University Heights Eviction Risk: High , Newark

The severe-burden share is 27%, and it is the single best predictor in this model of a filing that actually reaches judgment. Running hot, rent-regulation exposure reads 9/10.

This is renter territory: 72% of occupied units are tenant-occupied. Sitting well above the midpoint, local political climate reads 8.5/10.

Food insecurity runs 30.9% against 17.8% nationally. Against the Essex County average of 7.3, this tract reads riskier for landlords by 1.2 points.

The filing record is not thin: 1,624 evictions over 6 years of observation. Inability to pay a utility bill runs 16.9% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two. Filings peaked in 2018 at 48.8% of renter households.

In the 1930s the federal Home Owners' Loan Corporation graded this ground C ("Definitely Declining"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today. In a typical year about 40.2% of renter households face a filing.

On the national scale it lands near the 94th percentile of the 84,120 tracts scored. On the CDC Social Vulnerability Index the tract reads 9.5/10, which tracks how hard a shock lands on the households already here. Statewide the NJ average is 6.0, so this tract runs 2.5 points hotter.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.