Gardner Eviction Risk: Elevated

This is renter territory: 84% of occupied units are tenant-occupied. Severe burden reaches 22%. Those are renters paying half their income or more, and that is where non-payment filings originate.

Sitting well above the midpoint, tenant-organizing strength reads 8.5/10. It sits 1.7 points above the Worcester County average of 5.8.

The poverty rate is 20%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest. Princeton's Eviction Lab logged 33 filings here across 1 tracked years. The worst year on record was 2015, when 5.0% of renter households were served.

In a typical year about 5.0% of renter households face a filing. That is riskier than roughly 88% of the 84,120 US census tracts in this model.

Social vulnerability reads 7.8/10 on the CDC index, a measure of exposure to housing and economic shocks. Statewide the MA average is 6.2, so this tract runs 1.3 points hotter.

Of its three components the household composition measure is the most pressured. 41% of renter households spend at least 30% of income on rent.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.