Clearwater Eviction Risk: Lower , Indianapolis

The voucher gap is 33.8%: households holding assistance that local rents will not absorb, which surfaces as churn rather than arrears. The dominant input is tenant-organizing strength at 8.7/10.

On the high side, supply constraint reads 8.4/10. Well under the midpoint, state political climate reads 2/10. SNAP participation runs 2.8% against 15.2% nationally.

14% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears. It sits 1.2 points below the Marion County average of 4.2. Cost burden runs 42% here against 46.3% across Marion County.

Inability to pay a utility bill runs 3.9% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two. In the 1930s the federal Home Owners' Loan Corporation graded this ground C ("Definitely Declining"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today. That is riskier than roughly 20% of the 84,120 US census tracts in this model.

At 18% renter-occupied this is predominantly owner territory, and comps have to be drawn from further out.

All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.