Neighborhood · Ranked #20,506 of 84,120 nationally

Old Saginaw City Eviction Risk: Moderate

Tract 26145000600 · Saginaw County, MI · pop 1,191 · neighborhood within 0.8 mi

With a score of 5.8/10, tract 26145000600 in the Old Saginaw City area of Saginaw, MI reads moderate for landlord eviction risk. Severe burden reaches 79%. Those are renters paying half their income or more, and that is where non-payment filings originate.

Risk score

5.8

Moderate

Confidence 100% · 1–10 scale

Household mix · 100 hh

Burdened renters 22% Stable renters 0% Owners 78%

Tract context

Occupied units633

Renter share22.3%

SVI overall0.75

Poverty rate23.8%

Median income$35,489

Percentile rank

Higher percentile = riskier than more peers.

Geographic context

Risk heat across Saginaw and the region

Centroid at 43.4143, -83.9497 · click any tract to drill in

Why Old Saginaw City scores 5.8

9 axes · 1 = landlord-friendly

Local political climate

Inherited from Saginaw

5.5

Regional political climate

2024 county presidential margin

5.0

State political climate

Michigan legislature & governorship

3.3

Economic stress

23.8% poverty · this tract

6.0

Supply constraint

$1,004 rent vs county FMR

4.7

Rent control risk

Inherited from Saginaw

8.8

Eviction process difficulty

State law sets the calendar

3.1

Tenant organizing strength

Inherited from Saginaw

8.3

Housing court bias

Inherited from Saginaw

9.1

How Old Saginaw City compares

Risk score vs. parent city, county, state.

CDC Social Vulnerability Index

SVI percentile: 75

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

84%Socioeconomic
54%Household composition
84%Racial/ethnic minority
48%Housing & transportation

Historical context · 1930s redlining

HOLC grade: C: Definitely Declining

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

0%Grade A
5%Grade B
31%Grade C
11%Grade D · redlined

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Comparable tracts

Census tracts with similar eviction risk

Within Old Saginaw City. Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

22.5%Housing insecurity
18.2%Utility-shutoff threat
30.8%Food insecurity
31.3%SNAP enrollment
14.7%Transit barriers
10.0%No health insurance
19.1%Frequent mental distress
37.0%Any disability

Analysis

What drives eviction risk in Old Saginaw City

Cost burden runs 100% here against 48.1% across Saginaw County. The dominant input is housing-court posture at 9.1/10. On the high side, court filing pressure reads 9/10.

Annualized rent equals 34% of average household income of $35,489, past the 30% affordability line, which thins the margin any screening standard has to work with. Running hot, rent-regulation exposure reads 8.8/10. SNAP participation runs 31.3% against 15.2% nationally.

It sits 1.5 points above the Saginaw County average of 4.3. The poverty rate is 24%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest. Inability to pay a utility bill runs 18.2% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two.

Average gross rent is $1,004, 9% above the Saginaw average. This ground was mapped C ("Definitely Declining") on the 1930s HOLC security maps for Saginaw. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above.

Nationally it ranks #20,506 of 84,120 for landlord eviction difficulty.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.

Frequently asked

About tract 26145000600

What is the eviction-risk score for census tract 26145000600?

Census tract 26145000600 in the Old Saginaw City neighborhood scores 5.8/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.

What is the average rent in tract 26145000600?

Median gross rent is $1,004/month (ACS 5-year 2023, table B25064). 100% of renter households are cost-burdened.

What is the poverty rate in tract 26145000600?

23.8% of residents in tract 26145000600 live below the federal poverty line (ACS B17001, 2023). Population: 1,191.

How socially vulnerable is tract 26145000600?

CDC Social Vulnerability Index ranks this tract in the 75th percentile nationally. Sub-themes: socioeconomic 84th, household 54th, minority 84th, housing 48th.

Is tract 26145000600 considered part of Old Saginaw City?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 26145000600 fall within Old Saginaw City (neighborhood centroid within 0.8 miles, OSM data).

What share of households in tract 26145000600 struggle to pay rent?

About 22.5% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 18.2% also reported utility shutoff threats, a frequent precursor to eviction filings.

How does tract 26145000600 compare to Saginaw overall?

Tract 26145000600 scores 5.8/10, higher than the parent city of Saginaw at 4.6/10. City-scale signals (state law, local rent controls, court bias) are inherited from Saginaw eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.

Was tract 26145000600 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 11% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.

Sibling tracts

Highest-risk tracts in Saginaw

Top eight tracts in Saginaw ranked by composite eviction-risk score.