5 census tracts · pop 25,796 · pop-weighted Eviction Risk Score 6.8/10
· range 5.6–9.3
Oil City spans 5 census tracts of Oceanside, NY and houses 25,796 people. That produces an Eviction Risk Score of 6.8/10, Elevated tier. Scores across the 5 constituent tracts range from 5.6 to 9.3. A 3.7-point internal spread means block-level underwriting beats area-level here.
The main counterweight is economic stress, at 1.5/10. 37% of renters here are cost-burdened at the 30% threshold, higher than the Oceanside rate of 28.4%.
Severe burden reaches 20%. A tenant at that level absorbs no shock: one cut shift or one repair bill converts directly into arrears. Average gross rent is $1,741, 22% below the Oceanside average of $2,227.
On the high side is rent-regulation exposure at 7.3/10. At 17% renter-occupied, this is predominantly owner territory, and rental comps have to be drawn from further out.
Rent takes 16% of average household income, comfortably inside the 30% line and unusually low for a rental sub-market. Poverty sits at 5%, low enough that arrears here usually reflect a specific shock rather than a structural income gap.
Underwrite the address, not the area: with 3.7 points between its best and worst tract, the per-tract table below is the operative number. Scores move when the ACS release, the court-record feed, or the statute ledger behind them moves.
Risk score
6.8
Elevated
5 tracts · population-weighted
Oil City vs OceansideHow this neighborhood stacks against the citywide average
Single-parent HH, disability, language barriers, age 17- / 65+
Racial/ethnic minority40%ile
Hispanic + non-white share of population
Housing & transport25%ile
Multi-unit structures, mobile homes, crowding, no vehicle
CDC PLACES 2023 · pop-weighted
Eviction-adjacent indicators in Oil City
Average across all constituent tracts, population-weighted. Source: CDC PLACES (cwsq-ngmh) crude prevalence.
10.1%Housing insecurity
5.3%Utility shutoff threat
10.6%Food insecurity
7.6%SNAP enrollment
6.0%No health insurance
24.2%Any disability
Frequently asked
About Oil City
Q1
What is the eviction-risk score for Oil City?
Oil City scores 6.8/10 (Elevated tier) across 5 census tracts. The pop-weighted Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income and poverty signals.
Q2
How does Oil City compare to Oceanside overall?
Oil City scores 0.7 points higher than Oceanside overall (6.1/10). Renters spend 37% of income on rent vs 28% citywide. Average rent: $1,741 vs $2,227.
Q3
What is the average rent in Oil City?
Average gross rent in Oil City is $1,741/month (pop-weighted across 5 census tracts, ACS 5-year 2023). 37% of renter households are cost-burdened.
Q4
What percentage of Oil City residents are renters?
17% of Oil City households are renter-occupied (vs 7% in Oceanside). The neighborhood has 25,796 residents.
Q5
Is Oil City a high social-vulnerability area?
Oil City sits in the 29th percentile nationally on the CDC Social Vulnerability Index (less vulnerable). The index combines poverty, unemployment, household composition, racial/ethnic minority share, and housing/transportation factors across all US census tracts.
Q6
Which tracts in Oil City have the highest eviction risk?
The highest-risk constituent tract in Oil City is census tract 36059416202 (score 9.3/10). Across the 5 tracts in this neighborhood the score ranges from 5.6 to 9.3, a spread of 3.7 points.
Q7
How safe is Oil City for landlords?
Oil City carries a elevated-tier eviction-risk profile for landlords (6.8/10). Pop-weighted across 5 constituent tracts, the score blends parent-city rent-control posture, county eviction-process timelines, and tract-specific rent-to-income / poverty signals. Compared to Oceanside as a whole (6.1/10), this neighborhood is higher-risk.
Q8
What is the demographic breakdown of Oil City?
Oil City has 26,801 residents. Top groups: White (non-Hispanic) (74.8%), Hispanic / Latino (18%), Asian (non-Hispanic) (2.8%). Source: ACS 5-year 2023, table B03002.
