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Neighborhood · Ranked #18,163 of 84,120 nationally

Northmoor Eviction Risk: Elevated , Saginaw

Tract 26145001900 · Saginaw County, MI · pop 1,640 · neighborhood within 0.7 mi

Tract 26145001900 sits in the Northmoor area of Saginaw eviction risk, MI, carrying an eviction-risk score of 6/10. SNAP participation runs 44.7% against 15.2% nationally.

Risk score
6
Elevated
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 21% Stable renters 23% Owners 56%
Tract context
Occupied units731
Renter share43.9%
SVI overall0.78
Poverty rate31.7%
Median income$32,781

Percentile rank

Higher percentile = riskier than more peers.
Within neighborhood
50 th percentile
Rank, 50th percentileLowHigh
#2 of 3 tracts In Northmoor
Moderate
Within parent city
74 th percentile
Rank, 74th percentileLowHigh
#6 of 20 tracts In Saginaw
Elevated
Within county
97 th percentile
Rank, 97th percentileLowHigh
#3 of 61 tracts In Saginaw County
Very High
Within state
95 th percentile
Rank, 95th percentileLowHigh
#141 of 2,972 tracts In Michigan
Very High
Geographic context

Risk heat across Saginaw and the region

Centroid at 43.4402, -83.9502 · click any tract to drill in

Why Northmoor scores 6

9 axes · 1 = landlord-friendly
Local political climate
Inherited from Saginaw
5.5
Regional political climate
2024 county presidential margin
5.0
State political climate
Michigan legislature & governorship
3.3
Economic stress
31.7% poverty · this tract
7.9
Supply constraint
$829 rent vs county FMR
3.0
Rent control risk
Inherited from Saginaw
8.8
Eviction process difficulty
State law sets the calendar
3.1
Tenant organizing strength
Inherited from Saginaw
8.3
Housing court bias
Inherited from Saginaw
9.1

How Northmoor compares

Risk score vs. parent city, county, state.
Northmoor risk score vs. parent city / county / state6.0This tracttract 0019004.6Saginawparent city4.3Countyavg tract in county4.2Stateavg tract in state
CDC Social Vulnerability Index

SVI percentile: 78

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

Historical context · 1930s redlining

HOLC grade: C: Definitely Declining

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Comparable tracts

Census tracts with similar eviction risk

Within Northmoor. Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

Analysis

What drives eviction risk in Northmoor

The dominant input is housing-court posture at 9.1/10. On the high side, court filing pressure reads 9/10. The poverty rate is 32%, which in this model reads as reduced rent-recovery odds after a judgment.

Running hot, rent-regulation exposure reads 8.8/10. Against the Saginaw County average of 4.3, this tract reads riskier for landlords by 1.7 points. 17% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears.

Disability prevalence runs 44.9% against 31.5% nationally. Average gross rent is $829, 10% below the Saginaw average. In the 1930s the federal Home Owners' Loan Corporation graded this ground C ("Definitely Declining"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today.

Nationally it ranks #18,163 of 84,120 for landlord eviction difficulty. On the CDC Social Vulnerability Index the tract reads 8/10, which tracks how hard a shock lands on the households already here. Statewide the MI average is 4.2, so this tract runs 1.8 points hotter.

Of its three components the socioeconomic standing measure is the most pressured. 47% of renter households spend at least 30% of income on rent.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.

Frequently asked

About tract 26145001900

Q1

What is the eviction-risk score for census tract 26145001900?

Census tract 26145001900 in the Northmoor neighborhood scores 6/10 (Elevated tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2

What is the average rent in tract 26145001900?

Median gross rent is $829/month (ACS 5-year 2023, table B25064). 47% of renter households are cost-burdened.
Q3

What is the poverty rate in tract 26145001900?

31.7% of residents in tract 26145001900 live below the federal poverty line (ACS B17001, 2023). Population: 1,640.
Q4

How socially vulnerable is tract 26145001900?

CDC Social Vulnerability Index ranks this tract in the 78th percentile nationally. Sub-themes: socioeconomic 96th, household 79th, minority 63th, housing 25th.
Q5

Is tract 26145001900 considered part of Northmoor?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 26145001900 fall within Northmoor (neighborhood centroid within 0.7 miles, OSM data).
Q6

What share of households in tract 26145001900 struggle to pay rent?

About 27.7% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 23.3% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q7

How does tract 26145001900 compare to Saginaw overall?

Tract 26145001900 scores 6/10, higher than the parent city of Saginaw at 4.6/10. City-scale signals (state law, local rent controls, court bias) are inherited from Saginaw eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q8

Was tract 26145001900 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts

Highest-risk tracts in Saginaw

Top eight tracts in Saginaw ranked by composite eviction-risk score.

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