Census Tract · Ranked #71,178 of 84,120 nationally
White Bear Lake Eviction Risk: Lower
Tract 27123040301 ·
Ramsey County, MN · pop 1,610 · 71% of tract blocks fall in White Bear Lake
Here is how census tract 27123040301, in White Bear Lake eviction risk, looks to a landlord: a 4.8/10 eviction-risk score (Moderate tier) across a population of 1,610. On the national scale it ranks #57,447 of 84,120 for landlord eviction difficulty.
19% of renter households here spend at least 30% of income on rent, a modest level, and 19% are severely burdened at 50% or more. Average household income is about $111,250 a year. About 5% of occupied units are renter-occupied.
Risk score
2.2
Lower
Confidence 85% · 1–10 scale
Household mix · 100 hh
Burdened renters 1%Stable renters 4%Owners 95%
Tract context
Occupied units672
Renter share4.6%
SVI overall0.03
Poverty rate2.3%
Median income$111,250
Percentile rank
Higher percentile = riskier than more peers.
Within parent city
13th percentile
#8 of 9 tracts In White Bear Lake
Very Low
Within county
9th percentile
#130 of 143 tracts In Ramsey County
Very Low
Within state
27th percentile
#1,090 of 1,502 tracts In Minnesota
Low
National
15th percentile
#71,178 of 84,120 tracts In U.S.
Very Low
Geographic context
Risk heat across White Bear Lake and the region
Centroid at 45.0680, -93.0082 · click any tract to drill in
Why White Bear Lake scores 2.2
9 axes · 1 = landlord-friendly
Local political climate
Inherited from White Bear Lake
7.5
Regional political climate
2024 county presidential margin
7.3
State political climate
Minnesota legislature & governorship
4.3
Economic stress
2.3% poverty · this tract
1.0
Supply constraint
tract rent vs county FMR
5.0
Rent control risk
Inherited from White Bear Lake
6.5
Eviction process difficulty
State law sets the calendar
4.0
Tenant organizing strength
Inherited from White Bear Lake
7.3
Housing court bias
Inherited from White Bear Lake
5.4
How White Bear Lake compares
Risk score vs. parent city, county, state.
CDC Social Vulnerability Index
SVI percentile: 3
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
14%Socioeconomic
10%Household composition
14%Racial/ethnic minority
5%Housing & transportation
Eviction filings
Court-record eviction history
Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1
Historic baseline (2000–2018)
24Total filings over 6 yrs
13.83%Avg annual filing rate
15.8%Peak (2010)
3Filings in 2015 (latest validated)
Filings by year2009 to 2015
Filings stayed roughly flat over the past 7 months.
Pandemic-era tracking (2020–2021)
6Total filings 2020-21
0.1Avg monthly (observed)
0.1Pre-pandemic baseline
0.73×Ratio to baseline
Monthly filings 2020–20212020-01-01 to 2026-05-01
Pandemic filings ran below baseline. Eviction Lab tracked Minneapolis-Saint Paul, MN as part of its 34-metro Eviction Tracking System.
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
6.3%Housing insecurity
3.9%Utility-shutoff threat
7.4%Food insecurity
4.4%SNAP enrollment
5.1%Transit barriers
4.7%No health insurance
13.9%Frequent mental distress
24.9%Any disability
Analysis
What drives eviction risk in White Bear Lake
What moves this score most is tenant organizing strength at 7.3/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from White Bear Lake eviction risk, while the economic and supply signals are measured at the tract level.
Set against its neighbors, this tract scores below the Ramsey County average of 6.0 and in line with the Minnesota statewide average of 5.0. Within its own county it reads on the safer side for landlords.
In CDC survey modeling, about 6.3% of adults here said they could not pay rent or mortgage at some point in the past year, and 3.9% faced a utility shutoff threat, a common early warning before a filing.
Princeton's Eviction Lab logged 24 eviction filings here over 6 tracked years, with about 13.8% of renter households facing a filing in a typical year. Filings peaked at 15.8% of renter households in 2010.
For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.
Frequently asked
About tract 27123040301
Q1
What is the eviction-risk score for census tract 27123040301?
Census tract 27123040301 in White Bear Lake scores 2.2/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the poverty rate in tract 27123040301?
2.3% of residents in tract 27123040301 live below the federal poverty line (ACS B17001, 2023). Population: 1,610.
Q3
How socially vulnerable is tract 27123040301?
CDC Social Vulnerability Index ranks this tract in the 3th percentile nationally. Sub-themes: socioeconomic 14th, household 10th, minority 14th, housing 5th.
Q4
How many evictions are filed each year in tract 27123040301?
Princeton Eviction Lab recorded 24 eviction filings across 6 validated years in tract 27123040301 (2000-2018). The average annual filing rate is 13.83% of renter households, peaking at 15.8% in 2010. Source: Eviction Lab tract-validated 2024 release.
Q5
Did eviction filings in tract 27123040301 drop during COVID?
Pandemic-era filings ran 0.73× the pre-COVID monthly baseline. Filings ran modestly below normal. Tracked by the Eviction Lab Eviction Tracking System (Minneapolis eviction risk-Saint Paul, MN), 2020-2021.
Q6
What share of households in tract 27123040301 struggle to pay rent?
About 6.3% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 3.9% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q7
How does tract 27123040301 compare to White Bear Lake overall?
Tract 27123040301 scores 2.2/10, lower than the parent city of White Bear Lake at 5.1/10. City-scale signals (state law, local rent controls, court bias) are inherited from White Bear Lake eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Sibling tracts
Highest-risk tracts in White Bear Lake
Top eight tracts in White Bear Lake ranked by composite eviction-risk score.