Whittier Eviction Risk: High , Minneapolis

Against the Hennepin County average of 5.1, this tract reads riskier for landlords by 2.9 points. The dominant input is local political climate at 9/10. 87% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building nearby.

Food insecurity runs 38.0% against 17.8% nationally. 26% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears.

On the high side, tenant-organizing strength reads 8.5/10. The poverty rate is 26%, which in this model reads as reduced rent-recovery odds after a judgment.

On the softer side, supply constraint reads 2.3/10. Inability to pay a utility bill runs 19.4% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two. Court records carry 150 eviction filings across 5 observed years.

At $1,229 a month, rents run 10% under what the rest of Minneapolis commands. The worst year on record was 2009, when 6.9% of renter households were served. This ground was mapped C ("Definitely Declining") on the 1930s HOLC security maps for Minneapolis. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above.

In a typical year about 5.1% of renter households face a filing. That is riskier than roughly 91% of the 84,120 US census tracts in this model. On the CDC Social Vulnerability Index the tract reads 9.7/10, which tracks how hard a shock lands on the households already here.

All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.