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Neighborhood · Ranked #5,690 of 84,120 nationally

The Flats Eviction Risk: Elevated , Holyoke

Tract 25013811500 · Hampden County, MA · pop 2,174 · neighborhood within 0.4 mi

In the The Flats area of Holyoke, census tract 25013811500 scores 7.6/10 for eviction risk. It lands near the 99th percentile nationally for landlord eviction risk.

62% of renter households here spend at least 30% of income on rent, a severe level, and 35% are severely burdened at 50% or more. The typical renter pays about $873 a month while the average household earns $21,418 a year, roughly 49% of income at the averages. Renters make up 96% of occupied homes, a renter-majority tract.

Risk score
6.8
Elevated
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 60% Stable renters 37% Owners 3%
Tract context
Occupied units635
Renter share96.4%
SVI overall0.99
Poverty rate70.8%
Median income$21,418

Percentile rank

Higher percentile = riskier than more peers.
Within neighborhood
100 th percentile
Rank, 100th percentileLowHigh
#1 of 3 tracts In The Flats
Very High
Within parent city
100 th percentile
Rank, 100th percentileLowHigh
#1 of 11 tracts In Holyoke
Very High
Within county
90 th percentile
Rank, 90th percentileLowHigh
#11 of 104 tracts In Hampden County
Very High
Within state
96 th percentile
Rank, 96th percentileLowHigh
#63 of 1,613 tracts In Massachusetts
Very High
Geographic context

Risk heat across Holyoke and the region

Centroid at 42.1961, -72.6058 · click any tract to drill in

Why The Flats scores 6.8

9 axes · 1 = landlord-friendly
Local political climate
Inherited from Holyoke
6.3
Regional political climate
2024 county presidential margin
5.9
State political climate
Massachusetts legislature & governorship
6.2
Economic stress
70.8% poverty · this tract
10.0
Supply constraint
$873 rent vs county FMR
1.0
Rent control risk
Inherited from Holyoke
6.4
Eviction process difficulty
State law sets the calendar
5.6
Tenant organizing strength
Inherited from Holyoke
9.6
Housing court bias
Inherited from Holyoke
7.4

How The Flats compares

Risk score vs. parent city, county, state.
The Flats risk score vs. parent city / county / stateThis tract: 6.86.8This tracttract 811500Holyoke: 6.06.0Holyokeparent cityCounty: 4.64.6Countyavg tract in countyState: 3.53.5Stateavg tract in state
CDC Social Vulnerability Index

SVI percentile: 99

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

Historical context · 1930s redlining

HOLC grade: D: Hazardous (Redlined)

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade D meant Black, immigrant, and poor neighborhoods systematically denied mortgage credit. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Comparable tracts

Census tracts with similar eviction risk

Within The Flats. Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

Analysis

What drives eviction risk in The Flats

The score leans hardest on economic stress at $1/10. That part is specific to this tract, computed from its own rent, income, and poverty figures. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Holyoke eviction risk, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores above the Hampden County average of 6.6 and above the Massachusetts statewide average of 5.9. Within its own county it reads on the riskier side for landlords.

In CDC survey modeling, about 51.0% of adults here said they could not pay rent or mortgage at some point in the past year, and 38.9% faced a utility shutoff threat, a common early warning before a filing.

The tract is predominantly Hispanic or Latino and ranks around the 99th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. High vulnerability tends to track with higher eviction-filing rates when rents climb.

For a landlord, this is a tract where process discipline pays off. Clean paperwork and steady screening keep the elevated risk manageable.

Frequently asked

About tract 25013811500

Q1

What is the eviction-risk score for census tract 25013811500?

Census tract 25013811500 in the The Flats neighborhood scores 6.8/10 (Elevated tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2

What is the average rent in tract 25013811500?

Median gross rent is $873/month (ACS 5-year 2023, table B25064). 62% of renter households are cost-burdened.
Q3

What is the poverty rate in tract 25013811500?

70.8% of residents in tract 25013811500 live below the federal poverty line (ACS B17001, 2023). Population: 2,174.
Q4

How socially vulnerable is tract 25013811500?

CDC Social Vulnerability Index ranks this tract in the 99th percentile nationally. Sub-themes: socioeconomic 94th, household 99th, minority 92th, housing 93th.
Q5

Is tract 25013811500 considered part of The Flats?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 25013811500 fall within The Flats (neighborhood centroid within 0.4 miles, OSM data).
Q6

What share of households in tract 25013811500 struggle to pay rent?

About 51.0% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 38.9% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q7

How does tract 25013811500 compare to Holyoke overall?

Tract 25013811500 scores 6.8/10, higher than the parent city of Holyoke at 6/10. City-scale signals (state law, local rent controls, court bias) are inherited from Holyoke eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q8

Was tract 25013811500 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of D. 16% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts

Highest-risk tracts in Holyoke

Top eight tracts in Holyoke ranked by composite eviction-risk score.

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