Within parent city
50
th percentile
Moderate
Census Tract · Ranked #16,850 of 84,120 nationally
Mount Morris Eviction Risk: Moderate
Tract 26049012310 · Genesee County, MI · pop 3,147
Census tract 26049012310 covers Mount Morris, home to 3,147 residents. For landlords it grades 7.3/10, an elevated reading. It lands near the 97th percentile nationally for landlord eviction risk.
62% of renter households here spend at least 30% of income on rent, a severe level, and 31% are severely burdened at 50% or more. The typical renter pays about $884 a month while the average household earns $42,886 a year, roughly 25% of income at the averages. About 41% of occupied units are renter-occupied.
Risk score
5.6
Moderate
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 26%
Stable renters 16%
Owners 58%
Tract context
Occupied units1,315
Renter share41.4%
SVI overall0.86
Poverty rate28.2%
Median income$42,886
Percentile rank
Higher percentile = riskier than more peers.Within county
75
th percentile
High
Within state
86
th percentile
High
National
80
th percentile
High
Geographic context
Risk heat across Mount Morris and the region
Centroid at 43.1177, -83.6987 · click any tract to drill in
Why Mount Morris scores 5.6
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from Mount Morris
5.9
Regional political climate
2024 county presidential margin
5.5
State political climate
Michigan legislature & governorship
3.3
Economic stress
28.2% poverty · this tract
7.0
Supply constraint
$884 rent vs county FMR
4.0
Rent control risk
Inherited from Mount Morris
9.2
Eviction process difficulty
State law sets the calendar
2.8
Tenant organizing strength
Inherited from Mount Morris
8.3
Housing court bias
Inherited from Mount Morris
9.1
How Mount Morris compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 86
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 90%Socioeconomic
- 88%Household composition
- 59%Racial/ethnic minority
- 63%Housing & transportation
Historical context · 1930s redlining
HOLC grade: D: Hazardous (Redlined)
This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade D meant Black, immigrant, and poor neighborhoods systematically denied mortgage credit. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.
- 0%Grade A
- 0%Grade B
- 0%Grade C
- 1%Grade D · redlined
Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.
Comparable tracts
Census tracts with similar eviction risk
Closest by Eviction Risk Score.
CDC PLACES 2023 · health & economic stress
Eviction-adjacent indicators
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
- 21.2%Housing insecurity
- 16.9%Utility-shutoff threat
- 30.5%Food insecurity
- 33.3%SNAP enrollment
- 15.5%Transit barriers
- 10.2%No health insurance
- 24.5%Frequent mental distress
- 41.7%Any disability
Analysis
What drives eviction risk in Mount Morris
What moves this score most is rent-control risk at 9.2/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Mount Morris, while the economic and supply signals are measured at the tract level.
Set against its neighbors, this tract scores above the Genesee County average of 6.0 and above the Michigan statewide average of 5.7. Within its own county it reads on the riskier side for landlords.
This tract overlaps land the federal Home Owners' Loan Corporation redlined in the 1930s, a dominant grade of D ("Hazardous") across 1% of the tract. Redlining cut off mortgage credit to Black, immigrant, and working-class blocks, and those areas still tend to carry higher rent burden and eviction filings today.
The tract is White and Black and ranks around the 86th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. High vulnerability tends to track with higher eviction-filing rates when rents climb.
For a landlord, this is a tract where process discipline pays off. Clean paperwork and steady screening keep the elevated risk manageable.
Frequently asked
About tract 26049012310
Q1
What is the eviction-risk score for census tract 26049012310?
Census tract 26049012310 in Mount Morris scores 5.6/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 26049012310?
Median gross rent is $884/month (ACS 5-year 2023, table B25064). 62% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 26049012310?
28.2% of residents in tract 26049012310 live below the federal poverty line (ACS B17001, 2023). Population: 3,147.
Q4
How socially vulnerable is tract 26049012310?
CDC Social Vulnerability Index ranks this tract in the 86th percentile nationally. Sub-themes: socioeconomic 90th, household 88th, minority 59th, housing 63th.
Q5
What share of households in tract 26049012310 struggle to pay rent?
About 21.2% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 16.9% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q6
How does tract 26049012310 compare to Mount Morris overall?
Tract 26049012310 scores 5.6/10, higher than the parent city of Mount Morris at 3.6/10. City-scale signals (state law, local rent controls, court bias) are inherited from Mount Morris; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q7
Was tract 26049012310 historically redlined?
Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of D. 1% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
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