Michigan-Martin Eviction Risk: Elevated

CDC survey data puts housing insecurity at 36.4% of adults, against 14.2% nationally. Severe burden reaches 30%. A tenant at that level absorbs no shock: one cut shift or one repair bill converts directly into arrears. 30.4% of adults carry no health insurance against 11.3% nationally, a common route into sudden unpayable debt.

The clearest offset is supply constraint, at 1.9/10. The poverty rate is 28%. Judgments in high-poverty tracts are collectible far less often than the filing statistics suggest.

Running cool is rent-regulation exposure, at 2/10. Scores across the 3 constituent tracts range from 4.6 to 6. A 1.4-point internal spread means block-level underwriting beats area-level here. Sitting well above the midpoint is economic stress at 7.1/10.

At $950 a month, rents sit 12% under what the rest of Detroit commands. Among the 130 mapped neighborhoods of Detroit, it ranks #3 by risk, the upper third.

The closest comparables inside the same city are Chandler Park and Mount Olivet. Social vulnerability runs high at 9.4/10, concentrating the disaster- and displacement-exposure this model treats as a lagging risk input. Annual rent works out to 26% of average household income of $44,164.

Underwrite the address, not the area: with 1.4 points between its best and worst tract, the per-tract table below is the operative number. Scores move when the ACS release, the court-record feed, or the statute ledger behind them moves.