Within parent city
25
th percentile
Low
Census Tract · Ranked #69,776 of 84,120 nationally
White Bear Lake Eviction Risk: Lower
Tract 27123040503 · Ramsey County, MN · pop 3,454 · 35% of tract blocks fall in White Bear Lake
How risky is White Bear Lake for landlords? Census tract 27123040503 scores 5.4/10, the Moderate tier. That is riskier than roughly 53% of the 84,120 US census tracts we score.
Rent eats 30% or more of income for 43% of renter households, a severe level, and 24% are severely burdened at 50% or more. The typical renter pays about $1,473 a month while the average household earns $101,715 a year, roughly 17% of income at the averages. About 24% of occupied units are renter-occupied.
Risk score
2.3
Lower
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 10%
Stable renters 14%
Owners 76%
Tract context
Occupied units1,531
Renter share23.9%
SVI overall0.24
Poverty rate3.8%
Median income$101,715
Percentile rank
Higher percentile = riskier than more peers.Within county
11
th percentile
Very Low
Within state
30
th percentile
Low
National
17
th percentile
Very Low
Geographic context
Risk heat across White Bear Lake and the region
Centroid at 45.0714, -93.0386 · click any tract to drill in
Why White Bear Lake scores 2.3
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from White Bear Lake
7.5
Regional political climate
2024 county presidential margin
7.3
State political climate
Minnesota legislature & governorship
4.3
Economic stress
3.8% poverty · this tract
1.0
Supply constraint
$1,473 rent vs county FMR
3.7
Rent control risk
Inherited from White Bear Lake
6.5
Eviction process difficulty
State law sets the calendar
4.0
Tenant organizing strength
Inherited from White Bear Lake
7.3
Housing court bias
Inherited from White Bear Lake
5.4
How White Bear Lake compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 24
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 22%Socioeconomic
- 34%Household composition
- 34%Racial/ethnic minority
- 34%Housing & transportation
Eviction filings
Court-record eviction history
Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1
Historic baseline (2000–2018)
- 121Total filings over 7 yrs
- 4.48%Avg annual filing rate
- 5.9%Peak (2015)
- 23Filings in 2015 (latest validated)
Filings climbed 130% over the past 7 months.
Pandemic-era tracking (2020–2021)
- 50Total filings 2020-21
- 0.7Avg monthly (observed)
- 1.2Pre-pandemic baseline
- 0.56×Ratio to baseline
Pandemic filings ran far below baseline (moratorium effect). Eviction Lab tracked Minneapolis-Saint Paul, MN as part of its 34-metro Eviction Tracking System.
Comparable tracts
Census tracts with similar eviction risk
Closest by Eviction Risk Score.
CDC PLACES 2023 · health & economic stress
Eviction-adjacent indicators
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
- 6.5%Housing insecurity
- 3.9%Utility-shutoff threat
- 7.9%Food insecurity
- 4.7%SNAP enrollment
- 5.4%Transit barriers
- 5.2%No health insurance
- 13.9%Frequent mental distress
- 26.0%Any disability
Analysis
What drives eviction risk in White Bear Lake
What moves this score most is tenant organizing strength at 7.3/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from White Bear Lake eviction risk, while the economic and supply signals are measured at the tract level.
Set against its neighbors, this tract scores below the Ramsey County average of 6.0 and above the Minnesota statewide average of 5.0. Within its own county it reads on the safer side for landlords.
In CDC survey modeling, about 6.5% of adults here said they could not pay rent or mortgage at some point in the past year, and 3.9% faced a utility shutoff threat, a common early warning before a filing.
Princeton's Eviction Lab logged 121 eviction filings here over 7 tracked years, with about 4.5% of renter households facing a filing in a typical year. Filings peaked at 5.9% of renter households in 2015.
For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.
Frequently asked
About tract 27123040503
Q1
What is the eviction-risk score for census tract 27123040503?
Census tract 27123040503 in White Bear Lake scores 2.3/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 27123040503?
Median gross rent is $1,473/month (ACS 5-year 2023, table B25064). 43% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 27123040503?
3.8% of residents in tract 27123040503 live below the federal poverty line (ACS B17001, 2023). Population: 3,454.
Q4
How socially vulnerable is tract 27123040503?
CDC Social Vulnerability Index ranks this tract in the 24th percentile nationally. Sub-themes: socioeconomic 22th, household 34th, minority 34th, housing 34th.
Q5
How many evictions are filed each year in tract 27123040503?
Princeton Eviction Lab recorded 121 eviction filings across 7 validated years in tract 27123040503 (2000-2018). The average annual filing rate is 4.48% of renter households, peaking at 5.9% in 2015. Source: Eviction Lab tract-validated 2024 release.
Q6
Did eviction filings in tract 27123040503 drop during COVID?
Pandemic-era filings ran 0.56× the pre-COVID monthly baseline. Filings dropped sharply, likely a moratorium effect. Tracked by the Eviction Lab Eviction Tracking System (Minneapolis eviction risk-Saint Paul, MN), 2020-2021.
Q7
What share of households in tract 27123040503 struggle to pay rent?
About 6.5% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 3.9% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q8
How does tract 27123040503 compare to White Bear Lake overall?
Tract 27123040503 scores 2.3/10, lower than the parent city of White Bear Lake at 5.1/10. City-scale signals (state law, local rent controls, court bias) are inherited from White Bear Lake eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Sibling tracts
Highest-risk tracts in White Bear Lake
Top eight tracts in White Bear Lake ranked by composite eviction-risk score.
Tract · MN
27123040402
3.2
/ 10 · Low
Tract · MN
27123040302
3.1
/ 10 · Low
Tract · MN
27123040502
3.1
/ 10 · Low
Tract · MN
27123040504
3
/ 10 · Low
Tract · MN
27123040200
2.9
/ 10 · Low
Tract · MN
27123040401
2.6
/ 10 · Low
Tract · MN
27123040301
2.2
/ 10 · Low
Tract · MN
27123040102
1.6
/ 10 · Very Low
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