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Census Tract · Ranked #48,956 of 84,120 nationally

White Bear Lake Eviction Risk: Moderate

Tract 27123040200 · Ramsey County, MN · pop 1,857 · 79% of tract blocks fall in White Bear Lake

With a score of 4/10, tract 27123040200 in White Bear Lake, MN reads moderate for landlord eviction risk. Population here is 1,857. The severe-burden share is 31%, and it is the single best predictor in this model of a filing that actually reaches judgment.

Risk score
4
Moderate
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 19% Stable renters 15% Owners 66%
Tract context
Occupied units1,014
Renter share34.3%
SVI overall0.26
Poverty rate4.1%
Median income$74,643

Percentile rank

Higher percentile = riskier than more peers.
Within parent city
50 th percentile
Rank, 50th percentileLowHigh
#5 of 9 tracts In White Bear Lake
Moderate
Within county
23 th percentile
Rank, 23rd percentileLowHigh
#111 of 143 tracts In Ramsey County
Low
Within state
48 th percentile
Rank, 48th percentileLowHigh
#777 of 1,502 tracts In Minnesota
Moderate
National
42 th percentile
Rank, 42nd percentileLowHigh
#48,956 of 84,120 tracts In U.S.
Moderate
Geographic context

Risk heat across White Bear Lake and the region

Centroid at 45.0824, -92.9930 · click any tract to drill in

Why White Bear Lake scores 4

9 axes · 1 = landlord-friendly
Local political climate
Inherited from White Bear Lake
7.5
Regional political climate
2024 county presidential margin
7.3
State political climate
Minnesota legislature & governorship
4.3
Economic stress
4.1% poverty · this tract
1.0
Supply constraint
$1,657 rent vs county FMR
4.8
Rent control risk
Inherited from White Bear Lake
6.5
Eviction process difficulty
State law sets the calendar
4.0
Tenant organizing strength
Inherited from White Bear Lake
7.3
Housing court bias
Inherited from White Bear Lake
5.4

How White Bear Lake compares

Risk score vs. parent city, county, state.
White Bear Lake risk score vs. parent city / county / state4.0This tracttract 0402004.5White Bear Lakeparent city5.6Countyavg tract in county4.5Stateavg tract in state
CDC Social Vulnerability Index

SVI percentile: 26

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

Eviction filings

Court-record eviction history

Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1

Historic baseline (2000–2018)

  • 28Total filings over 7 yrs
  • 1.45%Avg annual filing rate
  • 2.8%Peak (2009)
  • 5Filings in 2015 (latest validated)
Filings by year 2009 to 2015
Year-by-year eviction filings in tract 27123040200
Filings dropped 38% over the past 7 months.

Pandemic-era tracking (2020–2021)

  • 17Total filings 2020-21
  • 0.2Avg monthly (observed)
  • 0.3Pre-pandemic baseline
  • 0.81×Ratio to baseline
Monthly filings 2020–2021 2020-01-01 to 2026-05-01
Monthly eviction filings vs pre-pandemic baseline

Pandemic filings ran below baseline. Eviction Lab tracked Minneapolis-Saint Paul, MN as part of its 34-metro Eviction Tracking System.

Comparable tracts

Census tracts with similar eviction risk

Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

Analysis

What drives eviction risk in White Bear Lake

The clearest offset is economic stress at 1/10. Against the Ramsey County average of 5.6, this tract reads safer for landlords by 1.6 points.

Against Ramsey County at 47.3%, 56% of renters here are cost-burdened. Sitting well above the midpoint, local political climate reads 7.5/10. SNAP participation runs 4.6% against 15.2% nationally.

On the high side, regional political climate reads 7.3/10. Princeton's Eviction Lab logged 28 filings here across 7 tracked years.

Housing insecurity runs 5.8% against 14.2% nationally. Filings peaked in 2009 at 2.8% of renter households.

In a typical year about 1.5% of renter households face a filing. On the national scale it lands near the 42nd percentile of the 84,120 tracts scored. On the CDC Social Vulnerability Index the tract reads 3.4/10, which tracks how hard a shock lands on the households already here.

Poverty sits at 4%, low enough that arrears here usually signal a specific shock rather than a structural income gap.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.

Frequently asked

About tract 27123040200

Q1

What is the eviction-risk score for census tract 27123040200?

Census tract 27123040200 in White Bear Lake scores 4/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2

What is the average rent in tract 27123040200?

Median gross rent is $1,657/month (ACS 5-year 2023, table B25064). 56% of renter households are cost-burdened.
Q3

What is the poverty rate in tract 27123040200?

4.1% of residents in tract 27123040200 live below the federal poverty line (ACS B17001, 2023). Population: 1,857.
Q4

How socially vulnerable is tract 27123040200?

CDC Social Vulnerability Index ranks this tract in the 26th percentile nationally. Sub-themes: socioeconomic 33th, household 41th, minority 5th, housing 32th.
Q5

How many evictions are filed each year in tract 27123040200?

Princeton Eviction Lab recorded 28 eviction filings across 7 validated years in tract 27123040200 (2000-2018). The average annual filing rate is 1.45% of renter households, peaking at 2.8% in 2009. Source: Eviction Lab tract-validated 2024 release.
Q6

Did eviction filings in tract 27123040200 drop during COVID?

Pandemic-era filings ran 0.81× the pre-COVID monthly baseline. Filings ran modestly below normal. Tracked by the Eviction Lab Eviction Tracking System (Minneapolis eviction risk-Saint Paul, MN), 2020-2021.
Q7

What share of households in tract 27123040200 struggle to pay rent?

About 5.8% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 3.6% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q8

How does tract 27123040200 compare to White Bear Lake overall?

Tract 27123040200 scores 4/10, lower than the parent city of White Bear Lake at 4.5/10. City-scale signals (state law, local rent controls, court bias) are inherited from White Bear Lake eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Sibling tracts

Highest-risk tracts in White Bear Lake

Top eight tracts in White Bear Lake ranked by composite eviction-risk score.

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