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Montezuma, Iowa eviction risk overview
City brief · 1,410 residents

Montezuma, IA Eviction Risk: LOW

Poweshiek County · Population 1,410

In 2026
Risk score
2.9
LOW

92th percentile, Iowa.

50-yr Eviction Risk Score history

1976 to 2026 · climbing fast since 2010

Min2.2 Average2.7 Now2.9
4.0 2.2 1976 · score 2.2 1977 · score 2.2 1978 · score 2.2 1979 · score 2.2 1980 · score 2.3 1981 · score 2.3 1982 · score 2.3 1983 · score 2.2 1984 · score 2.2 1985 · score 2.3 1986 · score 2.3 1987 · score 2.2 1988 · score 2.8 1989 · score 2.8 1990 · score 2.9 1991 · score 2.9 1992 · score 2.8 1993 · score 2.8 1994 · score 2.8 1995 · score 2.8 1996 · score 2.6 1997 · score 2.6 1998 · score 2.6 1999 · score 2.7 2000 · score 2.6 2001 · score 2.6 2002 · score 2.6 2003 · score 2.6 2004 · score 2.6 2005 · score 2.6 2006 · score 2.6 2007 · score 2.6 2008 · score 3.0 2009 · score 3.2 2010 · score 3.2 2011 · score 3.2 2012 · score 3.1 2013 · score 3.0 2014 · score 3.1 2015 · score 3.0 2016 · score 3.0 2017 · score 2.9 2018 · score 2.8 2019 · score 2.8 2020 · score 3.8 2021 · score 4.0 2022 · score 3.0 2023 · score 2.7 2024 · score 3.0 2025 · score 2.9 2026 · score 2.9

Key metrics

Time machine

Scrub 50 years

2026
● LIVE · today ◀ REPLAY · historical

Nine-axis profile

9-axis profile · today

Shape of the risk surface

1 landlord · 10 tenant
Local 4.9 Regional 4.9 State 2.3 Economic 8.0 Supply 6.5 Rent Control 8.6 Eviction 1.9 Tenant 8.8 Housing 8.0 2.9 LOW
Sub-scores · with sparkline

Where the score comes from

1 → 10 scale
  1. Local political climate
    GOP margin +17.0% (2024)
    4.9
  2. Regional political climate
    County-weighted neighbor mix
    4.9
  3. State political climate
    Iowa legislature & governorship
    2.3
  4. Economic stress
    17.6% poverty · 8.7% unemp.
    8.0
  5. Supply constraint
    $858 average · 40.9% renters
    6.5
  6. Rent Control risk
    24.9% of income on rent
    8.6
  7. Eviction process difficulty
    49 days filing → judgment
    1.9
  8. Tenant organizing strength
    40.9% renters
    8.8
  9. Housing court bias
    County bench composition
    8.0
Geographic context

Risk heat across Montezuma and the region

Click any city to see its score

How Montezuma compares

Risk score vs. peers, county, state, and the U.S.
Rank in Poweshiek County
Very High
#2 of 12 cities
Rank in county, 91st percentileLowHigh
#2 of 12 cities in Poweshiek County for landlord eviction risk.
Rank in Iowa
Very High
#100 of 1,026 cities
Rank in state, 90th percentileLowHigh
#100 of 1,026 cities in Iowa for landlord eviction risk.
vs. county · state · U.S.
Montezuma risk score vs. county / state / U.S.Montezuma: 2.92.9MontezumaThis cityCounty: 2.62.6Countyavg in countyState: 2.62.6Stateavg in stateU.S.: 4.74.7U.S.national avg
Score story

Six-stop tour of the risk profile

  1. 2.9
    / 10 · LOW
    The verdict

    A Low-tier market.

    Composite 2.9/10. Mid-range market; standard documentation usually wins. The 50-year curve shows a slow, steady climb.

    50-yr trend+0.7 over 50 yr
    197620012026

    Steady ratchet · no large swings

  2. 49d
    Typical timeline
    The money

    What renting (and evicting) looks like.

    Rent published at $858/mo. A contested eviction takes 49 days and costs $1,708–$4,363 per case.

    50-yr trendCalendar drag rising since '15
    197620012026

    Court-clerk data lands in the next release.

  3. 40.9%
    Renters
    The renters

    Who you'll be renting to.

    Out of 1,410 residents, 40.9% rent. 25% are spending 30%+ income on rent, 17.6% below the poverty line.

    50-yr trendRenter share rising
    197620012026

    ACS 1970-present · once the migration overlay is in.

  4. 4.9
    Local + regional
    The politics

    Mid-range climate. Not a coastal market.

    Local & regional political climate score 4.9 and 4.9 (GOP margin +17.0% (2024)). State climate at 2.3, a mid-range statehouse.

    50-yr trendTracks county vote margin
    197620012026

    Built on 50-yr presidential margins back to 1976.

  5. 2.3
    State politics
    The process

    Moderate calendar, moderate friction.

    State political climate 2.3/10 sets the legislative ceiling for landlord remedies, and it shows up in the process. Eviction process difficulty reads 1.9, housing court bias 8, rent-control risk 8.6. Standard process speed for the state.

    50-yr trendProcess difficulty +-3.1 since '00
    197620012026

    Court-clerk data lands in the next release.

  6. 8
    Economic stress
    The stress

    Economic pressure is the real risk.

    Economic stress: 8. Supply constraint: 6.5. The numbers behind those: 17.6% poverty, 8.7% unemployment, 25% of income on rent.

    50-yr trendTwo visible dips · '08 + COVID
    197620012026

    Mirrors BLS unemployment series.

US eviction landscape · timeline × all-in cost

Montezuma sits in the quick & cheap quadrant

Bubble size = population · color = risk score
QUICK BUT COSTLY fast docket · high all-in loss SLOW & EXPENSIVE long calendar · high all-in loss QUICK & CHEAP fast docket · low all-in loss SLOW BUT CHEAP long calendar · low all-in loss 30d 50d 75d 100d 150d 200d 300d 450d $2.0k $3.0k $5.0k $7.5k $10k $15k $20k $30k EVICTION TIMELINE (DAYS) → ↑ ALL-IN COST (LOG SCALE) Des Moines, IA · 41d · ~$2.8k all-in ($68/day) · score 2.6 Des Moines Cedar Rapids, IA · 44d · ~$3.0k all-in ($68/day) · score 2.4 Cedar Rapids Davenport, IA · 43d · ~$2.5k all-in ($58/day) · score 2.6 Davenport Sioux City, IA · 47d · ~$2.7k all-in ($58/day) · score 2.5 Sioux City Iowa City, IA · 43d · ~$2.9k all-in ($69/day) · score 2.8 Iowa City Ankeny, IA · 46d · ~$2.5k all-in ($55/day) · score 2.3 Ankeny West Des Moines, IA · 44d · ~$3.0k all-in ($68/day) · score 2.3 West Des Moines Ames, IA · 44d · ~$2.8k all-in ($64/day) · score 2.9 Ames Waterloo, IA · 44d · ~$2.7k all-in ($62/day) · score 2.8 Waterloo Council Bluffs, IA · 41d · ~$3.0k all-in ($73/day) · score 2.6 Council Bluffs Houston, TX · 24d · ~$2.5k all-in ($103/day) · score 2.8 Houston Phoenix, AZ · 38d · ~$3.3k all-in ($86/day) · score 2.8 Phoenix Memphis, TN · 31d · ~$2.0k all-in ($66/day) · score 3.1 Memphis Atlanta, GA · 40d · ~$2.8k all-in ($69/day) · score 3.4 Atlanta Boston, MA · 187d · ~$20.3k all-in ($109/day) · score 7.1 Boston Chicago, IL · 109d · ~$9.0k all-in ($82/day) · score 5.7 Chicago New York, NY · 417d · ~$29.5k all-in ($71/day) · score 9.7 New York Seattle, WA · 162d · ~$12.7k all-in ($79/day) · score 7.9 Seattle Montezuma
Montezuma · 49d · ~$3.0k all-in ($62/day) · score 2.9 National average: 58d · $4.6k all-in Hover any bubble for stats · click to open Color: 0–4   4–7   7–10
00Overview

About eviction risk in Montezuma, IA

Landlording in Montezuma, Iowa, presents a manageable operating environment for documented landlords. The Eviction Risk Score is 2.9/10 (LOW tier), drawn from the nine sub-axes shown above, covering rent-control exposure, eviction-process difficulty, housing-court bias, tenant-organizing strength, supply constraint, economic stress, and local, regional, and state political climate. This is not a quick-fix market: it's a Mid-tier market where lease drafting, screening discipline, and well-documented notices materially change outcomes.

Montezuma is a city of 1,410 residents where 40.9% of occupied units are renter-occupied, and the typical renter spends 24.9% of income on rent. At an average rent of $858/month, the typical renter household here spends more than the federal 30% threshold on housing, a leading indicator of payment volatility and a precondition for the kinds of tenant defenses that show up most often in housing court.

01Process

How Montezuma eviction process actually works

Eviction process difficulty here reads 1.9/10, a number that combines statutory complexity (notice categories, just-cause rules, mandatory pre-filing disclosures) with operational realities (court calendar length and clerk responsiveness). The typical contested filing in Montezuma closes 49 days after the initial notice. For non-payment of rent the first step is a properly-formatted, properly-served pay-or-quit notice; for material lease breaches it's a cure-or-quit; for tenancies under just-cause protection an at-fault grounds notice (or a no-fault notice with statutory relocation assistance) is required.

The slow part of Montezuma's timeline is usually the calendar, not the motion practice. Housing court bias scores 8/10 here, meaning judges read borderline procedural defects in the tenant's favor more often than the national norm. The practical implication: every notice and every proof of service needs to be airtight before it gets filed.

02Cost

What it costs (and how long it takes)

An all-in eviction in Montezuma runs $1,708 to $4,363 per case once you account for filing fees, attorney time, lost rent during pendency, sheriff lockout, and unit turnover. That range is wide because the upper bound assumes a tenant answer plus motion practice, common when housing court bias is high. The lower bound assumes a default judgment after proper service.

For landlords running the numbers on holding costs vs. cash-for-keys: if your projected timeline times your monthly rent already exceeds the high-end cost number, cash-for-keys at 1–2 months' rent is typically the economically rational choice. With 49 days of typical timeline and $858/month in lost rent, that crossover happens fast here.

03Operations

Security deposits, screening, and lease terms

Tenant organizing strength scores 8.8/10 in Montezuma, and the city sits at the top of the rent control risk spectrum (8.6/10). Operations practice that survives audit in this environment looks like:

  • Screening discipline. Document income (verified at 2.5 to 3x rent), credit (with a clear minimum), and prior-tenancy reference checks, but do not screen on protected categories or source-of-income where banned. Keep a written, consistent screening criteria document for every applicant.
  • Lease specificity. Use a state-specific lease that names every term clearly: rent due date, late fees within statutory caps, deposit handling, smoke and CO disclosure, lead paint disclosure (pre-1978 stock), and a clean attorney's-fees clause.
  • Security deposit handling. Itemize deductions within the statutory window. Photograph move-in/move-out condition. In Iowa, deposit cap and refund window are statute, so exceed them at your own risk.
  • Mid-tenancy documentation. Keep date-stamped records of every rent receipt, every habitability request, every notice served. The day you need them in court is too late to start.
04Strategy

What an everyday landlord should actually do here

If you own one to four units in Montezuma: hire a property manager who knows the local court. The pricing differential between self-managing and hiring out is small relative to the cost of one botched eviction in a LOW tier market. If you own five or more: build relationships with a local landlord-side attorney before you need one, since retainer fees are negligible compared to emergency-rate billing when an eviction is already moving.

The avoidable mistakes here are all upstream of the filing: weak screening, an informal lease, sloppy rent receipts, and notice templates pulled off the internet that don't match Iowa's statutory language. Fix those four, and most cases settle or default. Skip them, and a $4,363 all-in fight is the realistic worst case.

04bPractical traps

Local traps to avoid in Montezuma

Trap · 40.9%
40.9% renter share against 1,410 residents produces roughly 577 rental occupants in Montezuma. Poweshiek County voted R 13.3% in 2020. Eviction filings tend to cluster in the multifamily rental corridor.
05FAQ

Frequently asked questions

Q1

Can I evict a tenant for being a nuisance?

Yes, if their behavior violates the lease agreement or Iowa Code § 562A. You'd typically issue a 7-day notice to cure or quit for a material non-compliance with the lease. If they don't fix the issue, you can proceed with eviction. For serious, irreparable damage or illegal activity, the notice period might be shorter or waived entirely.

Q2

What if my tenant declares bankruptcy?

If a tenant files for bankruptcy, an automatic stay goes into effect, which typically halts all collection and eviction proceedings. You cannot proceed with the eviction without obtaining relief from the bankruptcy court. This is a complex legal situation, and you must consult an attorney immediately.

Q3

How do I handle a tenant who leaves belongings behind after moving out?

Iowa law requires you to store the tenant's property for a reasonable period, usually 30 days. You must notify the tenant of where their property is being stored and that they have a certain amount of time to reclaim it. If they don't claim it, you can dispose of it or sell it, deducting storage and sale costs. Keep meticulous records.

Q4

Can I turn off utilities if a tenant stops paying rent?

Absolutely not. This is considered a "self-help" eviction and is illegal in Iowa. You could face significant penalties, including paying the tenant damages. All evictions must go through the court process. Don't touch the utilities, don't change the locks.

Q5

Is it worth hiring an attorney for an eviction in Montezuma?

For most landlords with 1-20 units, yes. While you can represent yourself, eviction law has specific procedural requirements. Mistakes in notice, filing, or service can lead to your case being dismissed, forcing you to restart the entire process and costing you more time and money. An attorney specializing in landlord-tenant law can navigate the system efficiently and protect your interests.

06Score

What this score means for landlords2

A 2.9/10 places Montezuma in the 92nd percentile of Iowa cities on the Eviction Risk Score index. The score is the average of the nine sub-axes, all calibrated on a national 1 to 10 scale where 1 is most landlord-friendly and 10 is most tenant-protective. The 50-year reconstruction shows this score has climbed steadily since 1976, a structural drift driven by court-calendar growth, rent-control adoption, and the rise of tenant-side legal aid. The trajectory matters more than the snapshot: the score is the climate, not the weather.