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Northampton, Massachusetts eviction risk overview
Ranked #660 of 1,865 nationally

Northampton, MA Eviction Risk: ELEVATED

Hampshire County · Population 30,962

In 2026
Risk score
5.8
ELEVATED

51th percentile, Massachusetts.

50-yr Eviction Risk Score history

1976 to 2026 · climbing fast since 2010

Min1.9 Average3.7 Now5.8
10 5 1976 · score 2.1 1977 · score 2.1 1978 · score 2.2 1979 · score 2.3 1980 · score 1.9 1981 · score 1.9 1982 · score 2.0 1983 · score 1.9 1984 · score 1.9 1985 · score 1.9 1986 · score 1.9 1987 · score 2.0 1988 · score 2.4 1989 · score 2.4 1990 · score 2.6 1991 · score 2.6 1992 · score 3.0 1993 · score 3.0 1994 · score 2.9 1995 · score 2.9 1996 · score 3.5 1997 · score 3.6 1998 · score 3.6 1999 · score 3.7 2000 · score 3.2 2001 · score 3.3 2002 · score 3.4 2003 · score 3.5 2004 · score 3.7 2005 · score 3.8 2006 · score 3.9 2007 · score 3.9 2008 · score 4.2 2009 · score 4.3 2010 · score 4.4 2011 · score 4.5 2012 · score 4.5 2013 · score 4.6 2014 · score 4.7 2015 · score 4.8 2016 · score 5.0 2017 · score 5.2 2018 · score 5.4 2019 · score 5.7 2020 · score 6.6 2021 · score 6.6 2022 · score 6.6 2023 · score 6.6 2024 · score 6.4 2025 · score 5.3 2026 · score 5.8

Key metrics

Time machine

Scrub 50 years

2026
● LIVE · today ◀ REPLAY · historical

Nine-axis profile

9-axis profile · today

Shape of the risk surface

1 landlord · 10 tenant
Local 7.6 Regional 7.6 State 6.2 Economic 6.4 Supply 8.3 Rent Control 7.2 Eviction 6.1 Tenant 8.4 Housing 6.6 5.8 ELEVATED
Sub-scores · with sparkline

Where the score comes from

1 → 10 scale
  1. Local political climate
    Dem margin +41.9% (2024)
    7.6
  2. Regional political climate
    County-weighted neighbor mix
    7.6
  3. State political climate
    Massachusetts legislature & governorship
    6.2
  4. Economic stress
    12.5% poverty · 5.3% unemp.
    6.4
  5. Supply constraint
    $1,439 average · 42.7% renters
    8.3
  6. Rent Control risk
    32.9% of income on rent
    7.2
  7. Eviction process difficulty
    215 days filing → judgment
    6.1
  8. Tenant organizing strength
    42.7% renters
    8.4
  9. Housing court bias
    County bench composition
    6.6
Geographic context

Risk heat across Northampton and the region

Click any city to see its score

How Northampton compares

Risk score vs. peers, county, state, and the U.S.
Rank in Hampshire County
Elevated
#3 of 8 cities
Rank in county, 71st percentileBottomTop
#3 of 8 cities in Hampshire County for landlord eviction risk.
Rank in Massachusetts
Moderate
#129 of 248 cities
Rank in state, 48th percentileBottomTop
#129 of 248 cities in Massachusetts for landlord eviction risk.
vs. county · state · U.S.
Northampton risk score vs. county / state / U.S.Northampton: 5.85.8NorthamptonThis cityCounty: 5.25.2Countyavg in countyState: 6.26.2Stateavg in stateU.S.: 5.25.2U.S.national avg
Score story

Six-stop tour of the risk profile

  1. 5.8
    / 10 · ELEVATED
    The verdict

    A Elevated-tier market.

    Composite 5.8/10. Mid-range market; standard documentation usually wins. The 50-year curve shows a sharp climb.

    50-yr trend+3.7 over 50 yr
    197620012026

    Steepening since 2010 · COVID inflection visible

  2. 215d
    Typical timeline
    The money

    What renting (and evicting) looks like.

    Rent published at $1,439/mo. A contested eviction takes 215 days and costs $12,737-$25,618 per case.

    50-yr trendCalendar drag rising since '15
    197620012026

    Court-clerk data lands in the next release.

  3. 42.7%
    Renters
    The renters

    Who you'll be renting to.

    Out of 30,962 residents, 42.7% rent. 33% are spending 30%+ income on rent, 12.5% below the poverty line.

    50-yr trendRenter share rising
    197620012026

    ACS 1970-present · once the migration overlay is in.

  4. 7.6
    Local + regional
    The politics

    Mid-range climate. Not a coastal market.

    Local & regional political climate score 7.6 and 7.6 (Dem margin +41.9% (2024)). State climate at 6.2, a mid-range statehouse.

    50-yr trendTracks county vote margin
    197620012026

    Built on 50-yr presidential margins back to 1976.

  5. 6.2
    State politics
    The process

    Moderate calendar, moderate friction.

    State political climate 6.2/10 sets the legislative ceiling for landlord remedies, and it shows up in the process. Eviction process difficulty reads 6.1, housing court bias 6.6, rent-control risk 7.2. Standard process speed for the state.

    50-yr trendProcess difficulty +1.1 since '00
    197620012026

    Court-clerk data lands in the next release.

  6. 6.4
    Economic stress
    The stress

    Economic pressure is the background risk.

    Economic stress: 6.4. Supply constraint: 8.3. The numbers behind those: 12.5% poverty, 5.3% unemployment, 33% of income on rent.

    50-yr trendTwo visible dips · '08 + COVID
    197620012026

    Mirrors BLS unemployment series.

US eviction landscape · timeline × all-in cost

Northampton sits in the slow & expensive quadrant

Bubble size = population · color = risk score
QUICK BUT COSTLY fast docket · high all-in loss SLOW & EXPENSIVE long calendar · high all-in loss QUICK & CHEAP fast docket · low all-in loss SLOW BUT CHEAP long calendar · low all-in loss 30d 50d 75d 100d 150d 200d 300d 450d $2.0k $3.0k $5.0k $7.5k $10k $15k $20k $30k EVICTION TIMELINE (DAYS) → ↑ ALL-IN COST (LOG SCALE) Worcester, MA · 184d · ~$19.8k all-in ($108/day) · score 6.9 Worcester Springfield, MA · 191d · ~$20.6k all-in ($108/day) · score 7.2 Springfield Chicopee, MA · 203d · ~$21.3k all-in ($105/day) · score 7.2 Chicopee Boston, MA · 187d · ~$20.3k all-in ($109/day) · score 6.8 Boston Cambridge, MA · 212d · ~$19.8k all-in ($93/day) · score 5.8 Cambridge Lowell, MA · 198d · ~$19.9k all-in ($101/day) · score 6.8 Lowell Brockton, MA · 207d · ~$19.7k all-in ($95/day) · score 7.1 Brockton Quincy, MA · 216d · ~$18.5k all-in ($85/day) · score 5.6 Quincy Lynn, MA · 195d · ~$20.6k all-in ($106/day) · score 6.6 Lynn New Bedford, MA · 210d · ~$18.3k all-in ($87/day) · score 6.8 New Bedford Houston, TX · 24d · ~$2.5k all-in ($103/day) · score 2.7 Houston Phoenix, AZ · 38d · ~$3.3k all-in ($86/day) · score 3.9 Phoenix Memphis, TN · 31d · ~$2.0k all-in ($66/day) · score 4.6 Memphis Atlanta, GA · 40d · ~$2.8k all-in ($69/day) · score 5.5 Atlanta Chicago, IL · 109d · ~$9.0k all-in ($82/day) · score 6.3 Chicago New York, NY · 417d · ~$29.5k all-in ($71/day) · score 9.8 New York Seattle, WA · 162d · ~$12.7k all-in ($79/day) · score 6.2 Seattle Northampton
Northampton · 215d · ~$19.2k all-in ($89/day) · score 5.8 National average: 58d · $4.6k all-in Hover any bubble for stats · click to open Color: 0-4   4-7   7-10
00Overview

About eviction risk in Northampton, MA

Landlording in Northampton, Massachusetts, presents an elevated-friction market where documented notices and proactive screening matter. The Eviction Risk Score is 5.8/10 (ELEVATED tier), drawn from the nine sub-axes shown above, covering rent-control exposure, eviction-process difficulty, housing-court bias, tenant-organizing strength, supply constraint, economic stress, and local, regional, and state political climate. This is not a quick-fix market: it's a Elevated-friction market where lease drafting, screening discipline, and well-documented notices materially change outcomes.

Northampton is a city of 30,962 residents where 42.7% of occupied units are renter-occupied, and the typical renter spends 32.9% of income on rent. At an average rent of $1,439/month, the typical renter household here spends more than the federal 30% threshold on housing, a leading indicator of payment volatility and a precondition for the kinds of tenant defenses that show up most often in housing court.

01Process

How Northampton eviction process actually works

Eviction process difficulty here reads 6.1/10, a number that combines statutory complexity (notice categories, just-cause rules, mandatory pre-filing disclosures) with operational realities (court calendar length and clerk responsiveness). The typical contested filing in Northampton closes 215 days after the initial notice. For non-payment of rent the first step is a properly-formatted, properly-served pay-or-quit notice; for material lease breaches it's a cure-or-quit; for tenancies under just-cause protection an at-fault grounds notice (or a no-fault notice with statutory relocation assistance) is required.

The slow part of Northampton's timeline is usually the calendar, not the motion practice. Housing court bias scores 6.6/10 here, meaning judges read borderline procedural defects in the tenant's favor more often than the national norm. The practical implication: every notice and every proof of service needs to be airtight before it gets filed.

02Cost

What it costs (and how long it takes)

An all-in eviction in Northampton runs $12,737 to $25,618 per case once you account for filing fees, attorney time, lost rent during pendency, sheriff lockout, and unit turnover. That range is wide because the upper bound assumes a tenant answer plus motion practice, common when housing court bias is high. The lower bound assumes a default judgment after proper service.

For landlords running the numbers on holding costs vs. cash-for-keys: if your projected timeline times your monthly rent already exceeds the high-end cost number, cash-for-keys at 1-2 months' rent is typically the economically rational choice. With 215 days of typical timeline and $1,439/month in lost rent, that crossover happens fast here.

03Operations

Security deposits, screening, and lease terms

Tenant organizing strength scores 8.4/10 in Northampton, and the city carries meaningful rent control exposure (7.2/10). Operations practice that survives audit in this environment looks like:

  • Screening discipline. Document income (verified at 2.5 to 3x rent), credit (with a clear minimum), and prior-tenancy reference checks, but do not screen on protected categories or source-of-income where banned. Keep a written, consistent screening criteria document for every applicant.
  • Lease specificity. Use a state-specific lease that names every term clearly: rent due date, late fees within statutory caps, deposit handling, smoke and CO disclosure, lead paint disclosure (pre-1978 stock), and a clean attorney's-fees clause.
  • Security deposit handling. Itemize deductions within the statutory window. Photograph move-in/move-out condition. In Massachusetts, deposit cap and refund window are statute, so exceed them at your own risk.
  • Mid-tenancy documentation. Keep date-stamped records of every rent receipt, every habitability request, every notice served. The day you need them in court is too late to start.
04Strategy

What an everyday landlord should actually do here

If you own one to four units in Northampton: hire a property manager who knows the local court. The pricing differential between self-managing and hiring out is small relative to the cost of one botched eviction in a ELEVATED tier market. If you own five or more: build relationships with a local landlord-side attorney before you need one, since retainer fees are negligible compared to emergency-rate billing when an eviction is already moving.

The avoidable mistakes here are all upstream of the filing: weak screening, an informal lease, sloppy rent receipts, and notice templates pulled off the internet that don't match Massachusetts's statutory language. Fix those four, and most cases settle or default. Skip them, and a $25,618 all-in fight is the realistic worst case.

04bPractical traps

Local traps to avoid in Northampton

Trap · 7.2/10
The 5.3/10 score weighs nine sub-factors including political climate, court bias, supply constraint, and tenant organizing strength. Northampton's rent-control-risk sub-score is 7.2/10, driven by demographic and political pressure for tenant relief.
05FAQ

Frequently asked questions

Q1

What is "source of income" protection in Massachusetts?

Massachusetts law protects tenants from discrimination based on their source of income. This means you cannot refuse to rent to someone solely because they use a Section 8 voucher, disability benefits, or other lawful public assistance to pay rent. You still screen them based on other criteria like credit, rental history, and criminal background, but their income source itself cannot be a reason for denial.

Q2

Can I charge a late fee in Northampton?

Yes, but Massachusetts law regulates late fees. You can only charge a late fee if rent is not paid within 30 days of the due date. The fee must be reasonable and stated in the lease. This is a much longer grace period than many landlords are used to, so plan accordingly.

Q3

How long does an eviction really take in Northampton?

Our data shows a typical eviction timeline of 215 days. This is an average for a standard non-payment case. If the tenant contests the eviction, requests continuances, or appeals the decision, it can take even longer. This is why many landlords consider "cash for keys" as a faster, cheaper alternative.

Q4

Should I use a lawyer for every eviction?

For Northampton and Massachusetts generally, yes. Given the complexity of M.G.L. c. 186, the tenant-friendly court system, and the high cost of errors, attempting to handle an eviction without an experienced attorney is a significant risk. An attorney can ensure proper notice, correct filings, and effective representation, potentially saving you substantial time and money in the long run. See our Massachusetts eviction risk overview for more state-specific details.

Q5

What if my tenant damages the property?

You can use the security deposit to cover documented damages beyond normal wear and tear. You must provide an itemized list of damages and the cost of repair within 30 days of the tenancy ending. If the damages exceed the security deposit, you can sue the tenant in small claims court, but collecting on such a judgment can be difficult. It's crucial to have thorough move-in and move-out inspection reports with photos or video.

06Score

What this score means for landlords2

A 5.8/10 places Northampton in the 51st percentile of Massachusetts cities on the Eviction Risk Score index. The score is the average of the nine sub-axes, all calibrated on a national 1 to 10 scale where 1 is most landlord-friendly and 10 is most tenant-protective. The 50-year reconstruction shows this score has risen sharply since 1976, a structural drift driven by court-calendar growth, rent-control adoption, and the rise of tenant-side legal aid. The trajectory matters more than the snapshot: the score is the climate, not the weather.