Within neighborhood
0
th percentile
Very Low
Neighborhood · Ranked #61,558 of 84,120 nationally
Overlook Eviction Risk: Lower , Summit
Tract 34039037601 · Union County, NJ · pop 4,913 · neighborhood within 1.4 mi
Census tract 34039037601 covers part of the Overlook area of Springfield, NJ, and scores 3.3/10 on landlord eviction risk. It is home to 4,913 residents. Against the Union County average of 6.6, this tract reads safer for landlords by 3.3 points.
Risk score
3.3
Lower
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 13%
Stable renters 12%
Owners 75%
Tract context
Occupied units1,842
Renter share24.8%
SVI overall0.44
Poverty rate5.0%
Median income$143,333
Percentile rank
Higher percentile = riskier than more peers.Within parent city
50
th percentile
Moderate
Within county
7
th percentile
Very Low
Within state
7
th percentile
Very Low
Geographic context
Risk heat across Summit and the region
Centroid at 40.6980, -74.3344 · click any tract to drill in
Why Overlook scores 3.3
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from Summit
7.1
Regional political climate
2024 county presidential margin
6.8
State political climate
New Jersey legislature & governorship
6.8
Economic stress
5.0% poverty · this tract
1.3
Supply constraint
$2,270 rent vs county FMR
5.6
Rent control risk
Inherited from Summit
3.7
Eviction process difficulty
State law sets the calendar
6.9
Tenant organizing strength
Inherited from Summit
4.8
Housing court bias
Inherited from Summit
2.7
How Overlook compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 44
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 33%Socioeconomic
- 68%Household composition
- 58%Racial/ethnic minority
- 39%Housing & transportation
Historical context · 1930s redlining
HOLC grade: B: Still Desirable
This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade B meant middle-class areas with mortgage access. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.
- 0%Grade A
- 8%Grade B
- 6%Grade C
- 0%Grade D · redlined
Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.
Eviction filings
Court-record eviction history
Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1
Historic baseline (2000–2018)
- 80Total filings over 4 yrs
- 4.06%Avg annual filing rate
- 5.9%Peak (2018)
- 29Filings in 2018 (latest validated)
Filings climbed 123% over the past 4 months.
Comparable tracts
Census tracts with similar eviction risk
Within Overlook. Closest by Eviction Risk Score.
CDC PLACES 2023 · health & economic stress
Eviction-adjacent indicators
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
- 7.9%Housing insecurity
- 4.3%Utility-shutoff threat
- 8.5%Food insecurity
- 4.4%SNAP enrollment
- 4.9%Transit barriers
- 7.9%No health insurance
- 13.2%Frequent mental distress
- 21.5%Any disability
Analysis
What drives eviction risk in Overlook
What pushes it up most is court filing pressure at 8.9/10. On the softer side, economic stress reads 1.3/10. 20% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears.
51% of renter households cross the 30%-of-income line, above the Union County average of 44.6%. SNAP participation runs 4.4% against 15.2% nationally. Food insecurity runs 8.5% against 17.8% nationally.
Well under the midpoint, housing-court posture reads 2.7/10. Court records carry 80 eviction filings across 4 observed years. Filings peaked in 2018 at 5.9% of renter households.
In the 1930s the federal Home Owners' Loan Corporation graded this ground B ("Still Desirable"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today. In a typical year about 4.1% of renter households face a filing. Nationally it ranks #61,558 of 84,120 for landlord eviction difficulty.
At 25% renter-occupied this is predominantly owner territory, and comps have to be drawn from further out.
All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.
Frequently asked
About tract 34039037601
Q1
What is the eviction-risk score for census tract 34039037601?
Census tract 34039037601 in the Overlook neighborhood scores 3.3/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 34039037601?
Median gross rent is $2,270/month (ACS 5-year 2023, table B25064). 51% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 34039037601?
5.0% of residents in tract 34039037601 live below the federal poverty line (ACS B17001, 2023). Population: 4,913.
Q4
How socially vulnerable is tract 34039037601?
CDC Social Vulnerability Index ranks this tract in the 44th percentile nationally. Sub-themes: socioeconomic 33th, household 68th, minority 58th, housing 39th.
Q5
Is tract 34039037601 considered part of Overlook?
Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 34039037601 fall within Overlook (neighborhood centroid within 1.4 miles, OSM data).
Q6
How many evictions are filed each year in tract 34039037601?
Princeton eviction risk Eviction Lab recorded 80 eviction filings across 4 validated years in tract 34039037601 (2000-2018). The average annual filing rate is 4.06% of renter households, peaking at 5.9% in 2018. Source: Eviction Lab tract-validated 2024 release.
Q7
What share of households in tract 34039037601 struggle to pay rent?
About 7.9% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 4.3% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q8
How does tract 34039037601 compare to Summit overall?
Tract 34039037601 scores 3.3/10, lower than the parent city of Summit at 6/10. City-scale signals (state law, local rent controls, court bias) are inherited from Summit eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q9
Was tract 34039037601 historically redlined?
Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of B. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts
Highest-risk tracts in Summit
Top eight tracts in Summit ranked by composite eviction-risk score.
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