Within parent city
0
th percentile
Very Low
Census Tract · Ranked #78,212 of 84,120 nationally
White Bear Lake Eviction Risk: Lower
Tract 27123040102 · Ramsey County, MN · pop 4,424 · 4% of tract blocks fall in White Bear Lake
Census tract 27123040102 sits in White Bear Lake eviction risk, Minnesota eviction laws, and carries an eviction-risk score of 4.3/10. On the national scale it ranks #69,046 of 84,120 for landlord eviction difficulty.
0% of renter households here spend at least 30% of income on rent, a modest level, and 0% are severely burdened at 50% or more. Average household income is about $158,125 a year. Renters make up 2% of occupied homes.
Risk score
1.6
Lower
Confidence 85% · 1–10 scale
Household mix · 100 hh
Burdened renters 0%
Stable renters 2%
Owners 98%
Tract context
Occupied units1,590
Renter share2.2%
SVI overall0.11
Poverty rate2.2%
Median income$158,125
Percentile rank
Higher percentile = riskier than more peers.Within county
4
th percentile
Very Low
Within state
15
th percentile
Very Low
National
7
th percentile
Very Low
Geographic context
Risk heat across White Bear Lake and the region
Centroid at 45.1151, -93.0094 · click any tract to drill in
Why White Bear Lake scores 1.6
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from White Bear Lake
7.5
Regional political climate
2024 county presidential margin
7.3
State political climate
Minnesota legislature & governorship
4.3
Economic stress
2.2% poverty · this tract
1.0
Supply constraint
tract rent vs county FMR
5.0
Rent control risk
Inherited from White Bear Lake
6.5
Eviction process difficulty
State law sets the calendar
4.0
Tenant organizing strength
Inherited from White Bear Lake
7.3
Housing court bias
Inherited from White Bear Lake
5.4
How White Bear Lake compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 11
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 0%Socioeconomic
- 41%Household composition
- 15%Racial/ethnic minority
- 42%Housing & transportation
Eviction filings
Court-record eviction history
Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1
Pandemic-era tracking (2020–2021)
- 11Total filings 2020-21
- 0.1Avg monthly (observed)
- 0.3Pre-pandemic baseline
- 0.49×Ratio to baseline
Pandemic filings ran far below baseline (moratorium effect). Eviction Lab tracked Minneapolis-Saint Paul, MN as part of its 34-metro Eviction Tracking System.
Comparable tracts
Census tracts with similar eviction risk
Closest by Eviction Risk Score.
CDC PLACES 2023 · health & economic stress
Eviction-adjacent indicators
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
- 5.8%Housing insecurity
- 3.5%Utility-shutoff threat
- 6.8%Food insecurity
- 3.9%SNAP enrollment
- 4.7%Transit barriers
- 4.4%No health insurance
- 13.5%Frequent mental distress
- 22.9%Any disability
Analysis
What drives eviction risk in White Bear Lake
The heaviest input here is tenant organizing strength at 7.3/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from White Bear Lake eviction risk, while the economic and supply signals are measured at the tract level.
Set against its neighbors, this tract scores well below the Ramsey County average of 6.0 and below the Minnesota statewide average of 5.0. Within its own county it reads on the safer side for landlords.
In CDC survey modeling, about 5.8% of adults here said they could not pay rent or mortgage at some point in the past year, and 3.5% faced a utility shutoff threat, a common early warning before a filing.
The tract is predominantly White and ranks around the 11th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. That is a relatively low-vulnerability reading.
For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.
Frequently asked
About tract 27123040102
Q1
What is the eviction-risk score for census tract 27123040102?
Census tract 27123040102 in White Bear Lake scores 1.6/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the poverty rate in tract 27123040102?
2.2% of residents in tract 27123040102 live below the federal poverty line (ACS B17001, 2023). Population: 4,424.
Q3
How socially vulnerable is tract 27123040102?
CDC Social Vulnerability Index ranks this tract in the 11th percentile nationally. Sub-themes: socioeconomic 0th, household 41th, minority 15th, housing 42th.
Q4
Did eviction filings in tract 27123040102 drop during COVID?
Pandemic-era filings ran 0.49× the pre-COVID monthly baseline. Filings dropped sharply, likely a moratorium effect. Tracked by the Eviction Lab Eviction Tracking System (Minneapolis eviction risk-Saint Paul, MN), 2020-2021.
Q5
What share of households in tract 27123040102 struggle to pay rent?
About 5.8% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 3.5% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q6
How does tract 27123040102 compare to White Bear Lake overall?
Tract 27123040102 scores 1.6/10, lower than the parent city of White Bear Lake at 5.1/10. City-scale signals (state law, local rent controls, court bias) are inherited from White Bear Lake eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Sibling tracts
Highest-risk tracts in White Bear Lake
Top eight tracts in White Bear Lake ranked by composite eviction-risk score.
Tract · MN
27123040402
3.2
/ 10 · Low
Tract · MN
27123040302
3.1
/ 10 · Low
Tract · MN
27123040502
3.1
/ 10 · Low
Tract · MN
27123040504
3
/ 10 · Low
Tract · MN
27123040200
2.9
/ 10 · Low
Tract · MN
27123040401
2.6
/ 10 · Low
Tract · MN
27123040503
2.3
/ 10 · Low
Tract · MN
27123040301
2.2
/ 10 · Low
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