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Waterville, Minnesota eviction risk overview
City brief · 1,947 residents

Waterville, MN Eviction Risk: MODERATE

Le Sueur County · Population 1,947

In 2026
Risk score
4.8
MODERATE

64th percentile, Minnesota.

50-yr Eviction Risk Score history

1976 to 2026 · climbing fast since 2010

Min2.4 Average3.3 Now4.8
5.1 2.4 1976 · score 2.9 1977 · score 2.9 1978 · score 2.8 1979 · score 2.9 1980 · score 2.9 1981 · score 2.9 1982 · score 2.9 1983 · score 2.8 1984 · score 2.5 1985 · score 2.4 1986 · score 2.4 1987 · score 2.4 1988 · score 2.6 1989 · score 2.6 1990 · score 2.7 1991 · score 2.7 1992 · score 2.9 1993 · score 3.0 1994 · score 2.9 1995 · score 2.9 1996 · score 3.1 1997 · score 3.2 1998 · score 3.2 1999 · score 3.2 2000 · score 3.2 2001 · score 3.2 2002 · score 3.2 2003 · score 3.2 2004 · score 3.2 2005 · score 3.1 2006 · score 3.2 2007 · score 3.3 2008 · score 3.6 2009 · score 3.8 2010 · score 3.8 2011 · score 3.9 2012 · score 3.7 2013 · score 3.7 2014 · score 3.7 2015 · score 3.8 2016 · score 3.7 2017 · score 3.7 2018 · score 3.7 2019 · score 3.7 2020 · score 5.0 2021 · score 5.1 2022 · score 4.2 2023 · score 3.9 2024 · score 4.9 2025 · score 4.8 2026 · score 4.8

Key metrics

Time machine

Scrub 50 years

2026
● LIVE · today ◀ REPLAY · historical

Nine-axis profile

9-axis profile · today

Shape of the risk surface

1 landlord · 10 tenant
Local 4.1 Regional 4.1 State 4.3 Economic 6.5 Supply 4.7 Rent Control 9.0 Eviction 3.8 Tenant 5.3 Housing 7.4 4.8 MODERATE
Sub-scores · with sparkline

Where the score comes from

1 → 10 scale
  1. Local political climate
    GOP margin +33.7% (2024)
    4.1
  2. Regional political climate
    County-weighted neighbor mix
    4.1
  3. State political climate
    Minnesota legislature & governorship
    4.3
  4. Economic stress
    11.6% poverty · 5.9% unemp.
    6.5
  5. Supply constraint
    $884 average · 23.7% renters
    4.7
  6. Rent Control risk
    27.2% of income on rent
    9.0
  7. Eviction process difficulty
    87 days filing → judgment
    3.8
  8. Tenant organizing strength
    23.7% renters
    5.3
  9. Housing court bias
    County bench composition
    7.4
Geographic context

Risk heat across Waterville and the region

Click any city to see its score

How Waterville compares

Risk score vs. peers, county, state, and the U.S.
Rank in Le Sueur County
Moderate
#6 of 11 cities
Rank in county, 50th percentileLowHigh
#6 of 11 cities in Le Sueur County for landlord eviction risk.
Rank in Minnesota
Moderate
#446 of 909 cities
Rank in state, 51st percentileLowHigh
#446 of 909 cities in Minnesota for landlord eviction risk.
vs. county · state · U.S.
Waterville risk score vs. county / state / U.S.Waterville: 4.84.8WatervilleThis cityCounty: 4.74.7Countyavg in countyState: 5.25.2Stateavg in stateU.S.: 4.74.7U.S.national avg
Score story

Six-stop tour of the risk profile

  1. 4.8
    / 10 · MODERATE
    The verdict

    A Moderate-tier market.

    Composite 4.8/10. Mid-range market; standard documentation usually wins. The 50-year curve shows a slow, steady climb.

    50-yr trend+1.9 over 50 yr
    197620012026

    Steady ratchet · no large swings

  2. 87d
    Typical timeline
    The money

    What renting (and evicting) looks like.

    Rent published at $884/mo. A contested eviction takes 87 days and costs $3,680–$9,032 per case.

    50-yr trendCalendar drag rising since '15
    197620012026

    Court-clerk data lands in the next release.

  3. 23.7%
    Renters
    The renters

    Who you'll be renting to.

    Out of 1,947 residents, 23.7% rent. 27% are spending 30%+ income on rent, 11.6% below the poverty line.

    50-yr trendRenter share rising
    197620012026

    ACS 1970-present · once the migration overlay is in.

  4. 4.1
    Local + regional
    The politics

    Mid-range climate. Not a coastal market.

    Local & regional political climate score 4.1 and 4.1 (GOP margin +33.7% (2024)). State climate at 4.3, a mid-range statehouse.

    50-yr trendTracks county vote margin
    197620012026

    Built on 50-yr presidential margins back to 1976.

  5. 4.3
    State politics
    The process

    Moderate calendar, moderate friction.

    State political climate 4.3/10 sets the legislative ceiling for landlord remedies, and it shows up in the process. Eviction process difficulty reads 3.8, housing court bias 7.4, rent-control risk 9. Standard process speed for the state.

    50-yr trendProcess difficulty +-1.2 since '00
    197620012026

    Court-clerk data lands in the next release.

  6. 6.5
    Economic stress
    The stress

    Economic pressure is the background risk.

    Economic stress: 6.5. Supply constraint: 4.7. The numbers behind those: 11.6% poverty, 5.9% unemployment, 27% of income on rent.

    50-yr trendTwo visible dips · '08 + COVID
    197620012026

    Mirrors BLS unemployment series.

US eviction landscape · timeline × all-in cost

Waterville sits in the slow & expensive quadrant

Bubble size = population · color = risk score
QUICK BUT COSTLY fast docket · high all-in loss SLOW & EXPENSIVE long calendar · high all-in loss QUICK & CHEAP fast docket · low all-in loss SLOW BUT CHEAP long calendar · low all-in loss 30d 50d 75d 100d 150d 200d 300d 450d $2.0k $3.0k $5.0k $7.5k $10k $15k $20k $30k EVICTION TIMELINE (DAYS) → ↑ ALL-IN COST (LOG SCALE) Bloomington, MN · 86d · ~$7.9k all-in ($92/day) · score 5.7 Bloomington Lakeville, MN · 97d · ~$8.0k all-in ($82/day) · score 4.9 Lakeville Eagan, MN · 85d · ~$6.9k all-in ($81/day) · score 4.8 Eagan Burnsville, MN · 92d · ~$6.5k all-in ($71/day) · score 4.9 Burnsville Eden Prairie, MN · 91d · ~$7.3k all-in ($80/day) · score 4.9 Eden Prairie Apple Valley, MN · 86d · ~$6.7k all-in ($78/day) · score 4.9 Apple Valley Edina, MN · 94d · ~$7.2k all-in ($76/day) · score 4.9 Edina Minnetonka, MN · 93d · ~$7.1k all-in ($76/day) · score 4.8 Minnetonka Minneapolis, MN · 94d · ~$7.4k all-in ($78/day) · score 6.4 Minneapolis St. Paul, MN · 91d · ~$7.2k all-in ($79/day) · score 6.6 St. Paul Houston, TX · 24d · ~$2.5k all-in ($103/day) · score 2.8 Houston Phoenix, AZ · 38d · ~$3.3k all-in ($86/day) · score 2.8 Phoenix Memphis, TN · 31d · ~$2.0k all-in ($66/day) · score 3.1 Memphis Atlanta, GA · 40d · ~$2.8k all-in ($69/day) · score 3.4 Atlanta Boston, MA · 187d · ~$20.3k all-in ($109/day) · score 7.1 Boston Chicago, IL · 109d · ~$9.0k all-in ($82/day) · score 5.7 Chicago New York, NY · 417d · ~$29.5k all-in ($71/day) · score 9.7 New York Seattle, WA · 162d · ~$12.7k all-in ($79/day) · score 7.9 Seattle Waterville
Waterville · 87d · ~$6.4k all-in ($73/day) · score 4.8 National average: 58d · $4.6k all-in Hover any bubble for stats · click to open Color: 0–4   4–7   7–10
00Overview

About eviction risk in Waterville, MN

Landlording in Waterville, Minnesota, presents a manageable operating environment for documented landlords. The Eviction Risk Score is 4.8/10 (MODERATE tier), drawn from the nine sub-axes shown above, covering rent-control exposure, eviction-process difficulty, housing-court bias, tenant-organizing strength, supply constraint, economic stress, and local, regional, and state political climate. This is not a quick-fix market: it's a Mid-tier market where lease drafting, screening discipline, and well-documented notices materially change outcomes.

Waterville is a city of 1,947 residents where 23.7% of occupied units are renter-occupied, and the typical renter spends 27.2% of income on rent. At an average rent of $884/month, the typical renter household here spends more than the federal 30% threshold on housing, a leading indicator of payment volatility and a precondition for the kinds of tenant defenses that show up most often in housing court.

01Process

How Waterville eviction process actually works

Eviction process difficulty here reads 3.8/10, a number that combines statutory complexity (notice categories, just-cause rules, mandatory pre-filing disclosures) with operational realities (court calendar length and clerk responsiveness). The typical contested filing in Waterville closes 87 days after the initial notice. For non-payment of rent the first step is a properly-formatted, properly-served pay-or-quit notice; for material lease breaches it's a cure-or-quit; for tenancies under just-cause protection an at-fault grounds notice (or a no-fault notice with statutory relocation assistance) is required.

The slow part of Waterville's timeline is usually the calendar, not the motion practice. Housing court bias scores 7.4/10 here, meaning judges read borderline procedural defects in the tenant's favor more often than the national norm. The practical implication: every notice and every proof of service needs to be airtight before it gets filed.

02Cost

What it costs (and how long it takes)

An all-in eviction in Waterville runs $3,680 to $9,032 per case once you account for filing fees, attorney time, lost rent during pendency, sheriff lockout, and unit turnover. That range is wide because the upper bound assumes a tenant answer plus motion practice, common when housing court bias is high. The lower bound assumes a default judgment after proper service.

For landlords running the numbers on holding costs vs. cash-for-keys: if your projected timeline times your monthly rent already exceeds the high-end cost number, cash-for-keys at 1–2 months' rent is typically the economically rational choice. With 87 days of typical timeline and $884/month in lost rent, that crossover happens fast here.

03Operations

Security deposits, screening, and lease terms

Tenant organizing strength scores 5.3/10 in Waterville, and the city sits at the top of the rent control risk spectrum (9/10). Operations practice that survives audit in this environment looks like:

  • Screening discipline. Document income (verified at 2.5 to 3x rent), credit (with a clear minimum), and prior-tenancy reference checks, but do not screen on protected categories or source-of-income where banned. Keep a written, consistent screening criteria document for every applicant.
  • Lease specificity. Use a state-specific lease that names every term clearly: rent due date, late fees within statutory caps, deposit handling, smoke and CO disclosure, lead paint disclosure (pre-1978 stock), and a clean attorney's-fees clause.
  • Security deposit handling. Itemize deductions within the statutory window. Photograph move-in/move-out condition. In Minnesota, deposit cap and refund window are statute, so exceed them at your own risk.
  • Mid-tenancy documentation. Keep date-stamped records of every rent receipt, every habitability request, every notice served. The day you need them in court is too late to start.
04Strategy

What an everyday landlord should actually do here

If you own one to four units in Waterville: hire a property manager who knows the local court. The pricing differential between self-managing and hiring out is small relative to the cost of one botched eviction in a MODERATE tier market. If you own five or more: build relationships with a local landlord-side attorney before you need one, since retainer fees are negligible compared to emergency-rate billing when an eviction is already moving.

The avoidable mistakes here are all upstream of the filing: weak screening, an informal lease, sloppy rent receipts, and notice templates pulled off the internet that don't match Minnesota's statutory language. Fix those four, and most cases settle or default. Skip them, and a $9,032 all-in fight is the realistic worst case.

04bPractical traps

Local traps to avoid in Waterville

Trap · 23.7%
23.7% renter share against 1,947 residents produces roughly 462 rental occupants in Waterville. Waseca County voted R 30.1% in 2020. Eviction filings tend to cluster in the multifamily rental corridor.
04Eviction filings

Live filings tracking · Eviction Lab

Princeton Eviction Lab Tracking System, state-level (no county tracker available). Last update 2026-05-01.

In the most recent month, 2,011 eviction cases were filed across the tracker's coverage area, 1.03× the historical baseline (near baseline). Past 12 months: 26,070 filings. Pandemic-era cumulative: 113,788.

  • 2,011Past month
  • 26,070Past 12 months
  • 1.03×vs baseline (past mo)
  • 11.5%Repeat-tenant filings
Notice requirement: no advance notice (in the case of nonpayment of rent). Filing fee: minimum filing fee of $310.
Last 36 months of filings 2023-05-01 – 2026-04-01
Monthly eviction filings (Eviction Lab tracker)2023-05-01: 2,406 filings (1.11× hist)2023-06-01: 2,249 filings (1.11× hist)2023-07-01: 1,968 filings (0.97× hist)2023-08-01: 2,067 filings (0.99× hist)2023-09-01: 2,000 filings (0.98× hist)2023-10-01: 2,140 filings (0.98× hist)2023-11-01: 1,695 filings (0.91× hist)2023-12-01: 2,018 filings (0.95× hist)2024-01-01: 1,152 filings (0.64× hist)2024-02-01: 1,854 filings (0.92× hist)2024-03-01: 1,913 filings (0.92× hist)2024-04-01: 1,779 filings (0.91× hist)2024-05-01: 1,923 filings (0.89× hist)2024-06-01: 1,794 filings (0.89× hist)2024-07-01: 2,108 filings (1.03× hist)2024-08-01: 2,124 filings (1.01× hist)2024-09-01: 2,063 filings (1.02× hist)2024-10-01: 2,232 filings (1.02× hist)2024-11-01: 2,035 filings (1.09× hist)2024-12-01: 2,211 filings (1.05× hist)2025-01-01: 2,590 filings (1.45× hist)2025-02-01: 2,151 filings (1.11× hist)2025-03-01: 1,729 filings (0.83× hist)2025-04-01: 1,873 filings (0.96× hist)2025-05-01: 2,010 filings (0.93× hist)2025-06-01: 2,057 filings (1.02× hist)2025-07-01: 2,357 filings (1.16× hist)2025-08-01: 2,139 filings (1.02× hist)2025-09-01: 2,457 filings (1.21× hist)2025-10-01: 2,352 filings (1.08× hist)2025-11-01: 2,032 filings (1.09× hist)2025-12-01: 2,170 filings (1.03× hist)2026-01-01: 2,348 filings (1.31× hist)2026-02-01: 2,100 filings (1.08× hist)2026-03-01: 2,037 filings (0.98× hist)2026-04-01: 2,011 filings (1.03× hist)
Filings stayed roughly flat over the past 12 months.
05FAQ

Frequently asked questions

Q1

What if my tenant claims they're waiting on rental assistance?

Minnesota has source-of-income protection. While you must accept lawful sources of income, you are not obligated to wait indefinitely for assistance programs to disburse funds. The 14-day pay-or-quit notice still applies. If they can show proof of an approved assistance application that will cover the rent soon, you might consider a short extension, but this is a business decision, not a legal requirement. Always get any agreement in writing.

Q2

Can I turn off utilities if a tenant isn't paying rent?

Absolutely not. This is an illegal "self-help" eviction and can lead to severe penalties, including fines and damages payable to the tenant. You must follow the legal eviction process through the courts. It's not worth the risk.

Q3

How do I deal with a tenant who causes damage but still pays rent?

If the damage is a violation of the lease (e.g., unauthorized alterations, excessive garbage attracting pests), you can issue a notice to cure or quit. The specific notice period depends on the lease and the nature of the violation. If they don't fix the issue, you can proceed with an eviction based on the lease violation. Document all damage with photos and written communication.

Q4

Is rent control a risk in Waterville?

Minnesota currently has no statewide rent control. Our rent-control-risk sub-score for Waterville is 9/10, which indicates a high risk of future rent control legislation. While Waterville itself doesn't have it now, keep an eye on state-level discussions and be aware that larger cities in Minnesota are pushing for it. For current rules, check our Minnesota rent control rules.

06Score

What this score means for landlords2

A 4.8/10 places Waterville in the 64th percentile of Minnesota cities on the Eviction Risk Score index. The score is the average of the nine sub-axes, all calibrated on a national 1 to 10 scale where 1 is most landlord-friendly and 10 is most tenant-protective. The 50-year reconstruction shows this score has climbed steadily since 1976, a structural drift driven by court-calendar growth, rent-control adoption, and the rise of tenant-side legal aid. The trajectory matters more than the snapshot: the score is the climate, not the weather.