Louisville Eviction Risk: Moderate

around two-thirds of renter households cross the 30%-of-income line, far above the Jefferson County average of 42.9%. The score leans hardest on economic stress at 10/10.

The poverty rate is 42%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest. Running hot, court filing pressure reads 9.2/10.

Annualized rent equals 39% of average household income of $25,466, past the 30% affordability line, which thins the margin any screening standard has to work with. Well under the midpoint, supply constraint reads 1.2/10.

Against the Jefferson County average of 4.0, this tract reads riskier for landlords by 1.4 points. Average gross rent is $829, 18% below the Louisville average. Court records carry 880 eviction filings across 14 observed years.

The worst year on record was 2013, when 18.1% of renter households were served. In the 1930s the federal Home Owners' Loan Corporation graded this ground B ("Still Desirable"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today. In a typical year about 14.7% of renter households face a filing.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.