Grant Beach Eviction Risk: Moderate

The clearest offset is rent-regulation exposure, at 1/10. 24% are severely burdened, paying half their income or more in rent. That cohort has no absorption capacity for an unexpected bill, and it is where non-payment filings originate. The poverty rate is 31%. Judgments in high-poverty tracts are collectible far less often than the filing statistics suggest.

67% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building two streets over. Well under the midpoint is tenant-organizing strength, at 2/10.

At $753 a month, rents sit 22% under what the rest of Springfield commands. On the high side is economic stress at 7.8/10. 15.8% of adults report being unable to pay a utility bill, against a 9.2% national figure. Utility arrears usually lead rent arrears by a month or two.

Court records for this tract carry 865 eviction filings. Disability prevalence reaches 43.8% against a 31.5% national average, which raises the odds a reasonable-accommodation request accompanies any dispute. Filing activity peaked in 2017 at 14.6% of renter households.

That places it #1 of 25 neighborhoods in Springfield. Judgments average 7.3% of renter households a year, the share of filings that actually convert to an order.

Social vulnerability runs high at 8.4/10, concentrating the disaster- and displacement-exposure this model treats as a lagging risk input.

One tract means one number: 4.8/10 applies directly to any address inside the boundary. The number is rebuilt whenever its ACS, court-record, or statutory inputs change.