Old Saginaw City Eviction Risk: Moderate

The dominant input is housing-court posture at 9.1/10. Running hot, court filing pressure reads 9/10. 25% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears.

On the high side, rent-regulation exposure reads 8.8/10. This ground was mapped C ("Definitely Declining") on the 1930s HOLC security maps for Saginaw. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above. That is riskier than roughly 51% of the 84,120 US census tracts in this model.

At 22% renter-occupied this is predominantly owner territory, and comps have to be drawn from further out. Social vulnerability reads 4.4/10 on the CDC index, a measure of exposure to housing and economic shocks.

Of its three components the housing type and transport measure is the least pressured. It tracks the Saginaw County average of 4.3 closely.

Average gross rent is $988, close to the Saginaw average. Annual rent works out to 22% of average household income of $54,612.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.