Within neighborhood
50
th percentile
Moderate
Neighborhood · Ranked #7,836 of 84,120 nationally
Oakdale Eviction Risk: High , Holyoke
Tract 25013812104 · Hampden County, MA · pop 4,039 · neighborhood within 1.1 mi
Tract 25013812104 sits in the Oakdale area of Holyoke eviction risk, MA, carrying an eviction-risk score of 8/10. It is home to 4,039 residents. SNAP participation runs 38.9% against 15.2% nationally.
Risk score
8
High
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 29%
Stable renters 24%
Owners 47%
Tract context
Occupied units1,859
Renter share52.1%
SVI overall0.82
Poverty rate22.6%
Median income$52,438
Percentile rank
Higher percentile = riskier than more peers.Within parent city
40
th percentile
Moderate
Within county
96
th percentile
Very High
Within state
87
th percentile
High
Geographic context
Risk heat across Holyoke and the region
Centroid at 42.1930, -72.6297 · click any tract to drill in
Why Oakdale scores 8
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from Holyoke
6.3
Regional political climate
2024 county presidential margin
5.9
State political climate
Massachusetts legislature & governorship
6.2
Economic stress
22.6% poverty · this tract
5.6
Supply constraint
$1,088 rent vs county FMR
2.3
Rent control risk
Inherited from Holyoke
6.4
Eviction process difficulty
State law sets the calendar
5.6
Tenant organizing strength
Inherited from Holyoke
9.6
Housing court bias
Inherited from Holyoke
7.4
How Oakdale compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 82
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 58%Socioeconomic
- 93%Household composition
- 65%Racial/ethnic minority
- 86%Housing & transportation
Historical context · 1930s redlining
HOLC grade: B: Still Desirable
This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade B meant middle-class areas with mortgage access. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.
- 0%Grade A
- 41%Grade B
- 32%Grade C
- 0%Grade D · redlined
Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.
Comparable tracts
Census tracts with similar eviction risk
Within Oakdale. Closest by Eviction Risk Score.
CDC PLACES 2023 · health & economic stress
Eviction-adjacent indicators
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
- 24.0%Housing insecurity
- 16.4%Utility-shutoff threat
- 30.9%Food insecurity
- 38.9%SNAP enrollment
- 15.9%Transit barriers
- 13.4%No health insurance
- 21.2%Frequent mental distress
- 42.8%Any disability
Analysis
What drives eviction risk in Oakdale
The dominant input is tenant-organizing strength at 9.6/10. Against the Hampden County average of 5.8, this tract reads riskier for landlords by 2.2 points. On the high side, court filing pressure reads 8.5/10.
Cost burden runs 55% here against 46.5% across Hampden County. The severe-burden share is 15%, and it is the single best predictor in this model of a filing that actually reaches judgment. The poverty rate is 23%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest.
Running cool, supply constraint reads 2.3/10. Housing insecurity runs 24.0% against 14.2% nationally. This ground was mapped B ("Still Desirable") on the 1930s HOLC security maps for Holyoke Chicopee. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above.
On the national scale it lands near the 91st percentile of the 84,120 tracts scored. Social vulnerability reads 8.4/10 on the CDC index, a measure of exposure to housing and economic shocks. Statewide the MA average is 6.2, so this tract runs 1.8 points hotter.
Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.
Frequently asked
About tract 25013812104
Q1
What is the eviction-risk score for census tract 25013812104?
Census tract 25013812104 in the Oakdale neighborhood scores 8/10 (High tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 25013812104?
Median gross rent is $1,088/month (ACS 5-year 2023, table B25064). 55% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 25013812104?
22.6% of residents in tract 25013812104 live below the federal poverty line (ACS B17001, 2023). Population: 4,039.
Q4
How socially vulnerable is tract 25013812104?
CDC Social Vulnerability Index ranks this tract in the 82th percentile nationally. Sub-themes: socioeconomic 58th, household 93th, minority 65th, housing 86th.
Q5
Is tract 25013812104 considered part of Oakdale?
Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 25013812104 fall within Oakdale (neighborhood centroid within 1.1 miles, OSM data).
Q6
What share of households in tract 25013812104 struggle to pay rent?
About 24.0% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 16.4% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q7
How does tract 25013812104 compare to Holyoke overall?
Tract 25013812104 scores 8/10, higher than the parent city of Holyoke at 6.6/10. City-scale signals (state law, local rent controls, court bias) are inherited from Holyoke eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q8
Was tract 25013812104 historically redlined?
Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of B. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts
Highest-risk tracts in Holyoke
Top eight tracts in Holyoke ranked by composite eviction-risk score.
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