Louisville Eviction Risk: Moderate

The severe-burden share is 27%, and it is the single best predictor in this model of a filing that actually reaches judgment. 74% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building nearby. Well under the midpoint, rent-regulation exposure reads 1.5/10.

On the softer side, supply constraint reads 1.5/10. It sits 1.4 points above the Jefferson County average of 4.0. Cost burden runs roughly one in two here against 42.9% across Jefferson County.

The poverty rate is 21%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest. Princeton's Eviction Lab logged 2,879 filings here across 14 tracked years.

Average gross rent is $866, 14% below the Louisville average. Filings peaked in 2003 at 18.0% of renter households. In the 1930s the federal Home Owners' Loan Corporation graded this ground C ("Definitely Declining"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today.

In a typical year about 13.5% of renter households face a filing. On the national scale it lands near the 70th percentile of the 84,120 tracts scored. Social vulnerability reads 5.9/10 on the CDC index, a measure of exposure to housing and economic shocks.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.