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Harvey Cedars, New Jersey eviction risk overview
City brief · 487 residents

Harvey Cedars, NJ Eviction Risk: ELEVATED

Ocean County · Population 487

In 2026
Risk score
6.4
ELEVATED

8th percentile, New Jersey.

50-yr Eviction Risk Score history

1976 to 2026 · climbing fast since 2010

Min3.2 Average5.0 Now6.4
7.3 3.2 1976 · score 3.5 1977 · score 3.4 1978 · score 3.3 1979 · score 3.3 1980 · score 3.3 1981 · score 3.4 1982 · score 3.5 1983 · score 3.4 1984 · score 3.3 1985 · score 3.3 1986 · score 3.2 1987 · score 3.2 1988 · score 3.2 1989 · score 3.3 1990 · score 3.4 1991 · score 3.5 1992 · score 4.0 1993 · score 3.9 1994 · score 3.9 1995 · score 3.9 1996 · score 4.6 1997 · score 4.6 1998 · score 4.7 1999 · score 4.7 2000 · score 5.3 2001 · score 5.4 2002 · score 5.9 2003 · score 6.0 2004 · score 5.9 2005 · score 5.8 2006 · score 5.8 2007 · score 5.8 2008 · score 5.9 2009 · score 6.2 2010 · score 6.3 2011 · score 6.3 2012 · score 6.4 2013 · score 6.4 2014 · score 6.4 2015 · score 6.4 2016 · score 6.4 2017 · score 6.4 2018 · score 6.4 2019 · score 6.3 2020 · score 7.3 2021 · score 7.0 2022 · score 6.7 2023 · score 6.7 2024 · score 6.7 2025 · score 6.5 2026 · score 6.4

Key metrics

Estimated values: The U.S. Census suppresses field-level data for small places. Estimated from county average, pop-weighted from real underlying ACS data.
Time machine

Scrub 50 years

2026
● LIVE · today ◀ REPLAY · historical

Nine-axis profile

9-axis profile · today

Shape of the risk surface

1 landlord · 10 tenant
Local 4.2 Regional 4.2 State 6.8 Economic 4.5 Supply 5.3 Rent Control 2.0 Eviction 6.4 Tenant 2.0 Housing 2.9 6.4 ELEVATED
Sub-scores · with sparkline

Where the score comes from

1 → 10 scale
  1. Local political climate
    GOP margin +36.0% (2024)
    4.2
  2. Regional political climate
    County-weighted neighbor mix
    4.2
  3. State political climate
    New Jersey legislature & governorship
    6.8
  4. Economic stress
    6.3% poverty · 3.6% unemp.
    4.5
  5. Supply constraint
    $1,813 average · 4.9% renters
    5.3
  6. Rent Control risk
    23.3% of income on rent
    2.0
  7. Eviction process difficulty
    173 days filing → judgment
    6.4
  8. Tenant organizing strength
    4.9% renters
    2.0
  9. Housing court bias
    County bench composition
    2.9
Geographic context

Risk heat across Harvey Cedars and the region

Click any city to see its score

How Harvey Cedars compares

Risk score vs. peers, county, state, and the U.S.
Rank in Ocean County
Very Low
#38 of 45 cities
Rank in county, 16th percentileLowHigh
#38 of 45 cities in Ocean County for landlord eviction risk.
Rank in New Jersey
Very Low
#649 of 696 cities
Rank in state, 7th percentileLowHigh
#649 of 696 cities in New Jersey for landlord eviction risk.
vs. county · state · U.S.
Harvey Cedars risk score vs. county / state / U.S.Harvey Cedars: 6.46.4Harvey CedarsThis cityCounty: 6.96.9Countyavg in countyState: 7.67.6Stateavg in stateU.S.: 4.74.7U.S.national avg
Score story

Six-stop tour of the risk profile

  1. 6.4
    / 10 · ELEVATED
    The verdict

    A Elevated-tier market.

    Composite 6.4/10. Mid-range market; standard documentation usually wins. The 50-year curve shows a sharp climb.

    50-yr trend+2.9 over 50 yr
    197620012026

    Steepening since 2010 · COVID inflection visible

  2. 173d
    Typical timeline
    The money

    What renting (and evicting) looks like.

    Rent published at $1,813/mo. A contested eviction takes 173 days and costs $8,650–$25,775 per case.

    50-yr trendCalendar drag rising since '15
    197620012026

    Court-clerk data lands in the next release.

  3. 4.9%
    Renters
    The renters

    Who you'll be renting to.

    Out of 487 residents, 4.9% rent. 23% are spending 30%+ income on rent, 6.3% below the poverty line.

    50-yr trendRenter share rising
    197620012026

    ACS 1970-present · once the migration overlay is in.

  4. 4.2
    Local + regional
    The politics

    Mid-range climate. Not a coastal market.

    Local & regional political climate score 4.2 and 4.2 (GOP margin +36.0% (2024)). State climate at 6.8, a mid-range statehouse.

    50-yr trendTracks county vote margin
    197620012026

    Built on 50-yr presidential margins back to 1976.

  5. 6.8
    State politics
    The process

    Moderate calendar, moderate friction.

    State political climate 6.8/10 sets the legislative ceiling for landlord remedies, and it shows up in the process. Eviction process difficulty reads 6.4, housing court bias 2.9, rent-control risk 2. Standard process speed for the state.

    50-yr trendProcess difficulty +1.4 since '00
    197620012026

    Court-clerk data lands in the next release.

  6. 4.5
    Economic stress
    The stress

    Economic pressure is the background risk.

    Economic stress: 4.5. Supply constraint: 5.3. The numbers behind those: 6.3% poverty, 3.6% unemployment, 23% of income on rent.

    50-yr trendTwo visible dips · '08 + COVID
    197620012026

    Mirrors BLS unemployment series.

US eviction landscape · timeline × all-in cost

Harvey Cedars sits in the slow & expensive quadrant

Bubble size = population · color = risk score
QUICK BUT COSTLY fast docket · high all-in loss SLOW & EXPENSIVE long calendar · high all-in loss QUICK & CHEAP fast docket · low all-in loss SLOW BUT CHEAP long calendar · low all-in loss 30d 50d 75d 100d 150d 200d 300d 450d $2.0k $3.0k $5.0k $7.5k $10k $15k $20k $30k EVICTION TIMELINE (DAYS) → ↑ ALL-IN COST (LOG SCALE) Toms River, NJ · 166d · ~$16.0k all-in ($96/day) · score 6.8 Toms River Trenton, NJ · 179d · ~$18.6k all-in ($104/day) · score 8.2 Trenton Lakewood, NJ · 164d · ~$18.1k all-in ($111/day) · score 7.5 Lakewood Vineland, NJ · 167d · ~$17.0k all-in ($102/day) · score 7.6 Vineland Newark, NJ · 165d · ~$16.3k all-in ($99/day) · score 9 Newark Jersey City, NJ · 163d · ~$18.6k all-in ($114/day) · score 8.3 Jersey City Paterson, NJ · 185d · ~$17.8k all-in ($96/day) · score 8.9 Paterson Elizabeth, NJ · 165d · ~$16.5k all-in ($100/day) · score 8.2 Elizabeth Clifton, NJ · 170d · ~$19.3k all-in ($114/day) · score 7.8 Clifton Bayonne, NJ · 180d · ~$17.2k all-in ($95/day) · score 7.7 Bayonne Houston, TX · 24d · ~$2.5k all-in ($103/day) · score 2.8 Houston Phoenix, AZ · 38d · ~$3.3k all-in ($86/day) · score 2.8 Phoenix Memphis, TN · 31d · ~$2.0k all-in ($66/day) · score 3.1 Memphis Atlanta, GA · 40d · ~$2.8k all-in ($69/day) · score 3.4 Atlanta Boston, MA · 187d · ~$20.3k all-in ($109/day) · score 7.1 Boston Chicago, IL · 109d · ~$9.0k all-in ($82/day) · score 5.7 Chicago New York, NY · 417d · ~$29.5k all-in ($71/day) · score 9.7 New York Seattle, WA · 162d · ~$12.7k all-in ($79/day) · score 7.9 Seattle Harvey Cedars
Harvey Cedars · 173d · ~$17.2k all-in ($99/day) · score 6.4 National average: 58d · $4.6k all-in Hover any bubble for stats · click to open Color: 0–4   4–7   7–10
00Overview

About eviction risk in Harvey Cedars, NJ

Landlording in Harvey Cedars, New Jersey, presents an elevated-friction market where documented notices and proactive screening matter. The Eviction Risk Score is 6.4/10 (ELEVATED tier), drawn from the nine sub-axes shown above, covering rent-control exposure, eviction-process difficulty, housing-court bias, tenant-organizing strength, supply constraint, economic stress, and local, regional, and state political climate. This is not a quick-fix market: it's a Elevated-friction market where lease drafting, screening discipline, and well-documented notices materially change outcomes.

Harvey Cedars is a city of 487 residents where 4.9% of occupied units are renter-occupied, and the typical renter spends 23.3% of income on rent. At an average rent of $1,813/month, the typical renter household here spends more than the federal 30% threshold on housing, a leading indicator of payment volatility and a precondition for the kinds of tenant defenses that show up most often in housing court.

01Process

How Harvey Cedars eviction process actually works

Eviction process difficulty here reads 6.4/10, a number that combines statutory complexity (notice categories, just-cause rules, mandatory pre-filing disclosures) with operational realities (court calendar length and clerk responsiveness). The typical contested filing in Harvey Cedars closes 173 days after the initial notice. For non-payment of rent the first step is a properly-formatted, properly-served pay-or-quit notice; for material lease breaches it's a cure-or-quit; for tenancies under just-cause protection an at-fault grounds notice (or a no-fault notice with statutory relocation assistance) is required.

The slow part of Harvey Cedars's timeline is usually the calendar, not the motion practice. Housing court bias scores 2.9/10 here, meaning judges read borderline procedural defects in the tenant's favor more often than the national norm. The practical implication: every notice and every proof of service needs to be airtight before it gets filed.

02Cost

What it costs (and how long it takes)

An all-in eviction in Harvey Cedars runs $8,650 to $25,775 per case once you account for filing fees, attorney time, lost rent during pendency, sheriff lockout, and unit turnover. That range is wide because the upper bound assumes a tenant answer plus motion practice, common when housing court bias is high. The lower bound assumes a default judgment after proper service.

For landlords running the numbers on holding costs vs. cash-for-keys: if your projected timeline times your monthly rent already exceeds the high-end cost number, cash-for-keys at 1–2 months' rent is typically the economically rational choice. With 173 days of typical timeline and $1,813/month in lost rent, that crossover happens fast here.

03Operations

Security deposits, screening, and lease terms

Tenant organizing strength scores 2/10 in Harvey Cedars, and the city has limited rent control exposure (2/10). Operations practice that survives audit in this environment looks like:

  • Screening discipline. Document income (verified at 2.5 to 3x rent), credit (with a clear minimum), and prior-tenancy reference checks, but do not screen on protected categories or source-of-income where banned. Keep a written, consistent screening criteria document for every applicant.
  • Lease specificity. Use a state-specific lease that names every term clearly: rent due date, late fees within statutory caps, deposit handling, smoke and CO disclosure, lead paint disclosure (pre-1978 stock), and a clean attorney's-fees clause.
  • Security deposit handling. Itemize deductions within the statutory window. Photograph move-in/move-out condition. In New Jersey, deposit cap and refund window are statute, so exceed them at your own risk.
  • Mid-tenancy documentation. Keep date-stamped records of every rent receipt, every habitability request, every notice served. The day you need them in court is too late to start.
04Strategy

What an everyday landlord should actually do here

If you own one to four units in Harvey Cedars: hire a property manager who knows the local court. The pricing differential between self-managing and hiring out is small relative to the cost of one botched eviction in a ELEVATED tier market. If you own five or more: build relationships with a local landlord-side attorney before you need one, since retainer fees are negligible compared to emergency-rate billing when an eviction is already moving.

The avoidable mistakes here are all upstream of the filing: weak screening, an informal lease, sloppy rent receipts, and notice templates pulled off the internet that don't match New Jersey's statutory language. Fix those four, and most cases settle or default. Skip them, and a $25,775 all-in fight is the realistic worst case.

04bPractical traps

Local traps to avoid in Harvey Cedars

Trap · PRACTICAL TRAP
Compare Harvey Cedars to neighboring cities in Ocean County via the grid below. The 5.5/10 score is computed from nine sub-factors plus a state-law multiplier under NJSA 2A:18-61.1 Anti-Eviction Act. Ocean County 2020 presidential margin: R+28.7. Cross-reference the state overview link in the guides section for New Jersey statutory detail.
05FAQ

Frequently asked questions

Q1

Can I evict a tenant in Harvey Cedars if their lease expires?

Not usually without a just cause. New Jersey's Anti-Eviction Act means that if a tenant has a history of paying rent and following the lease, their tenancy often continues on a month-to-month basis even after the initial lease term ends. You need a legally recognized reason (just cause) to evict them, such as non-payment, lease violations, or specific owner occupancy situations.
Q2

What if my tenant damages the property? Can I evict them immediately?

No, not immediately. If the damage is substantial and willful, it can be a just cause for eviction. However, you would first need to provide a notice to cease the damaging behavior, and then a notice to quit if they don't stop. The specific notice periods depend on the nature of the damage. For minor damages, you'd typically deduct from the security deposit, not evict.
Q3

How much can I raise the rent in Harvey Cedars?

Harvey Cedars does not have specific local rent control ordinances, but you should always check with the borough clerk for any recent changes. New Jersey as a state does not have statewide rent control. However, there are limitations on how often and by how much you can raise the rent, especially for tenants protected by the Anti-Eviction Act. Large, arbitrary increases can sometimes be challenged as retaliatory. For more, see the New Jersey rent control rules.
Q4

What's the absolute fastest I can get a tenant out for non-payment?

Even if everything goes perfectly, and the tenant doesn't fight, you're looking at a minimum of 4-6 weeks from the 3-day notice to a court order. Given the average 173-day timeline, "fast" is a relative term in New Jersey. Expect delays. The 3-day notice is just the start; the court process itself takes time for filing, service, and hearings.
Q5

Do I have to accept Section 8 tenants in Harvey Cedars?

Yes. New Jersey has statewide source-of-income protection. This means you cannot refuse to rent to someone solely because they use a Section 8 voucher or other lawful forms of income to pay rent. You can, however, apply the same screening criteria to all applicants, including income-to-rent ratios and credit checks, as long as it's applied consistently.
06Score

What this score means for landlords2

A 6.4/10 places Harvey Cedars in the 8th percentile of New Jersey cities on the Eviction Risk Score index. The score is the average of the nine sub-axes, all calibrated on a national 1 to 10 scale where 1 is most landlord-friendly and 10 is most tenant-protective. The 50-year reconstruction shows this score has risen sharply since 1976, a structural drift driven by court-calendar growth, rent-control adoption, and the rise of tenant-side legal aid. The trajectory matters more than the snapshot: the score is the climate, not the weather.