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Neighborhood · Ranked #37,882 of 84,120 nationally

Pembroke Eviction Risk: Moderate , Troy

Tract 26125173300 · Oakland County, MI · pop 1,495 · neighborhood within 1.1 mi

Census tract 26125173300 covers part of the Pembroke area of Ferndale, MI, and scores 4.7/10 on landlord eviction risk. It is home to 1,495 residents. The severe-burden share is 47%, and it is the single best predictor in this model of a filing that actually reaches judgment.

Risk score
4.7
Moderate
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 23% Stable renters 14% Owners 63%
Tract context
Occupied units801
Renter share36.7%
SVI overall0.13
Poverty rate13.5%
Median income$92,326

Percentile rank

Higher percentile = riskier than more peers.
Within neighborhood
71 th percentile
Rank, 71st percentileLowHigh
#3 of 8 tracts In Pembroke
Elevated
Within parent city
83 th percentile
Rank, 83rd percentileLowHigh
#2 of 7 tracts In Troy
High
Within county
74 th percentile
Rank, 74th percentileLowHigh
#91 of 350 tracts In Oakland County
Elevated
Within state
69 th percentile
Rank, 69th percentileLowHigh
#937 of 2,972 tracts In Michigan
Elevated
Geographic context

Risk heat across Troy and the region

Centroid at 42.4543, -83.1516 · click any tract to drill in

Why Pembroke scores 4.7

9 axes · 1 = landlord-friendly
Local political climate
Inherited from Troy
7.2
Regional political climate
2024 county presidential margin
5.7
State political climate
Michigan legislature & governorship
3.3
Economic stress
13.5% poverty · this tract
3.4
Supply constraint
$1,191 rent vs county FMR
3.6
Rent control risk
Inherited from Troy
3.5
Eviction process difficulty
State law sets the calendar
3.6
Tenant organizing strength
Inherited from Troy
6.9
Housing court bias
Inherited from Troy
3.9

How Pembroke compares

Risk score vs. parent city, county, state.
Pembroke risk score vs. parent city / county / state4.7This tracttract 1733004.0Troyparent city4.0Countyavg tract in county4.2Stateavg tract in state
CDC Social Vulnerability Index

SVI percentile: 13

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

Historical context · 1930s redlining

HOLC grade: C: Definitely Declining

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Comparable tracts

Census tracts with similar eviction risk

Within Pembroke. Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

Analysis

What drives eviction risk in Pembroke

62% of renter households cross the 30%-of-income line, far above the Oakland County average of 39.8%. The score leans hardest on court filing pressure at 9.5/10. On the high side, local political climate reads 7.2/10.

Food insecurity runs 9.9% against 17.8% nationally. Running hot, tenant-organizing strength reads 6.9/10.

Against the Oakland County average of 4.0, this tract reads riskier for landlords by 0.7 points. At $1,191 a month, rents run 9% under what the rest of Ferndale commands.

This ground was mapped C ("Definitely Declining") on the 1930s HOLC security maps for Detroit. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above. Nationally it ranks #37,882 of 84,120 for landlord eviction difficulty.

On the CDC Social Vulnerability Index the tract reads 2.1/10, which tracks how hard a shock lands on the households already here. Against average income of $92,326, annual rent is just 15%. Of its three components the household composition measure is the least pressured.

37% of occupied units are renter-occupied.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.

Frequently asked

About tract 26125173300

Q1

What is the eviction-risk score for census tract 26125173300?

Census tract 26125173300 in the Pembroke neighborhood scores 4.7/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2

What is the average rent in tract 26125173300?

Median gross rent is $1,191/month (ACS 5-year 2023, table B25064). 62% of renter households are cost-burdened.
Q3

What is the poverty rate in tract 26125173300?

13.5% of residents in tract 26125173300 live below the federal poverty line (ACS B17001, 2023). Population: 1,495.
Q4

How socially vulnerable is tract 26125173300?

CDC Social Vulnerability Index ranks this tract in the 13th percentile nationally. Sub-themes: socioeconomic 43th, household 2th, minority 31th, housing 18th.
Q5

Is tract 26125173300 considered part of Pembroke?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 26125173300 fall within Pembroke (neighborhood centroid within 1.1 miles, OSM data).
Q6

What share of households in tract 26125173300 struggle to pay rent?

About 8.8% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 6.5% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q7

How does tract 26125173300 compare to Troy overall?

Tract 26125173300 scores 4.7/10, higher than the parent city of Troy at 4/10. City-scale signals (state law, local rent controls, court bias) are inherited from Troy eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q8

Was tract 26125173300 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 22% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts

Highest-risk tracts in Troy

Top eight tracts in Troy ranked by composite eviction-risk score.

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