Within parent city
25
th percentile
Low
Census Tract · Ranked #63,308 of 84,120 nationally
White Bear Lake Eviction Risk: Lower
Tract 27123040503 · Ramsey County, MN · pop 3,454 · 35% of tract blocks fall in White Bear Lake
27123040503 is a census tract in White Bear Lake, MN. It scores 3.2/10 for landlords. It sits 2.4 points below the Ramsey County average of 5.6.
Risk score
3.2
Lower
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 10%
Stable renters 14%
Owners 76%
Tract context
Occupied units1,531
Renter share23.9%
SVI overall0.24
Poverty rate3.8%
Median income$101,715
Percentile rank
Higher percentile = riskier than more peers.Within county
12
th percentile
Very Low
Within state
25
th percentile
Low
National
25
th percentile
Low
Geographic context
Risk heat across White Bear Lake and the region
Centroid at 45.0714, -93.0386 · click any tract to drill in
Why White Bear Lake scores 3.2
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from White Bear Lake
7.5
Regional political climate
2024 county presidential margin
7.3
State political climate
Minnesota legislature & governorship
4.3
Economic stress
3.8% poverty · this tract
1.0
Supply constraint
$1,473 rent vs county FMR
3.7
Rent control risk
Inherited from White Bear Lake
6.5
Eviction process difficulty
State law sets the calendar
4.0
Tenant organizing strength
Inherited from White Bear Lake
7.3
Housing court bias
Inherited from White Bear Lake
5.4
How White Bear Lake compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 24
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 22%Socioeconomic
- 34%Household composition
- 34%Racial/ethnic minority
- 34%Housing & transportation
Eviction filings
Court-record eviction history
Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1
Historic baseline (2000–2018)
- 121Total filings over 7 yrs
- 4.48%Avg annual filing rate
- 5.9%Peak (2015)
- 23Filings in 2015 (latest validated)
Filings climbed 130% over the past 7 months.
Pandemic-era tracking (2020–2021)
- 50Total filings 2020-21
- 0.7Avg monthly (observed)
- 1.2Pre-pandemic baseline
- 0.56×Ratio to baseline
Pandemic filings ran far below baseline (moratorium effect). Eviction Lab tracked Minneapolis-Saint Paul, MN as part of its 34-metro Eviction Tracking System.
Comparable tracts
Census tracts with similar eviction risk
Closest by Eviction Risk Score.
CDC PLACES 2023 · health & economic stress
Eviction-adjacent indicators
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
- 6.5%Housing insecurity
- 3.9%Utility-shutoff threat
- 7.9%Food insecurity
- 4.7%SNAP enrollment
- 5.4%Transit barriers
- 5.2%No health insurance
- 13.9%Frequent mental distress
- 26.0%Any disability
Analysis
What drives eviction risk in White Bear Lake
Pulling hardest the other way is economic stress at 1/10. Severe burden reaches 24%. Those are renters paying half their income or more, and that is where non-payment filings originate. On the high side, local political climate reads 7.5/10.
SNAP participation runs 4.7% against 15.2% nationally. Running hot, regional political climate reads 7.3/10. Court records carry 121 eviction filings across 7 observed years.
Against Ramsey County at 47.3%, 43% of renters here are cost-burdened. Housing insecurity runs 6.5% against 14.2% nationally. The worst year on record was 2015, when 5.9% of renter households were served.
In a typical year about 4.5% of renter households face a filing. That is riskier than roughly 25% of the 84,120 US census tracts in this model. Only 24% of units are renter-occupied. Rental comparables are thin; price a renewal off the nearest genuine rental sub-market rather than off surrounding sale prices.
Social vulnerability reads 3.2/10 on the CDC index, a measure of exposure to housing and economic shocks. Against average income of $101,715, annual rent is just 17%.
All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.
Frequently asked
About tract 27123040503
Q1
What is the eviction-risk score for census tract 27123040503?
Census tract 27123040503 in White Bear Lake scores 3.2/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 27123040503?
Median gross rent is $1,473/month (ACS 5-year 2023, table B25064). 43% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 27123040503?
3.8% of residents in tract 27123040503 live below the federal poverty line (ACS B17001, 2023). Population: 3,454.
Q4
How socially vulnerable is tract 27123040503?
CDC Social Vulnerability Index ranks this tract in the 24th percentile nationally. Sub-themes: socioeconomic 22th, household 34th, minority 34th, housing 34th.
Q5
How many evictions are filed each year in tract 27123040503?
Princeton Eviction Lab recorded 121 eviction filings across 7 validated years in tract 27123040503 (2000-2018). The average annual filing rate is 4.48% of renter households, peaking at 5.9% in 2015. Source: Eviction Lab tract-validated 2024 release.
Q6
Did eviction filings in tract 27123040503 drop during COVID?
Pandemic-era filings ran 0.56× the pre-COVID monthly baseline. Filings dropped sharply, likely a moratorium effect. Tracked by the Eviction Lab Eviction Tracking System (Minneapolis eviction risk-Saint Paul, MN), 2020-2021.
Q7
What share of households in tract 27123040503 struggle to pay rent?
About 6.5% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 3.9% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q8
How does tract 27123040503 compare to White Bear Lake overall?
Tract 27123040503 scores 3.2/10, lower than the parent city of White Bear Lake at 4.5/10. City-scale signals (state law, local rent controls, court bias) are inherited from White Bear Lake eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Sibling tracts
Highest-risk tracts in White Bear Lake
Top eight tracts in White Bear Lake ranked by composite eviction-risk score.
Tract · MN
27123040402
4.5
/ 10 · Moderate
Tract · MN
27123040302
4.3
/ 10 · Moderate
Tract · MN
27123040502
4.3
/ 10 · Moderate
Tract · MN
27123040504
4.2
/ 10 · Moderate
Tract · MN
27123040200
4
/ 10 · Moderate
Tract · MN
27123040401
3.6
/ 10 · Low
Tract · MN
27123040102
3.1
/ 10 · Low
Tract · MN
27123040301
3.1
/ 10 · Low
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