages. About 38% of occupied units are renter-occupied.
Risk score
2.7
Lower
Confidence 85% · 1–10 scale
Household mix · 100 hh
Burdened renters 21%
Stable renters 17%
Owners 62%
Tract context
Occupied units2,488
Renter share38.1%
SVI overall0.09
Poverty rate4.4%
Median income$94,500
Percentile rank
Higher percentile = riskier than more peers.Within parent city
10
th percentile
Very Low
Within county
12
th percentile
Very Low
Within state
29
th percentile
Low
Geographic context
Risk heat across Indianapolis and the region
Centroid at 39.8984, -86.1302 · click any tract to drill in
Why Clearwater scores 2.7
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from Indianapolis
6.8
Regional political climate
2024 county presidential margin
6.5
State political climate
Indiana legislature & governorship
2.0
Economic stress
4.4% poverty · this tract
1.1
Supply constraint
$1,478 rent vs county FMR
6.5
Rent control risk
Inherited from Indianapolis
6.6
Eviction process difficulty
State law sets the calendar
2.1
Tenant organizing strength
Inherited from Indianapolis
8.7
Housing court bias
Inherited from Indianapolis
6.8
How Clearwater compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 9
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 6%Socioeconomic
- 3%Household composition
- 31%Racial/ethnic minority
- 52%Housing & transportation
Historical context · 1930s redlining
HOLC grade: C: Definitely Declining
This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.
- 3%Grade A
- 6%Grade B
- 47%Grade C
- 22%Grade D · redlined
Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.
Eviction filings
Court-record eviction history
Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1
Pandemic-era tracking (2020–2021)
- 330Total filings 2020-21
- 4.3Avg monthly (observed)
- 1.8Pre-pandemic baseline
- 2.42×Ratio to baseline
Pandemic filings ran above baseline. Eviction Lab tracked Indianapolis, IN as part of its 34-metro Eviction Tracking System.
Comparable tracts
Census tracts with similar eviction risk
Within Clearwater. Closest by Eviction Risk Score.
CDC PLACES 2023 · health & economic stress
Eviction-adjacent indicators
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
- 4.9%Housing insecurity
- 3.8%Utility-shutoff threat
- 5.7%Food insecurity
- 2.7%SNAP enrollment
- 3.8%Transit barriers
- 4.8%No health insurance
- 12.6%Frequent mental distress
- 22.9%Any disability
Analysis
What drives eviction risk in Clearwater
What moves this score most is tenant organizing strength at 8.7/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Indianapolis eviction risk city (balance), while the economic and supply signals are measured at the tract level.
Set against its neighbors, this tract scores about the same as the Marion County average of 5.4 and above the Indiana statewide average of 4.7. Within its own county it reads on the riskier side for landlords.
The tract is predominantly White and ranks around the 9th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. That is a relatively low-vulnerability reading.
In CDC survey modeling, about 4.9% of adults here said they could not pay rent or mortgage at some point in the past year, and 3.8% faced a utility shutoff threat, a common early warning before a filing.
For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.
Frequently asked
About tract 18097320202
Q1
What is the eviction-risk score for census tract 18097320202?
Census tract 18097320202 in the Clearwater neighborhood scores 2.7/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 18097320202?
Median gross rent is $1,478/month (ACS 5-year 2023, table B25064). 56% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 18097320202?
4.4% of residents in tract 18097320202 live below the federal poverty line (ACS B17001, 2023). Population: 5,238.
Q4
How socially vulnerable is tract 18097320202?
CDC Social Vulnerability Index ranks this tract in the 9th percentile nationally. Sub-themes: socioeconomic 6th, household 3th, minority 31th, housing 52th.
Q5
Is tract 18097320202 considered part of Clearwater?
Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 18097320202 fall within Clearwater (neighborhood centroid within 1.3 miles, OSM data).
Q6
Did eviction filings in tract 18097320202 drop during COVID?
Pandemic-era filings ran 2.42× the pre-COVID monthly baseline. Filings ran above pre-pandemic norms. Tracked by the Eviction Lab Eviction Tracking System (Indianapolis eviction risk, IN), 2020-2021.
Q7
What share of households in tract 18097320202 struggle to pay rent?
About 4.9% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 3.8% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q8
How does tract 18097320202 compare to Indianapolis overall?
Tract 18097320202 scores 2.7/10, right in line with the parent city of Indianapolis at 2.7/10. City-scale signals (state law, local rent controls, court bias) are inherited from Indianapolis eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q9
Was tract 18097320202 historically redlined?
Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 22% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts
Highest-risk tracts in Indianapolis
Top eight tracts in Indianapolis ranked by composite eviction-risk score.
Tract · IN
18097350600
6
/ 10 · Elevated
Tract · IN
Christian Park
5.9
/ 10 · Elevated
Tract · IN
Far Eastside
5.9
/ 10 · Elevated
Tract · IN
18097370203
5.8
/ 10 · Elevated
Tract · IN
Robson-Voorhees
5.8
/ 10 · Elevated
Tract · IN
Friends and Neighbors
5.8
/ 10 · Elevated
Tract · IN
Meridian Park
5.8
/ 10 · Elevated
Tract · IN
18097360302
5.8
/ 10 · Elevated
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