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Palo, Iowa eviction risk overview
City brief · 1,438 residents

Palo, IA Eviction Risk: VERY LOW

Linn County · Population 1,438

In 2026
Risk score
2.3
VERY LOW

34th percentile, Iowa.

50-yr Eviction Risk Score history

1976 to 2026 · climbing fast since 2010

Min2.0 Average2.4 Now2.3
3.5 2.0 1976 · score 2.0 1977 · score 2.0 1978 · score 2.1 1979 · score 2.1 1980 · score 2.2 1981 · score 2.1 1982 · score 2.2 1983 · score 2.1 1984 · score 2.1 1985 · score 2.1 1986 · score 2.1 1987 · score 2.0 1988 · score 2.6 1989 · score 2.6 1990 · score 2.7 1991 · score 2.7 1992 · score 2.7 1993 · score 2.6 1994 · score 2.6 1995 · score 2.6 1996 · score 2.4 1997 · score 2.4 1998 · score 2.4 1999 · score 2.5 2000 · score 2.4 2001 · score 2.4 2002 · score 2.4 2003 · score 2.3 2004 · score 2.3 2005 · score 2.2 2006 · score 2.1 2007 · score 2.1 2008 · score 2.6 2009 · score 2.7 2010 · score 2.7 2011 · score 2.8 2012 · score 2.6 2013 · score 2.6 2014 · score 2.6 2015 · score 2.6 2016 · score 2.5 2017 · score 2.4 2018 · score 2.4 2019 · score 2.3 2020 · score 3.3 2021 · score 3.5 2022 · score 2.7 2023 · score 2.3 2024 · score 2.3 2025 · score 2.3 2026 · score 2.3

Key metrics

Time machine

Scrub 50 years

2026
● LIVE · today ◀ REPLAY · historical

Nine-axis profile

9-axis profile · today

Shape of the risk surface

1 landlord · 10 tenant
Local 6.1 Regional 6.1 State 2.3 Economic 3.4 Supply 4.3 Rent Control 3.5 Eviction 2.3 Tenant 2.1 Housing 3.0 2.3 VERY LOW
Sub-scores · with sparkline

Where the score comes from

1 → 10 scale
  1. Local political climate
    Dem margin +9.9% (2024)
    6.1
  2. Regional political climate
    County-weighted neighbor mix
    6.1
  3. State political climate
    Iowa legislature & governorship
    2.3
  4. Economic stress
    3.3% poverty · 2.3% unemp.
    3.4
  5. Supply constraint
    $717 average · 2.5% renters
    4.3
  6. Rent Control risk
    25.0% of income on rent
    3.5
  7. Eviction process difficulty
    41 days filing → judgment
    2.3
  8. Tenant organizing strength
    2.5% renters
    2.1
  9. Housing court bias
    County bench composition
    3.0
Geographic context

Risk heat across Palo and the region

Click any city to see its score

How Palo compares

Risk score vs. peers, county, state, and the U.S.
Rank in Linn County
Moderate
#10 of 16 cities
Rank in county, 40th percentileLowHigh
#10 of 16 cities in Linn County for landlord eviction risk.
Rank in Iowa
Low
#773 of 1,026 cities
Rank in state, 25th percentileLowHigh
#773 of 1,026 cities in Iowa for landlord eviction risk.
vs. county · state · U.S.
Palo risk score vs. county / state / U.S.Palo: 2.32.3PaloThis cityCounty: 2.42.4Countyavg in countyState: 2.62.6Stateavg in stateU.S.: 4.74.7U.S.national avg
Score story

Six-stop tour of the risk profile

  1. 2.3
    / 10 · VERY LOW
    The verdict

    A Very low-tier market.

    Composite 2.3/10. Mid-range market; standard documentation usually wins. The 50-year curve shows a slow, steady climb.

    50-yr trend+0.3 over 50 yr
    197620012026

    Steady ratchet · no large swings

  2. 41d
    Typical timeline
    The money

    What renting (and evicting) looks like.

    Rent published at $717/mo. A contested eviction takes 41 days and costs $1,610–$4,074 per case.

    50-yr trendCalendar drag rising since '15
    197620012026

    Court-clerk data lands in the next release.

  3. 2.5%
    Renters
    The renters

    Who you'll be renting to.

    Out of 1,438 residents, 2.5% rent. 25% are spending 30%+ income on rent, 3.3% below the poverty line.

    50-yr trendRenter share rising
    197620012026

    ACS 1970-present · once the migration overlay is in.

  4. 6.1
    Local + regional
    The politics

    Mid-range climate. Not a coastal market.

    Local & regional political climate score 6.1 and 6.1 (Dem margin +9.9% (2024)). State climate at 2.3, a mid-range statehouse.

    50-yr trendTracks county vote margin
    197620012026

    Built on 50-yr presidential margins back to 1976.

  5. 2.3
    State politics
    The process

    Moderate calendar, moderate friction.

    State political climate 2.3/10 sets the legislative ceiling for landlord remedies, and it shows up in the process. Eviction process difficulty reads 2.3, housing court bias 3, rent-control risk 3.5. Standard process speed for the state.

    50-yr trendProcess difficulty +-2.7 since '00
    197620012026

    Court-clerk data lands in the next release.

  6. 3.4
    Economic stress
    The stress

    Economic pressure is the background risk.

    Economic stress: 3.4. Supply constraint: 4.3. The numbers behind those: 3.3% poverty, 2.3% unemployment, 25% of income on rent.

    50-yr trendTwo visible dips · '08 + COVID
    197620012026

    Mirrors BLS unemployment series.

US eviction landscape · timeline × all-in cost

Palo sits in the quick & cheap quadrant

Bubble size = population · color = risk score
QUICK BUT COSTLY fast docket · high all-in loss SLOW & EXPENSIVE long calendar · high all-in loss QUICK & CHEAP fast docket · low all-in loss SLOW BUT CHEAP long calendar · low all-in loss 30d 50d 75d 100d 150d 200d 300d 450d $2.0k $3.0k $5.0k $7.5k $10k $15k $20k $30k EVICTION TIMELINE (DAYS) → ↑ ALL-IN COST (LOG SCALE) Cedar Rapids, IA · 44d · ~$3.0k all-in ($68/day) · score 2.4 Cedar Rapids Iowa City, IA · 43d · ~$2.9k all-in ($69/day) · score 2.8 Iowa City Waterloo, IA · 44d · ~$2.7k all-in ($62/day) · score 2.8 Waterloo Des Moines, IA · 41d · ~$2.8k all-in ($68/day) · score 2.6 Des Moines Davenport, IA · 43d · ~$2.5k all-in ($58/day) · score 2.6 Davenport Sioux City, IA · 47d · ~$2.7k all-in ($58/day) · score 2.5 Sioux City Ankeny, IA · 46d · ~$2.5k all-in ($55/day) · score 2.3 Ankeny West Des Moines, IA · 44d · ~$3.0k all-in ($68/day) · score 2.3 West Des Moines Ames, IA · 44d · ~$2.8k all-in ($64/day) · score 2.9 Ames Council Bluffs, IA · 41d · ~$3.0k all-in ($73/day) · score 2.6 Council Bluffs Houston, TX · 24d · ~$2.5k all-in ($103/day) · score 2.8 Houston Phoenix, AZ · 38d · ~$3.3k all-in ($86/day) · score 2.8 Phoenix Memphis, TN · 31d · ~$2.0k all-in ($66/day) · score 3.1 Memphis Atlanta, GA · 40d · ~$2.8k all-in ($69/day) · score 3.4 Atlanta Boston, MA · 187d · ~$20.3k all-in ($109/day) · score 7.1 Boston Chicago, IL · 109d · ~$9.0k all-in ($82/day) · score 5.7 Chicago New York, NY · 417d · ~$29.5k all-in ($71/day) · score 9.7 New York Seattle, WA · 162d · ~$12.7k all-in ($79/day) · score 7.9 Seattle Palo
Palo · 41d · ~$2.8k all-in ($69/day) · score 2.3 National average: 58d · $4.6k all-in Hover any bubble for stats · click to open Color: 0–4   4–7   7–10
00Overview

About eviction risk in Palo, IA

Landlording in Palo, Iowa, presents a manageable operating environment for documented landlords. The Eviction Risk Score is 2.3/10 (VERY LOW tier), drawn from the nine sub-axes shown above, covering rent-control exposure, eviction-process difficulty, housing-court bias, tenant-organizing strength, supply constraint, economic stress, and local, regional, and state political climate. This is not a quick-fix market: it's a Mid-tier market where lease drafting, screening discipline, and well-documented notices materially change outcomes.

Palo is a city of 1,438 residents where 2.5% of occupied units are renter-occupied, and the typical renter spends 25.0% of income on rent. At an average rent of $717/month, the typical renter household here spends more than the federal 30% threshold on housing, a leading indicator of payment volatility and a precondition for the kinds of tenant defenses that show up most often in housing court.

01Process

How Palo eviction process actually works

Eviction process difficulty here reads 2.3/10, a number that combines statutory complexity (notice categories, just-cause rules, mandatory pre-filing disclosures) with operational realities (court calendar length and clerk responsiveness). The typical contested filing in Palo closes 41 days after the initial notice. For non-payment of rent the first step is a properly-formatted, properly-served pay-or-quit notice; for material lease breaches it's a cure-or-quit; for tenancies under just-cause protection an at-fault grounds notice (or a no-fault notice with statutory relocation assistance) is required.

The slow part of Palo's timeline is usually the calendar, not the motion practice. Housing court bias scores 3/10 here, meaning judges read borderline procedural defects in the tenant's favor more often than the national norm. The practical implication: every notice and every proof of service needs to be airtight before it gets filed.

02Cost

What it costs (and how long it takes)

An all-in eviction in Palo runs $1,610 to $4,074 per case once you account for filing fees, attorney time, lost rent during pendency, sheriff lockout, and unit turnover. That range is wide because the upper bound assumes a tenant answer plus motion practice, common when housing court bias is high. The lower bound assumes a default judgment after proper service.

For landlords running the numbers on holding costs vs. cash-for-keys: if your projected timeline times your monthly rent already exceeds the high-end cost number, cash-for-keys at 1–2 months' rent is typically the economically rational choice. With 41 days of typical timeline and $717/month in lost rent, that crossover happens fast here.

03Operations

Security deposits, screening, and lease terms

Tenant organizing strength scores 2.1/10 in Palo, and the city has limited rent control exposure (3.5/10). Operations practice that survives audit in this environment looks like:

  • Screening discipline. Document income (verified at 2.5 to 3x rent), credit (with a clear minimum), and prior-tenancy reference checks, but do not screen on protected categories or source-of-income where banned. Keep a written, consistent screening criteria document for every applicant.
  • Lease specificity. Use a state-specific lease that names every term clearly: rent due date, late fees within statutory caps, deposit handling, smoke and CO disclosure, lead paint disclosure (pre-1978 stock), and a clean attorney's-fees clause.
  • Security deposit handling. Itemize deductions within the statutory window. Photograph move-in/move-out condition. In Iowa, deposit cap and refund window are statute, so exceed them at your own risk.
  • Mid-tenancy documentation. Keep date-stamped records of every rent receipt, every habitability request, every notice served. The day you need them in court is too late to start.
04Strategy

What an everyday landlord should actually do here

If you own one to four units in Palo: hire a property manager who knows the local court. The pricing differential between self-managing and hiring out is small relative to the cost of one botched eviction in a VERY LOW tier market. If you own five or more: build relationships with a local landlord-side attorney before you need one, since retainer fees are negligible compared to emergency-rate billing when an eviction is already moving.

The avoidable mistakes here are all upstream of the filing: weak screening, an informal lease, sloppy rent receipts, and notice templates pulled off the internet that don't match Iowa's statutory language. Fix those four, and most cases settle or default. Skip them, and a $4,074 all-in fight is the realistic worst case.

04bPractical traps

Local traps to avoid in Palo

Trap · 13.7 POINTS
Politically, Linn County voted Democratic by 13.7 points in 2020, a baseline that correlates with tenant-protective legislative pressure. Combined with 25.0% rent-to-income ratio, expect baseline enforcement of Iowa Code 562A URLTA.
05FAQ

Frequently asked questions

Q1

What's the fastest way to get a non-paying tenant out in Palo?

The fastest legal way is typically the 3-day pay-or-quit notice followed immediately by filing for eviction if they don't comply. Cash for keys can sometimes be even faster if the tenant agrees, as it bypasses the court process entirely.
Q2

Can I charge late fees in Iowa?

Yes, you can charge reasonable late fees in Iowa, but they must be clearly stated in your lease agreement. The fee should be a fair estimate of the costs you incur due to late payment, not a penalty.
Q3

Do I need a lawyer for an eviction in Palo?

While you are not legally required to have a lawyer for an eviction in Iowa, it is highly recommended. Eviction laws are specific, and procedural errors can cause significant delays and cost you more money. Given the typical cost range of $1,610, $4,074, an attorney's fee is often a worthwhile investment to ensure proper procedure.
Q4

How much notice do I need to give to raise rent in Palo?

Iowa Code § 562A doesn't specify a notice period for rent increases. However, for month-to-month tenancies, it's generally accepted that you should provide at least 30 days' notice, consistent with termination notice periods. For fixed-term leases, you can only raise rent at the end of the lease term, unless the lease specifically allows for it mid-term (which is rare). Check our Iowa rent control rules for more details.
Q5

What happens if a tenant abandons the property?

If a tenant abandons the property in Iowa, you generally need to follow specific procedures to regain possession and deal with their belongings. You can't just change the locks. Iowa law typically requires you to send a notice of abandonment and store their property for a certain period before you can dispose of it. Consult an attorney for the exact steps to avoid legal issues.
Q6

Can I evict a tenant for having a pet if my lease says no pets?

Yes, if your lease explicitly prohibits pets and the tenant brings one onto the property, this constitutes a lease violation. You would typically issue a notice to cure the violation (remove the pet) or quit the tenancy. If they fail to comply, you can proceed with an eviction based on the lease violation.
06Score

What this score means for landlords2

A 2.3/10 places Palo in the 34th percentile of Iowa cities on the Eviction Risk Score index. The score is the average of the nine sub-axes, all calibrated on a national 1 to 10 scale where 1 is most landlord-friendly and 10 is most tenant-protective. The 50-year reconstruction shows this score has climbed steadily since 1976, a structural drift driven by court-calendar growth, rent-control adoption, and the rise of tenant-side legal aid. The trajectory matters more than the snapshot: the score is the climate, not the weather.