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Census Tract · Ranked #71,178 of 84,120 nationally

White Bear Lake Eviction Risk: Lower

Tract 27123040301 · Ramsey County, MN · pop 1,610 · 71% of tract blocks fall in White Bear Lake

Here is how census tract 27123040301, in White Bear Lake eviction risk, looks to a landlord: a 4.8/10 eviction-risk score (Moderate tier) across a population of 1,610. On the national scale it ranks #57,447 of 84,120 for landlord eviction difficulty.

19% of renter households here spend at least 30% of income on rent, a modest level, and 19% are severely burdened at 50% or more. Average household income is about $111,250 a year. About 5% of occupied units are renter-occupied.

Risk score
2.2
Lower
Confidence 85% · 1–10 scale
Household mix · 100 hh
Burdened renters 1% Stable renters 4% Owners 95%
Tract context
Occupied units672
Renter share4.6%
SVI overall0.03
Poverty rate2.3%
Median income$111,250

Percentile rank

Higher percentile = riskier than more peers.
Within parent city
13 th percentile
Rank, 13th percentileLowHigh
#8 of 9 tracts In White Bear Lake
Very Low
Within county
9 th percentile
Rank, 9th percentileLowHigh
#130 of 143 tracts In Ramsey County
Very Low
Within state
27 th percentile
Rank, 27th percentileLowHigh
#1,090 of 1,502 tracts In Minnesota
Low
National
15 th percentile
Rank, 15th percentileLowHigh
#71,178 of 84,120 tracts In U.S.
Very Low
Geographic context

Risk heat across White Bear Lake and the region

Centroid at 45.0680, -93.0082 · click any tract to drill in

Why White Bear Lake scores 2.2

9 axes · 1 = landlord-friendly
Local political climate
Inherited from White Bear Lake
7.5
Regional political climate
2024 county presidential margin
7.3
State political climate
Minnesota legislature & governorship
4.3
Economic stress
2.3% poverty · this tract
1.0
Supply constraint
tract rent vs county FMR
5.0
Rent control risk
Inherited from White Bear Lake
6.5
Eviction process difficulty
State law sets the calendar
4.0
Tenant organizing strength
Inherited from White Bear Lake
7.3
Housing court bias
Inherited from White Bear Lake
5.4

How White Bear Lake compares

Risk score vs. parent city, county, state.
White Bear Lake risk score vs. parent city / county / stateThis tract: 2.22.2This tracttract 040301White Bear Lake: 5.15.1White Bear Lakeparent cityCounty: 4.34.3Countyavg tract in countyState: 3.53.5Stateavg tract in state
CDC Social Vulnerability Index

SVI percentile: 3

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

Eviction filings

Court-record eviction history

Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1

Historic baseline (2000–2018)

  • 24Total filings over 6 yrs
  • 13.83%Avg annual filing rate
  • 15.8%Peak (2010)
  • 3Filings in 2015 (latest validated)
Filings by year 2009 to 2015
Year-by-year eviction filings in tract 271230403012009: 3 filings (37.78/100 renter HHs)2010: 6 filings (15.79/100 renter HHs)2011: 6 filings (11.76/100 renter HHs)2012: 0 filings (0.00/100 renter HHs)2013: 1 filings (1.96/100 renter HHs)2014: 5 filings (9.80/100 renter HHs)2015: 3 filings (5.88/100 renter HHs)
Filings stayed roughly flat over the past 7 months.

Pandemic-era tracking (2020–2021)

  • 6Total filings 2020-21
  • 0.1Avg monthly (observed)
  • 0.1Pre-pandemic baseline
  • 0.73×Ratio to baseline
Monthly filings 2020–2021 2020-01-01 to 2026-05-01
Monthly eviction filings vs pre-pandemic baseline2020-01-01: 0 filings (0.00× baseline)2020-02-01: 1 filings (8.33× baseline)2020-03-01: 0 filings (0.00× baseline)2020-04-01: 0 filings (0.00× baseline)2020-05-01: 0 filings (0.00× baseline)2020-06-01: 0 filings (0.00× baseline)2020-07-01: 0 filings (0.00× baseline)2020-08-01: 0 filings (0.00× baseline)2020-09-01: 1 filings (8.33× baseline)2020-10-01: 1 filings (8.33× baseline)2020-11-01: 0 filings (0.00× baseline)2020-12-01: 0 filings (0.00× baseline)2021-01-01: 0 filings (0.00× baseline)2021-02-01: 0 filings (0.00× baseline)2021-03-01: 0 filings (0.00× baseline)2021-04-01: 0 filings (0.00× baseline)2021-05-01: 0 filings (0.00× baseline)2021-06-01: 0 filings (0.00× baseline)2021-07-01: 0 filings (0.00× baseline)2021-08-01: 0 filings (0.00× baseline)2021-09-01: 0 filings (0.00× baseline)2021-10-01: 1 filings (8.33× baseline)2021-11-01: 0 filings (0.00× baseline)2021-12-01: 0 filings (0.00× baseline)2022-01-01: 0 filings (0.00× baseline)2022-02-01: 0 filings (0.00× baseline)2022-03-01: 0 filings (0.00× baseline)2022-04-01: 1 filings (4.00× baseline)2022-05-01: 0 filings (0.00× baseline)2022-06-01: 0 filings (0.00× baseline)2022-07-01: 0 filings (0.00× baseline)2022-08-01: 0 filings (0.00× baseline)2022-09-01: 0 filings (0.00× baseline)2022-10-01: 0 filings (0.00× baseline)2022-11-01: 0 filings (0.00× baseline)2022-12-01: 0 filings (0.00× baseline)2023-01-01: 0 filings (0.00× baseline)2023-02-01: 0 filings (0.00× baseline)2023-03-01: 0 filings (0.00× baseline)2023-04-01: 0 filings (0.00× baseline)2023-05-01: 0 filings (0.00× baseline)2023-06-01: 0 filings (0.00× baseline)2023-07-01: 0 filings (0.00× baseline)2023-08-01: 1 filings (8.33× baseline)2023-09-01: 0 filings (0.00× baseline)2023-10-01: 0 filings (0.00× baseline)2023-11-01: 0 filings (0.00× baseline)2023-12-01: 0 filings (0.00× baseline)2024-01-01: 0 filings (0.00× baseline)2024-02-01: 0 filings (0.00× baseline)2024-03-01: 0 filings (0.00× baseline)2024-04-01: 0 filings (0.00× baseline)2024-05-01: 0 filings (0.00× baseline)2024-06-01: 0 filings (0.00× baseline)2024-07-01: 0 filings (0.00× baseline)2024-08-01: 0 filings (0.00× baseline)2024-09-01: 0 filings (0.00× baseline)2024-10-01: 0 filings (0.00× baseline)2024-11-01: 0 filings (0.00× baseline)2024-12-01: 0 filings (0.00× baseline)2025-01-01: 0 filings (0.00× baseline)2025-02-01: 0 filings (0.00× baseline)2025-03-01: 0 filings (0.00× baseline)2025-04-01: 0 filings (0.00× baseline)2025-05-01: 0 filings (0.00× baseline)2025-06-01: 0 filings (0.00× baseline)2025-07-01: 0 filings (0.00× baseline)2025-08-01: 0 filings (0.00× baseline)2025-09-01: 0 filings (0.00× baseline)2025-10-01: 0 filings (0.00× baseline)2025-11-01: 0 filings (0.00× baseline)2025-12-01: 0 filings (0.00× baseline)2026-01-01: 0 filings (0.00× baseline)2026-02-01: 0 filings (0.00× baseline)2026-03-01: 0 filings (0.00× baseline)2026-04-01: 0 filings (0.00× baseline)2026-05-01: 0 filings (0.00× baseline)

Pandemic filings ran below baseline. Eviction Lab tracked Minneapolis-Saint Paul, MN as part of its 34-metro Eviction Tracking System.

Comparable tracts

Census tracts with similar eviction risk

Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

Analysis

What drives eviction risk in White Bear Lake

What moves this score most is tenant organizing strength at 7.3/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from White Bear Lake eviction risk, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores below the Ramsey County average of 6.0 and in line with the Minnesota statewide average of 5.0. Within its own county it reads on the safer side for landlords.

In CDC survey modeling, about 6.3% of adults here said they could not pay rent or mortgage at some point in the past year, and 3.9% faced a utility shutoff threat, a common early warning before a filing.

Princeton's Eviction Lab logged 24 eviction filings here over 6 tracked years, with about 13.8% of renter households facing a filing in a typical year. Filings peaked at 15.8% of renter households in 2010.

For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.

Frequently asked

About tract 27123040301

Q1

What is the eviction-risk score for census tract 27123040301?

Census tract 27123040301 in White Bear Lake scores 2.2/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2

What is the poverty rate in tract 27123040301?

2.3% of residents in tract 27123040301 live below the federal poverty line (ACS B17001, 2023). Population: 1,610.
Q3

How socially vulnerable is tract 27123040301?

CDC Social Vulnerability Index ranks this tract in the 3th percentile nationally. Sub-themes: socioeconomic 14th, household 10th, minority 14th, housing 5th.
Q4

How many evictions are filed each year in tract 27123040301?

Princeton Eviction Lab recorded 24 eviction filings across 6 validated years in tract 27123040301 (2000-2018). The average annual filing rate is 13.83% of renter households, peaking at 15.8% in 2010. Source: Eviction Lab tract-validated 2024 release.
Q5

Did eviction filings in tract 27123040301 drop during COVID?

Pandemic-era filings ran 0.73× the pre-COVID monthly baseline. Filings ran modestly below normal. Tracked by the Eviction Lab Eviction Tracking System (Minneapolis eviction risk-Saint Paul, MN), 2020-2021.
Q6

What share of households in tract 27123040301 struggle to pay rent?

About 6.3% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 3.9% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q7

How does tract 27123040301 compare to White Bear Lake overall?

Tract 27123040301 scores 2.2/10, lower than the parent city of White Bear Lake at 5.1/10. City-scale signals (state law, local rent controls, court bias) are inherited from White Bear Lake eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Sibling tracts

Highest-risk tracts in White Bear Lake

Top eight tracts in White Bear Lake ranked by composite eviction-risk score.

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