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Mackinaw City, Michigan eviction risk overview
City brief · 778 residents

Mackinaw City, MI Eviction Risk: LOW

Emmet County · Population 778

In 2026
Risk score
3.1
LOW

72th percentile, Michigan.

50-yr Eviction Risk Score history

1976 to 2026 · climbing fast since 2010

Min1.8 Average2.6 Now3.1
4.3 1.8 1976 · score 2.2 1977 · score 2.1 1978 · score 2.0 1979 · score 2.1 1980 · score 2.3 1981 · score 2.3 1982 · score 2.3 1983 · score 2.3 1984 · score 2.2 1985 · score 2.2 1986 · score 2.1 1987 · score 2.1 1988 · score 1.8 1989 · score 1.8 1990 · score 1.8 1991 · score 1.9 1992 · score 2.4 1993 · score 2.4 1994 · score 2.3 1995 · score 2.3 1996 · score 2.6 1997 · score 2.5 1998 · score 2.6 1999 · score 2.6 2000 · score 2.5 2001 · score 2.6 2002 · score 2.6 2003 · score 2.5 2004 · score 2.5 2005 · score 2.4 2006 · score 2.4 2007 · score 2.5 2008 · score 3.1 2009 · score 3.3 2010 · score 3.4 2011 · score 3.4 2012 · score 3.3 2013 · score 3.2 2014 · score 3.1 2015 · score 2.9 2016 · score 2.9 2017 · score 2.8 2018 · score 2.8 2019 · score 2.7 2020 · score 4.2 2021 · score 4.3 2022 · score 3.4 2023 · score 3.0 2024 · score 3.1 2025 · score 3.1 2026 · score 3.1

Key metrics

Estimated values: The U.S. Census suppresses field-level data for small places. Estimated from constituent census tracts, pop-weighted from real underlying ACS data.
Time machine

Scrub 50 years

2026
● LIVE · today ◀ REPLAY · historical

Nine-axis profile

9-axis profile · today

Shape of the risk surface

1 landlord · 10 tenant
Local 5.0 Regional 5.0 State 3.3 Economic 6.5 Supply 2.8 Rent Control 2.5 Eviction 3.1 Tenant 2.7 Housing 2.6 3.1 LOW
Sub-scores · with sparkline

Where the score comes from

1 → 10 scale
  1. Local political climate
    GOP margin +10.8% (2024)
    5.0
  2. Regional political climate
    County-weighted neighbor mix
    5.0
  3. State political climate
    Michigan legislature & governorship
    3.3
  4. Economic stress
    12.9% poverty · 3.1% unemp.
    6.5
  5. Supply constraint
    $865 average · 33.1% renters
    2.8
  6. Rent Control risk
    31.7% of income on rent
    2.5
  7. Eviction process difficulty
    59 days filing → judgment
    3.1
  8. Tenant organizing strength
    33.1% renters
    2.7
  9. Housing court bias
    County bench composition
    2.6
Geographic context

Risk heat across Mackinaw City and the region

Click any city to see its score

How Mackinaw City compares

Risk score vs. peers, county, state, and the U.S.
Rank in Emmet County
High
#4 of 13 cities
Rank in county, 75th percentileLowHigh
#4 of 13 cities in Emmet County for landlord eviction risk.
Rank in Michigan
Elevated
#272 of 743 cities
Rank in state, 64th percentileLowHigh
#272 of 743 cities in Michigan for landlord eviction risk.
vs. county · state · U.S.
Mackinaw City risk score vs. county / state / U.S.Mackinaw City: 3.13.1Mackinaw CityThis cityCounty: 2.82.8Countyavg in countyState: 3.33.3Stateavg in stateU.S.: 4.74.7U.S.national avg
Score story

Six-stop tour of the risk profile

  1. 3.1
    / 10 · LOW
    The verdict

    A Low-tier market.

    Composite 3.1/10. Mid-range market; standard documentation usually wins. The 50-year curve shows a slow, steady climb.

    50-yr trend+0.9 over 50 yr
    197620012026

    Steady ratchet · no large swings

  2. 59d
    Typical timeline
    The money

    What renting (and evicting) looks like.

    Rent published at $865/mo. A contested eviction takes 59 days and costs $2,598–$5,539 per case.

    50-yr trendCalendar drag rising since '15
    197620012026

    Court-clerk data lands in the next release.

  3. 33.1%
    Renters
    The renters

    Who you'll be renting to.

    Out of 778 residents, 33.1% rent. 32% are spending 30%+ income on rent, 12.9% below the poverty line.

    50-yr trendRenter share rising
    197620012026

    ACS 1970-present · once the migration overlay is in.

  4. 5
    Local + regional
    The politics

    Mid-range climate. Not a coastal market.

    Local & regional political climate score 5 and 5 (GOP margin +10.8% (2024)). State climate at 3.3, a mid-range statehouse.

    50-yr trendTracks county vote margin
    197620012026

    Built on 50-yr presidential margins back to 1976.

  5. 3.3
    State politics
    The process

    Moderate calendar, moderate friction.

    State political climate 3.3/10 sets the legislative ceiling for landlord remedies, and it shows up in the process. Eviction process difficulty reads 3.1, housing court bias 2.6, rent-control risk 2.5. Standard process speed for the state.

    50-yr trendProcess difficulty +-1.9 since '00
    197620012026

    Court-clerk data lands in the next release.

  6. 6.5
    Economic stress
    The stress

    Economic pressure is the background risk.

    Economic stress: 6.5. Supply constraint: 2.8. The numbers behind those: 12.9% poverty, 3.1% unemployment, 32% of income on rent.

    50-yr trendTwo visible dips · '08 + COVID
    197620012026

    Mirrors BLS unemployment series.

US eviction landscape · timeline × all-in cost

Mackinaw City sits in the slow but cheap quadrant

Bubble size = population · color = risk score
QUICK BUT COSTLY fast docket · high all-in loss SLOW & EXPENSIVE long calendar · high all-in loss QUICK & CHEAP fast docket · low all-in loss SLOW BUT CHEAP long calendar · low all-in loss 30d 50d 75d 100d 150d 200d 300d 450d $2.0k $3.0k $5.0k $7.5k $10k $15k $20k $30k EVICTION TIMELINE (DAYS) → ↑ ALL-IN COST (LOG SCALE) Detroit, MI · 62d · ~$4.9k all-in ($78/day) · score 4.4 Detroit Grand Rapids, MI · 54d · ~$4.7k all-in ($88/day) · score 3.5 Grand Rapids Warren, MI · 65d · ~$4.5k all-in ($68/day) · score 3.5 Warren Sterling Heights, MI · 56d · ~$4.7k all-in ($83/day) · score 3.2 Sterling Heights Ann Arbor, MI · 55d · ~$4.3k all-in ($77/day) · score 3.6 Ann Arbor Lansing, MI · 64d · ~$4.5k all-in ($70/day) · score 3.7 Lansing Dearborn, MI · 56d · ~$4.6k all-in ($81/day) · score 3.4 Dearborn Livonia, MI · 62d · ~$5.0k all-in ($80/day) · score 3.1 Livonia Troy, MI · 59d · ~$4.3k all-in ($73/day) · score 2.9 Troy Westland, MI · 57d · ~$4.7k all-in ($82/day) · score 3.1 Westland Houston, TX · 24d · ~$2.5k all-in ($103/day) · score 2.8 Houston Phoenix, AZ · 38d · ~$3.3k all-in ($86/day) · score 2.8 Phoenix Memphis, TN · 31d · ~$2.0k all-in ($66/day) · score 3.1 Memphis Atlanta, GA · 40d · ~$2.8k all-in ($69/day) · score 3.4 Atlanta Boston, MA · 187d · ~$20.3k all-in ($109/day) · score 7.1 Boston Chicago, IL · 109d · ~$9.0k all-in ($82/day) · score 5.7 Chicago New York, NY · 417d · ~$29.5k all-in ($71/day) · score 9.7 New York Seattle, WA · 162d · ~$12.7k all-in ($79/day) · score 7.9 Seattle Mackinaw City
Mackinaw City · 59d · ~$4.1k all-in ($69/day) · score 3.1 National average: 58d · $4.6k all-in Hover any bubble for stats · click to open Color: 0–4   4–7   7–10
00Overview

About eviction risk in Mackinaw City, MI

Landlording in Mackinaw City, Michigan, presents a manageable operating environment for documented landlords. The Eviction Risk Score is 3.1/10 (LOW tier), drawn from the nine sub-axes shown above, covering rent-control exposure, eviction-process difficulty, housing-court bias, tenant-organizing strength, supply constraint, economic stress, and local, regional, and state political climate. This is not a quick-fix market: it's a Mid-tier market where lease drafting, screening discipline, and well-documented notices materially change outcomes.

Mackinaw City is a city of 778 residents where 33.1% of occupied units are renter-occupied, and the typical renter spends 31.7% of income on rent. At an average rent of $865/month, the typical renter household here spends more than the federal 30% threshold on housing, a leading indicator of payment volatility and a precondition for the kinds of tenant defenses that show up most often in housing court.

01Process

How Mackinaw City eviction process actually works

Eviction process difficulty here reads 3.1/10, a number that combines statutory complexity (notice categories, just-cause rules, mandatory pre-filing disclosures) with operational realities (court calendar length and clerk responsiveness). The typical contested filing in Mackinaw City closes 59 days after the initial notice. For non-payment of rent the first step is a properly-formatted, properly-served pay-or-quit notice; for material lease breaches it's a cure-or-quit; for tenancies under just-cause protection an at-fault grounds notice (or a no-fault notice with statutory relocation assistance) is required.

The slow part of Mackinaw City's timeline is usually the calendar, not the motion practice. Housing court bias scores 2.6/10 here, meaning judges read borderline procedural defects in the tenant's favor more often than the national norm. The practical implication: every notice and every proof of service needs to be airtight before it gets filed.

02Cost

What it costs (and how long it takes)

An all-in eviction in Mackinaw City runs $2,598 to $5,539 per case once you account for filing fees, attorney time, lost rent during pendency, sheriff lockout, and unit turnover. That range is wide because the upper bound assumes a tenant answer plus motion practice, common when housing court bias is high. The lower bound assumes a default judgment after proper service.

For landlords running the numbers on holding costs vs. cash-for-keys: if your projected timeline times your monthly rent already exceeds the high-end cost number, cash-for-keys at 1–2 months' rent is typically the economically rational choice. With 59 days of typical timeline and $865/month in lost rent, that crossover happens fast here.

03Operations

Security deposits, screening, and lease terms

Tenant organizing strength scores 2.7/10 in Mackinaw City, and the city has limited rent control exposure (2.5/10). Operations practice that survives audit in this environment looks like:

  • Screening discipline. Document income (verified at 2.5 to 3x rent), credit (with a clear minimum), and prior-tenancy reference checks, but do not screen on protected categories or source-of-income where banned. Keep a written, consistent screening criteria document for every applicant.
  • Lease specificity. Use a state-specific lease that names every term clearly: rent due date, late fees within statutory caps, deposit handling, smoke and CO disclosure, lead paint disclosure (pre-1978 stock), and a clean attorney's-fees clause.
  • Security deposit handling. Itemize deductions within the statutory window. Photograph move-in/move-out condition. In Michigan, deposit cap and refund window are statute, so exceed them at your own risk.
  • Mid-tenancy documentation. Keep date-stamped records of every rent receipt, every habitability request, every notice served. The day you need them in court is too late to start.
04Strategy

What an everyday landlord should actually do here

If you own one to four units in Mackinaw City: hire a property manager who knows the local court. The pricing differential between self-managing and hiring out is small relative to the cost of one botched eviction in a LOW tier market. If you own five or more: build relationships with a local landlord-side attorney before you need one, since retainer fees are negligible compared to emergency-rate billing when an eviction is already moving.

The avoidable mistakes here are all upstream of the filing: weak screening, an informal lease, sloppy rent receipts, and notice templates pulled off the internet that don't match Michigan's statutory language. Fix those four, and most cases settle or default. Skip them, and a $5,539 all-in fight is the realistic worst case.

04bPractical traps

Local traps to avoid in Mackinaw City

Trap · 2.6/10
For landlords, the 4.7/10 score is most actionable when combined with Emmet County's specific court behavior. Housing-court bias sub-score: 2.6/10. Standard documentation and prompt action typically resolve cases quickly.
05FAQ

Frequently asked questions

Q1

What if my tenant pays part of the rent after I give them the 7-day notice?

Be very careful here. Accepting a partial payment after serving a 7-day notice for non-payment can sometimes "waive" your notice, meaning you might have to start the eviction process over. It's generally best to only accept the full amount owed or to decline partial payments. If you are considering it, get advice from a landlord-tenant attorney first to understand the implications for your specific situation.

Q2

Can I just change the locks if my tenant stops paying?

Absolutely not. This is an illegal "self-help" eviction and can lead to serious legal trouble for you, including fines and damages owed to the tenant. You must follow the legal eviction process through the courts. Wait for the sheriff to execute the Order of Eviction. It's frustrating, but it's the law.

Q3

How much notice do I need to give to raise the rent in Mackinaw City?

For a month-to-month tenancy, you generally need to give at least one full rental period's notice before raising the rent. For example, if rent is due on the 1st of the month, and you want to raise it starting July 1st, you would need to provide notice by June 1st. If you have a fixed-term lease, you cannot raise the rent until the lease term expires, unless the lease specifically allows for it.

Q4

Do I need an attorney for an eviction in Mackinaw City?

While you can represent yourself in Michigan district court for an eviction, it's highly recommended to at least consult with an attorney, especially if it's your first time or if the tenant is contesting the eviction. An attorney ensures all paperwork is correct, deadlines are met, and you avoid procedural errors that could delay or even dismiss your case. The cost of an attorney often outweighs the cost of making a mistake.

06Score

What this score means for landlords2

A 3.1/10 places Mackinaw City in the 72nd percentile of Michigan cities on the Eviction Risk Score index. The score is the average of the nine sub-axes, all calibrated on a national 1 to 10 scale where 1 is most landlord-friendly and 10 is most tenant-protective. The 50-year reconstruction shows this score has climbed steadily since 1976, a structural drift driven by court-calendar growth, rent-control adoption, and the rise of tenant-side legal aid. The trajectory matters more than the snapshot: the score is the climate, not the weather.