Gardner Eviction Risk: Elevated

Against Worcester County at 44.4%, 56% of renters here are cost-burdened. Sitting well above the midpoint, tenant-organizing strength reads 8.5/10.

On the softer side, supply constraint reads 2/10. At $1,302 a month, rents run 17% over what the rest of Gardner commands. 10% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears.

Princeton's Eviction Lab logged 24 filings here across 1 tracked years. The worst year on record was 2015, when 4.6% of renter households were served. In a typical year about 4.6% of renter households face a filing.

That is riskier than roughly 80% of the 84,120 US census tracts in this model. Only 25% of units are renter-occupied. Rental comparables are thin; price a renewal off the nearest genuine rental sub-market rather than off surrounding sale prices.

On the CDC Social Vulnerability Index the tract reads 3.8/10, which tracks how hard a shock lands on the households already here. Of its three components the household composition measure is the least pressured.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.