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Emlyn, Kentucky eviction risk overview
City brief · 488 residents

Emlyn, KY Eviction Risk: LOW

Whitley County · Population 488

In 2026
Risk score
3.8
LOW

64th percentile, Kentucky.

50-yr Eviction Risk Score history

1976 to 2026 · climbing fast since 2010

Min2.9 Average3.7 Now3.8
4.7 2.9 1976 · score 2.9 1977 · score 2.9 1978 · score 3.0 1979 · score 3.0 1980 · score 3.1 1981 · score 3.2 1982 · score 3.2 1983 · score 3.3 1984 · score 3.9 1985 · score 3.8 1986 · score 3.8 1987 · score 3.8 1988 · score 3.8 1989 · score 3.8 1990 · score 3.8 1991 · score 3.8 1992 · score 3.8 1993 · score 3.8 1994 · score 3.8 1995 · score 3.8 1996 · score 3.8 1997 · score 3.8 1998 · score 3.8 1999 · score 3.8 2000 · score 3.8 2001 · score 3.8 2002 · score 3.8 2003 · score 3.8 2004 · score 3.8 2005 · score 3.8 2006 · score 3.8 2007 · score 3.8 2008 · score 3.8 2009 · score 3.9 2010 · score 3.9 2011 · score 3.8 2012 · score 3.8 2013 · score 3.8 2014 · score 3.8 2015 · score 3.7 2016 · score 3.8 2017 · score 3.7 2018 · score 3.7 2019 · score 3.8 2020 · score 4.5 2021 · score 4.7 2022 · score 3.9 2023 · score 3.8 2024 · score 4.0 2025 · score 4.0 2026 · score 3.8

Key metrics

Estimated values: The U.S. Census suppresses field-level data for small places. Estimated from county average, pop-weighted from real underlying ACS data.
Time machine

Scrub 50 years

2026
● LIVE · today ◀ REPLAY · historical

Nine-axis profile

9-axis profile · today

Shape of the risk surface

1 landlord · 10 tenant
Local 2.6 Regional 2.6 State 2.1 Economic 8.7 Supply 5.6 Rent Control 1.0 Eviction 1.8 Tenant 8.3 Housing 4.4 3.8 LOW
Sub-scores · with sparkline

Where the score comes from

1 → 10 scale
  1. Local political climate
    GOP margin +69.3% (2024)
    2.6
  2. Regional political climate
    County-weighted neighbor mix
    2.6
  3. State political climate
    Kentucky legislature & governorship
    2.1
  4. Economic stress
    19.2% poverty · 18.7% unemp.
    8.7
  5. Supply constraint
    $762 average · 22.1% renters
    5.6
  6. Rent Control risk
    27.4% of income on rent
    1.0
  7. Eviction process difficulty
    38 days filing → judgment
    1.8
  8. Tenant organizing strength
    22.1% renters
    8.3
  9. Housing court bias
    County bench composition
    4.4
Geographic context

Risk heat across Emlyn and the region

Click any city to see its score

How Emlyn compares

Risk score vs. peers, county, state, and the U.S.
Rank in Whitley County
Very Low
#5 of 5 cities
Rank in county, 0th percentileLowHigh
#5 of 5 cities in Whitley County for landlord eviction risk.
Rank in Kentucky
Elevated
#207 of 553 cities
Rank in state, 63rd percentileLowHigh
#207 of 553 cities in Kentucky for landlord eviction risk.
vs. county · state · U.S.
Emlyn risk score vs. county / state / U.S.Emlyn: 3.83.8EmlynThis cityCounty: 4.24.2Countyavg in countyState: 3.73.7Stateavg in stateU.S.: 5.15.1U.S.national avg

Kentucky landlord-tenant law

Eviction rules are set at the state level. These are the Kentucky statutes, timelines and dollar figures that govern every property on this page.

Score story

Six-stop tour of the risk profile

  1. 3.8
    / 10 · LOW
    The verdict

    A Low-tier market.

    Composite 3.8/10. Mid-range market; standard documentation usually wins. The 50-year curve shows a slow, steady climb.

    50-yr trend+0.9 over 50 yr
    197620012026

    Steady ratchet · no large swings

  2. 38d
    Typical timeline
    The money

    What renting (and evicting) looks like.

    Rent published at $762/mo. A contested eviction takes 38 days and costs $1,322–$3,375 per case.

    50-yr trendCalendar drag rising since '15
    197620012026
  3. 22.1%
    Renters
    The renters

    Who you'll be renting to.

    Out of 488 residents, 22.1% rent. 27% are spending 30%+ income on rent, 19.2% below the poverty line.

    50-yr trendRenter share rising
    197620012026
  4. 2.6
    Local + regional
    The politics

    Light-statute interior market.

    Local & regional political climate score 2.6 and 2.6 (GOP margin +69.3% (2024)). State climate at 2.1, a mid-range statehouse.

    50-yr trendTracks county vote margin
    197620012026

    Built on 50-yr presidential margins back to 1976.

  5. 2.1
    State politics
    The process

    Moderate calendar, moderate friction.

    State political climate 2.1/10 sets the legislative ceiling for landlord remedies, and it shows up in the process. Eviction process difficulty reads 1.8, housing court bias 4.4, rent-control risk 1. Standard process speed for the state.

    50-yr trendProcess difficulty +-3.2 since '00
    197620012026
  6. 8.7
    Economic stress
    The stress

    Economic pressure is the real risk.

    Economic stress: 8.7. Supply constraint: 5.6. The numbers behind those: 19.2% poverty, 18.7% unemployment, 27% of income on rent.

    50-yr trendTwo visible dips · '08 + COVID
    197620012026

    Mirrors BLS unemployment series.

US eviction landscape · timeline × all-in cost

Emlyn sits in the quick & cheap quadrant

Bubble size = population · color = risk score
QUICK BUT COSTLY fast docket · high all-in loss SLOW & EXPENSIVE long calendar · high all-in loss QUICK & CHEAP fast docket · low all-in loss SLOW BUT CHEAP long calendar · low all-in loss 30d 50d 75d 100d 150d 200d 300d 450d $2.0k $3.0k $5.0k $7.5k $10k $15k $20k $30k EVICTION TIMELINE (DAYS) → ↑ ALL-IN COST (LOG SCALE) Louisville, KY · 34d · ~$2.1k all-in ($62/day) · score 3.5 Louisville Lexington-Fayette urban county, KY · 32d · ~$2.1k all-in ($66/day) · score 3.4 Lexington-Fayette urban county Louisville, KY · 32d · ~$2.1k all-in ($64/day) · score 4 Louisville Bowling Green, KY · 31d · ~$2.0k all-in ($63/day) · score 3.5 Bowling Green Owensboro, KY · 35d · ~$2.2k all-in ($62/day) · score 3.2 Owensboro Knoxville, TN · 35d · ~$2.0k all-in ($57/day) · score 3.4 Knoxville Chattanooga, TN · 31d · ~$2.1k all-in ($67/day) · score 3.5 Chattanooga Murfreesboro, TN · 35d · ~$2.2k all-in ($63/day) · score 3.4 Murfreesboro Asheville, NC · 48d · ~$3.1k all-in ($65/day) · score 4.1 Asheville Johnson City, TN · 31d · ~$2.0k all-in ($63/day) · score 3.4 Johnson City Houston, TX · 24d · ~$2.5k all-in ($103/day) · score 3.7 Houston Phoenix, AZ · 38d · ~$3.3k all-in ($86/day) · score 3.6 Phoenix Memphis, TN · 31d · ~$2.0k all-in ($66/day) · score 4 Memphis Atlanta, GA · 40d · ~$2.8k all-in ($69/day) · score 4.3 Atlanta Boston, MA · 187d · ~$20.3k all-in ($109/day) · score 8.1 Boston Chicago, IL · 109d · ~$9.0k all-in ($82/day) · score 6.7 Chicago New York, NY · 417d · ~$29.5k all-in ($71/day) · score 9.6 New York Seattle, WA · 162d · ~$12.7k all-in ($79/day) · score 7.9 Seattle Emlyn
Emlyn · 38d · ~$2.3k all-in ($62/day) · score 3.8 National average: 58d · $4.6k all-in Hover any bubble for stats · click to open Color: 0–4   4–7   7–10
00Overview

About eviction risk in Emlyn, KY

Landlording in Emlyn, Kentucky, presents a manageable operating environment for documented landlords. The Eviction Risk Score is 3.8/10 (LOW tier), drawn from the nine sub-axes shown above, covering rent-control exposure, eviction-process difficulty, housing-court bias, tenant-organizing strength, supply constraint, economic stress, and local, regional, and state political climate. This is not a quick-fix market: it's a Mid-tier market where lease drafting, screening discipline, and well-documented notices materially change outcomes.

Emlyn is a city of 488 residents where 22.1% of occupied units are renter-occupied, and the typical renter spends 27.4% of income on rent. At an average rent of $762/month, the typical renter household here spends more than the federal 30% threshold on housing, a leading indicator of payment volatility and a precondition for the kinds of tenant defenses that show up most often in housing court.

01Process

How Emlyn eviction process actually works

Eviction process difficulty here reads 1.8/10, a number that combines statutory complexity (notice categories, just-cause rules, mandatory pre-filing disclosures) with operational realities (court calendar length and clerk responsiveness). The typical contested filing in Emlyn closes 38 days after the initial notice. For non-payment of rent the first step is a properly-formatted, properly-served pay-or-quit notice; for material lease breaches it's a cure-or-quit; for tenancies under just-cause protection an at-fault grounds notice (or a no-fault notice with statutory relocation assistance) is required.

The slow part of Emlyn's timeline is usually the calendar, not the motion practice. Housing court bias scores 4.4/10 here, meaning judges read borderline procedural defects in the tenant's favor more often than the national norm. The practical implication: every notice and every proof of service needs to be airtight before it gets filed.

02Cost

What it costs (and how long it takes)

An all-in eviction in Emlyn runs $1,322 to $3,375 per case once you account for filing fees, attorney time, lost rent during pendency, sheriff lockout, and unit turnover. That range is wide because the upper bound assumes a tenant answer plus motion practice, common when housing court bias is high. The lower bound assumes a default judgment after proper service.

For landlords running the numbers on holding costs vs. cash-for-keys: if your projected timeline times your monthly rent already exceeds the high-end cost number, cash-for-keys at 1–2 months' rent is typically the economically rational choice. With 38 days of typical timeline and $762/month in lost rent, that crossover happens fast here.

03Operations

Security deposits, screening, and lease terms

Tenant organizing strength scores 8.3/10 in Emlyn, and the city has limited rent control exposure (1/10). Operations practice that survives audit in this environment looks like:

  • Screening discipline. Document income (verified at 2.5 to 3x rent), credit (with a clear minimum), and prior-tenancy reference checks, but do not screen on protected categories or source-of-income where banned. Keep a written, consistent screening criteria document for every applicant.
  • Lease specificity. Use a state-specific lease that names every term clearly: rent due date, late fees within statutory caps, deposit handling, smoke and CO disclosure, lead paint disclosure (pre-1978 stock), and a clean attorney's-fees clause.
  • Security deposit handling. Itemize deductions within the statutory window. Photograph move-in/move-out condition. In Kentucky, deposit cap and refund window are statute, so exceed them at your own risk.
  • Mid-tenancy documentation. Keep date-stamped records of every rent receipt, every habitability request, every notice served. The day you need them in court is too late to start.
04Strategy

What an everyday landlord should actually do here

If you own one to four units in Emlyn: hire a property manager who knows the local court. The pricing differential between self-managing and hiring out is small relative to the cost of one botched eviction in a LOW tier market. If you own five or more: build relationships with a local landlord-side attorney before you need one, since retainer fees are negligible compared to emergency-rate billing when an eviction is already moving.

The avoidable mistakes here are all upstream of the filing: weak screening, an informal lease, sloppy rent receipts, and notice templates pulled off the internet that don't match Kentucky's statutory language. Fix those four, and most cases settle or default. Skip them, and a $3,375 all-in fight is the realistic worst case.

04bPractical traps

Local traps to avoid in Emlyn

Trap · PRACTICAL TRAP
Emlyn reflects the demographic and political composition of Whitley County, with eviction procedure governed at the state level. Whitley County 2020 margin: R+65.2.
05FAQ

Frequently asked questions

Q1

What if my Emlyn tenant tries to pay after the 7-day notice expires?

If they offer full payment, you can accept it and let them stay, but understand this effectively cancels your eviction notice. If you still want them out, you should generally refuse partial payments and proceed with filing the eviction. Accepting partial payment after the notice period can weaken your case.
Q2

Can I evict a tenant for reasons other than non-payment in Emlyn?

Yes. For lease violations (e.g., unauthorized pets, property damage) you'd typically issue a notice to cure or quit, giving them a reasonable time to fix the issue. For month-to-month tenants, or at the end of a lease term where you don't want to renew, you can issue a 30-day notice of termination without needing a specific "cause," as long as it's not discriminatory. Kentucky does not have statewide just-cause eviction requirements.
Q3

Do I need a lawyer for an eviction in Emlyn?

While you can represent yourself in Kentucky District Court for a Forcible Detainer action, hiring a lawyer is often a good idea, especially if the tenant contests the eviction or if you're unsure about the process. They can ensure all legal steps are followed correctly, saving you potential delays and costs.
Q4

How do I handle abandoned property after an Emlyn eviction?

Kentucky law has specific rules for abandoned property. You typically need to store the property for a certain period and notify the tenant. If they don't claim it, you may be able to dispose of it or sell it, deducting reasonable costs. Consult with an attorney or review the specific statutes to ensure compliance.
Q5

Is there rent control in Emlyn or Kentucky?

No, there is no statewide rent control in Kentucky, and no local rent control ordinances in Emlyn. Landlords are generally free to set rent prices and increase them with proper notice as outlined in the lease agreement. You can learn more about this on our Kentucky rent control rules page.
06Score

What this score means for landlords2

A 3.8/10 places Emlyn in the 64th percentile of Kentucky cities on the Eviction Risk Score index. The score is the average of the nine sub-axes, all calibrated on a national 1 to 10 scale where 1 is most landlord-friendly and 10 is most tenant-protective. The 50-year reconstruction shows this score has climbed steadily since 1976, a structural drift driven by court-calendar growth, rent-control adoption, and the rise of tenant-side legal aid. The trajectory matters more than the snapshot: the score is the climate, not the weather.