South End Eviction Risk: High

CDC survey data puts housing insecurity at 33.7% of adults, against 14.2% nationally. 87% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building two streets over.

Food insecurity affects 42.1% of adults, 24.3 points above the national rate. The severe-burden share is 28%. Those renters are past the 50% mark, and they miss rent for reasons that have nothing to do with willingness to pay.

Pulling the other way is supply constraint, at 1/10. The poverty rate is 31%. Judgments in high-poverty tracts are collectible far less often than the filing statistics suggest.

At $887 a month, rents sit 27% under what the rest of Albany commands. Running hot is economic stress at 7.8/10.

Sitting well above the midpoint is rent-regulation exposure at 7.5/10. That places it #1 of 21 neighborhoods in Albany. For a like-for-like read, Downtown and Capitol Hill score within a fraction of it.

Social vulnerability runs high at 9.9/10, concentrating the disaster- and displacement-exposure this model treats as a lagging risk input. Annual rent works out to 29% of average household income of $36,150.

One tract means one number: 9.9/10 applies directly to any address inside the boundary. Scores move when the ACS release, the court-record feed, or the statute ledger behind them moves.