Neighborhood · Ranked #18,163 of 84,120 nationally

Northmoor Eviction Risk: Elevated , Saginaw

Tract 26145002000 · Saginaw County, MI · pop 3,097 · neighborhood within 0.3 mi

Tract 26145002000 sits in the Northmoor area of Saginaw eviction risk, MI, carrying an eviction-risk score of 6/10. Population here is 3,097. The severe-burden share is 33%, and it is the single best predictor in this model of a filing that actually reaches judgment.

Risk score

Elevated

Confidence 100% · 1–10 scale

Household mix · 100 hh

Burdened renters 29% Stable renters 18% Owners 53%

Tract context

Occupied units1,364

Renter share46.6%

SVI overall0.83

Poverty rate30.2%

Median income$37,118

Percentile rank

Higher percentile = riskier than more peers.

Geographic context

Risk heat across Saginaw and the region

Centroid at 43.4383, -83.9681 · click any tract to drill in

Why Northmoor scores 6

9 axes · 1 = landlord-friendly

Local political climate

Inherited from Saginaw

5.5

Regional political climate

2024 county presidential margin

5.0

State political climate

Michigan legislature & governorship

3.3

Economic stress

30.2% poverty · this tract

7.6

Supply constraint

$877 rent vs county FMR

3.4

Rent control risk

Inherited from Saginaw

8.8

Eviction process difficulty

State law sets the calendar

3.1

Tenant organizing strength

Inherited from Saginaw

8.3

Housing court bias

Inherited from Saginaw

9.1

How Northmoor compares

Risk score vs. parent city, county, state.

CDC Social Vulnerability Index

SVI percentile: 83

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

89%Socioeconomic
86%Household composition
67%Racial/ethnic minority
50%Housing & transportation

Historical context · 1930s redlining

HOLC grade: C: Definitely Declining

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

19%Grade A
0%Grade B
81%Grade C
0%Grade D · redlined

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Comparable tracts

Census tracts with similar eviction risk

Within Northmoor. Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

25.2%Housing insecurity
21.0%Utility-shutoff threat
37.2%Food insecurity
40.4%SNAP enrollment
17.9%Transit barriers
13.9%No health insurance
23.4%Frequent mental distress
43.7%Any disability

Analysis

What drives eviction risk in Northmoor

Cost burden runs 62% here against 48.1% across Saginaw County. The dominant input is housing-court posture at 9.1/10. Food insecurity runs 37.2% against 17.8% nationally.

On the high side, court filing pressure reads 9/10. Running hot, rent-regulation exposure reads 8.8/10. The poverty rate is 30%, which in this model reads as reduced rent-recovery odds after a judgment.

Against the Saginaw County average of 4.3, this tract reads riskier for landlords by 1.7 points. Housing insecurity runs 25.2% against 14.2% nationally. This ground was mapped C ("Definitely Declining") on the 1930s HOLC security maps for Saginaw. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above.

That is riskier than roughly 78% of the 84,120 US census tracts in this model. Social vulnerability reads 8.5/10 on the CDC index, a measure of exposure to housing and economic shocks.

All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.

Frequently asked

About tract 26145002000

What is the eviction-risk score for census tract 26145002000?

Census tract 26145002000 in the Northmoor neighborhood scores 6/10 (Elevated tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.

What is the average rent in tract 26145002000?

Median gross rent is $877/month (ACS 5-year 2023, table B25064). 62% of renter households are cost-burdened.

What is the poverty rate in tract 26145002000?

30.2% of residents in tract 26145002000 live below the federal poverty line (ACS B17001, 2023). Population: 3,097.

How socially vulnerable is tract 26145002000?

CDC Social Vulnerability Index ranks this tract in the 83th percentile nationally. Sub-themes: socioeconomic 89th, household 86th, minority 67th, housing 50th.

Is tract 26145002000 considered part of Northmoor?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 26145002000 fall within Northmoor (neighborhood centroid within 0.3 miles, OSM data).

What share of households in tract 26145002000 struggle to pay rent?

About 25.2% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 21.0% also reported utility shutoff threats, a frequent precursor to eviction filings.

How does tract 26145002000 compare to Saginaw overall?

Tract 26145002000 scores 6/10, higher than the parent city of Saginaw at 4.6/10. City-scale signals (state law, local rent controls, court bias) are inherited from Saginaw eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.

Was tract 26145002000 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.

Sibling tracts

Highest-risk tracts in Saginaw

Top eight tracts in Saginaw ranked by composite eviction-risk score.