West Hill Eviction Risk: High

74% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building two streets over. SNAP participation is 32.4% of households versus 15.2% nationally.

The poverty rate is 27%. Judgments in high-poverty tracts are collectible far less often than the filing statistics suggest. The strongest single driver of the headline number is rent-regulation exposure at 7.5/10.

Food insecurity affects 32.1% of adults, 14.3 points above the national rate. On the high side is eviction-process difficulty at 7.5/10.

Running hot is tenant-organizing strength at 7.5/10. The severe-burden share is 10%. Those renters are past the 50% mark, and they miss rent for reasons that have nothing to do with willingness to pay. That places it #1 of 21 neighborhoods in Albany.

For a like-for-like read, South End and Pine Hills score within a fraction of it. Social vulnerability runs high at 9.8/10, concentrating the disaster- and displacement-exposure this model treats as a lagging risk input. Average gross rent runs $1,189, close to the Albany average.

Annual rent works out to 27% of average household income of $52,582.

Because the boundary contains one tract, 9.9/10 is simultaneously the area figure and the address-level figure. Scores move when the ACS release, the court-record feed, or the statute ledger behind them moves.