Whiskey Row Eviction Risk: Moderate , Louisville

This is renter territory: 89% of occupied units are tenant-occupied. On the softer side, rent-regulation exposure reads 1.5/10. The poverty rate is 27%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest.

It sits 1.4 points above the Jefferson County average of 4.0. Running cool, state political climate reads 2.1/10.

14% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears. 38% of renter households cross the 30%-of-income line, lower than the Jefferson County average of 42.9%. The filing record is not thin: 2,614 evictions over 14 years of observation.

Filings peaked in 2011 at 19.0% of renter households. This ground was mapped D ("Hazardous") on the 1930s HOLC security maps for Louisville. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above. In a typical year about 13.6% of renter households face a filing.

That is riskier than roughly 70% of the 84,120 US census tracts in this model. CDC social-vulnerability scoring puts the tract at 7.9/10.

Statewide the KY average is 3.9, so this tract runs 1.5 points hotter. Of its three components the housing type and transport measure is the most pressured.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.