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Loudonville, New York eviction risk overview
City brief · 10,527 residents

Loudonville, NY Eviction Risk: HIGH

Albany County · Population 10,527

In 2026
Risk score
8
HIGH

54th percentile, New York.

50-yr Eviction Risk Score history

1976 to 2026 · climbing fast since 2010

Min3.0 Average5.3 Now8
9.4 3.0 1976 · score 3.3 1977 · score 3.3 1978 · score 3.3 1979 · score 3.3 1980 · score 3.3 1981 · score 3.3 1982 · score 3.3 1983 · score 3.3 1984 · score 3.2 1985 · score 3.1 1986 · score 3.1 1987 · score 3.0 1988 · score 3.5 1989 · score 3.6 1990 · score 3.7 1991 · score 3.8 1992 · score 4.5 1993 · score 4.5 1994 · score 4.5 1995 · score 4.5 1996 · score 5.1 1997 · score 5.3 1998 · score 5.3 1999 · score 5.4 2000 · score 5.4 2001 · score 5.4 2002 · score 5.4 2003 · score 5.4 2004 · score 5.4 2005 · score 5.3 2006 · score 5.3 2007 · score 5.3 2008 · score 5.6 2009 · score 5.9 2010 · score 6.0 2011 · score 6.1 2012 · score 6.3 2013 · score 6.4 2014 · score 6.4 2015 · score 6.4 2016 · score 6.5 2017 · score 6.6 2018 · score 6.5 2019 · score 7.5 2020 · score 9.4 2021 · score 9.2 2022 · score 8.4 2023 · score 8.2 2024 · score 8.3 2025 · score 8.0 2026 · score 8.0

Key metrics

Time machine

Scrub 50 years

2026
● LIVE · today ◀ REPLAY · historical

Nine-axis profile

9-axis profile · today

Shape of the risk surface

1 landlord · 10 tenant
Local 6.9 Regional 6.9 State 7.3 Economic 3.0 Supply 5.7 Rent Control 6.0 Eviction 6.7 Tenant 2.3 Housing 4.3 8 HIGH
Sub-scores · with sparkline

Where the score comes from

1 → 10 scale
  1. Local political climate
    Dem margin +25.8% (2024)
    6.9
  2. Regional political climate
    County-weighted neighbor mix
    6.9
  3. State political climate
    New York legislature & governorship
    7.3
  4. Economic stress
    3.7% poverty · 1.1% unemp.
    3.0
  5. Supply constraint
    $1,829 average · 5.1% renters
    5.7
  6. Rent Control risk
    30.0% of income on rent
    6.0
  7. Eviction process difficulty
    389 days filing → judgment
    6.7
  8. Tenant organizing strength
    5.1% renters
    2.3
  9. Housing court bias
    County bench composition
    4.3
Geographic context

Risk heat across Loudonville and the region

Click any city to see its score

How Loudonville compares

Risk score vs. peers, county, state, and the U.S.
Rank in Albany County
Moderate
#7 of 14 cities
Rank in county, 54th percentileLowHigh
#7 of 14 cities in Albany County for landlord eviction risk.
Rank in New York
Moderate
#653 of 1,285 cities
Rank in state, 49th percentileLowHigh
#653 of 1,285 cities in New York for landlord eviction risk.
vs. county · state · U.S.
Loudonville risk score vs. county / state / U.S.Loudonville: 8.08.0LoudonvilleThis cityCounty: 8.98.9Countyavg in countyState: 9.19.1Stateavg in stateU.S.: 4.74.7U.S.national avg
Score story

Six-stop tour of the risk profile

  1. 8
    / 10 · HIGH
    The verdict

    A High-tier market.

    Composite 8/10. High statutory friction with active tenant counsel, so assume defenses on every filing. The 50-year curve shows a sharp climb.

    50-yr trend+4.7 over 50 yr
    197620012026

    Steepening since 2010 · COVID inflection visible

  2. 389d
    Typical timeline
    The money

    What renting (and evicting) looks like.

    Rent published at $1,829/mo. A contested eviction takes 389 days and costs $18,913–$36,451 per case.

    50-yr trendCalendar drag rising since '15
    197620012026

    Court-clerk data lands in the next release.

  3. 5.1%
    Renters
    The renters

    Who you'll be renting to.

    Out of 10,527 residents, 5.1% rent. 30% are spending 30%+ income on rent, 3.7% below the poverty line.

    50-yr trendRenter share rising
    197620012026

    ACS 1970-present · once the migration overlay is in.

  4. 6.9
    Local + regional
    The politics

    Mid-range climate. Not a coastal market.

    Local & regional political climate score 6.9 and 6.9 (Dem margin +25.8% (2024)). State climate at 7.3, a tenant-leaning legislature.

    50-yr trendTracks county vote margin
    197620012026

    Built on 50-yr presidential margins back to 1976.

  5. 7.3
    State politics
    The process

    Long calendar, heavy friction.

    State political climate 7.3/10 sets the legislative ceiling for landlord remedies, and it shows up in the process. Eviction process difficulty reads 6.7, housing court bias 4.3, rent-control risk 6. The slow part is the calendar, not the motion practice.

    50-yr trendProcess difficulty +1.7 since '00
    197620012026

    Court-clerk data lands in the next release.

  6. 3
    Economic stress
    The stress

    Economic pressure is the background risk.

    Economic stress: 3. Supply constraint: 5.7. The numbers behind those: 3.7% poverty, 1.1% unemployment, 30% of income on rent.

    50-yr trendTwo visible dips · '08 + COVID
    197620012026

    Mirrors BLS unemployment series.

US eviction landscape · timeline × all-in cost

Loudonville sits in the slow & expensive quadrant

Bubble size = population · color = risk score
QUICK BUT COSTLY fast docket · high all-in loss SLOW & EXPENSIVE long calendar · high all-in loss QUICK & CHEAP fast docket · low all-in loss SLOW BUT CHEAP long calendar · low all-in loss 30d 50d 75d 100d 150d 200d 300d 450d $2.0k $3.0k $5.0k $7.5k $10k $15k $20k $30k EVICTION TIMELINE (DAYS) → ↑ ALL-IN COST (LOG SCALE) Albany, NY · 431d · ~$28.5k all-in ($66/day) · score 9.8 Albany Schenectady, NY · 420d · ~$26.0k all-in ($62/day) · score 8.7 Schenectady Troy, NY · 426d · ~$27.0k all-in ($63/day) · score 8.5 Troy New York, NY · 417d · ~$29.5k all-in ($71/day) · score 9.7 New York Buffalo, NY · 428d · ~$30.3k all-in ($71/day) · score 9.4 Buffalo Yonkers, NY · 381d · ~$27.5k all-in ($72/day) · score 9.9 Yonkers Rochester, NY · 430d · ~$32.0k all-in ($74/day) · score 9.1 Rochester Syracuse, NY · 383d · ~$30.9k all-in ($81/day) · score 8.7 Syracuse New Rochelle, NY · 429d · ~$27.9k all-in ($65/day) · score 9.5 New Rochelle Cheektowaga, NY · 374d · ~$26.9k all-in ($72/day) · score 7.9 Cheektowaga Houston, TX · 24d · ~$2.5k all-in ($103/day) · score 2.8 Houston Phoenix, AZ · 38d · ~$3.3k all-in ($86/day) · score 2.8 Phoenix Memphis, TN · 31d · ~$2.0k all-in ($66/day) · score 3.1 Memphis Atlanta, GA · 40d · ~$2.8k all-in ($69/day) · score 3.4 Atlanta Boston, MA · 187d · ~$20.3k all-in ($109/day) · score 7.1 Boston Chicago, IL · 109d · ~$9.0k all-in ($82/day) · score 5.7 Chicago Seattle, WA · 162d · ~$12.7k all-in ($79/day) · score 7.9 Seattle Loudonville
Loudonville · 389d · ~$27.7k all-in ($71/day) · score 8 National average: 58d · $4.6k all-in Hover any bubble for stats · click to open Color: 0–4   4–7   7–10
00Overview

About eviction risk in Loudonville, NY

Landlording in Loudonville, New York, presents a high-friction environment where attorney involvement on every filing is the norm. The Eviction Risk Score is 8/10 (HIGH tier), drawn from the nine sub-axes shown above, covering rent-control exposure, eviction-process difficulty, housing-court bias, tenant-organizing strength, supply constraint, economic stress, and local, regional, and state political climate. This is not a quick-fix market: it's a High-friction landlord market where lease drafting, screening discipline, and well-documented notices materially change outcomes.

Loudonville is a city of 10,527 residents where 5.1% of occupied units are renter-occupied, and the typical renter spends 30.0% of income on rent. At an average rent of $1,829/month, the typical renter household here spends more than the federal 30% threshold on housing, a leading indicator of payment volatility and a precondition for the kinds of tenant defenses that show up most often in housing court.

01Process

How Loudonville eviction process actually works

Eviction process difficulty here reads 6.7/10, a number that combines statutory complexity (notice categories, just-cause rules, mandatory pre-filing disclosures) with operational realities (court calendar length and clerk responsiveness). The typical contested filing in Loudonville closes 389 days after the initial notice. For non-payment of rent the first step is a properly-formatted, properly-served pay-or-quit notice; for material lease breaches it's a cure-or-quit; for tenancies under just-cause protection an at-fault grounds notice (or a no-fault notice with statutory relocation assistance) is required.

The slow part of Loudonville's timeline is usually the calendar, not the motion practice. Housing court bias scores 4.3/10 here, meaning judges read borderline procedural defects in the tenant's favor more often than the national norm. The practical implication: every notice and every proof of service needs to be airtight before it gets filed.

02Cost

What it costs (and how long it takes)

An all-in eviction in Loudonville runs $18,913 to $36,451 per case once you account for filing fees, attorney time, lost rent during pendency, sheriff lockout, and unit turnover. That range is wide because the upper bound assumes a tenant answer plus motion practice, common when housing court bias is high. The lower bound assumes a default judgment after proper service.

For landlords running the numbers on holding costs vs. cash-for-keys: if your projected timeline times your monthly rent already exceeds the high-end cost number, cash-for-keys at 1–2 months' rent is typically the economically rational choice. With 389 days of typical timeline and $1,829/month in lost rent, that crossover happens fast here.

03Operations

Security deposits, screening, and lease terms

Tenant organizing strength scores 2.3/10 in Loudonville, and the city carries meaningful rent control exposure (6/10). Operations practice that survives audit in this environment looks like:

  • Screening discipline. Document income (verified at 2.5 to 3x rent), credit (with a clear minimum), and prior-tenancy reference checks, but do not screen on protected categories or source-of-income where banned. Keep a written, consistent screening criteria document for every applicant.
  • Lease specificity. Use a state-specific lease that names every term clearly: rent due date, late fees within statutory caps, deposit handling, smoke and CO disclosure, lead paint disclosure (pre-1978 stock), and a clean attorney's-fees clause.
  • Security deposit handling. Itemize deductions within the statutory window. Photograph move-in/move-out condition. In New York, deposit cap and refund window are statute, so exceed them at your own risk.
  • Mid-tenancy documentation. Keep date-stamped records of every rent receipt, every habitability request, every notice served. The day you need them in court is too late to start.
04Strategy

What an everyday landlord should actually do here

If you own one to four units in Loudonville: hire a property manager who knows the local court. The pricing differential between self-managing and hiring out is small relative to the cost of one botched eviction in a HIGH tier market. If you own five or more: build relationships with a local landlord-side attorney before you need one, since retainer fees are negligible compared to emergency-rate billing when an eviction is already moving.

The avoidable mistakes here are all upstream of the filing: weak screening, an informal lease, sloppy rent receipts, and notice templates pulled off the internet that don't match New York's statutory language. Fix those four, and most cases settle or default. Skip them, and a $36,451 all-in fight is the realistic worst case.

04bPractical traps

Local traps to avoid in Loudonville

Trap · 3.7%
Local poverty rate is 3.7%, and the rent-burden distribution skews the eviction-filings curve toward moderate volume in Albany County. Rent-control-risk sub-score: $1/10. Tenant organizing is most active in the rental concentration corridors.
05FAQ

Frequently asked questions

Q1

Can I evict a tenant in Loudonville without a lawyer?

While technically possible to file paperwork yourself, it is highly recommended to hire an attorney for an eviction in Loudonville, NY. The process is complex, tenant-friendly, and minor errors can lead to significant delays and costs. Given the 389-day average timeline and $18,913+ cost, a lawyer's expertise is a sound investment.

Q2

How much notice do I need to give a tenant to move out in Loudonville if I don't want to renew their lease?

For a no-cause termination (not renewing a lease), you typically need to provide a 30-day notice in New York, assuming the tenant has occupied the unit for less than one year. If the tenant has occupied for one to two years, it's a 60-day notice, and if two years or more, a 90-day notice. Always check the current state statutes, as these can change.

Q3

What if my tenant pays part of the rent after I've started the eviction process?

Be extremely cautious. Accepting partial payment can sometimes be interpreted by the court as waiving your right to continue the eviction based on the original notice, potentially forcing you to restart the process. If you consider accepting a partial payment, do so only with a clear, written agreement (preferably drafted by your attorney) stating that the eviction process will continue and the partial payment does not cure the default.

Q4

Can I charge late fees for overdue rent in Loudonville?

Yes, New York law allows for late fees, but they are capped. You can charge a late fee of either $50 or 5% of the monthly rent, whichever is less. This must be clearly stated in your lease agreement. You cannot charge a late fee until the rent is at least five days late.

Q5

Is Loudonville affected by rent control?

Loudonville itself does not have local rent control ordinances. However, New York State has rent stabilization and rent control laws that apply to certain older buildings in specific cities (primarily NYC and surrounding counties). It's unlikely these would apply to typical rental units in Loudonville, but it's always wise to confirm if you own a very old building or are in a specific situation. For more, see our New York rent control rules.

06Score

What this score means for landlords2

A 8/10 places Loudonville in the 54th percentile of New York cities on the Eviction Risk Score index. The score is the average of the nine sub-axes, all calibrated on a national 1 to 10 scale where 1 is most landlord-friendly and 10 is most tenant-protective. The 50-year reconstruction shows this score has risen sharply since 1976, a structural drift driven by court-calendar growth, rent-control adoption, and the rise of tenant-side legal aid. The trajectory matters more than the snapshot: the score is the climate, not the weather.