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Neighborhood · Ranked #3,529 of 84,120 nationally

Central State Eviction Risk: High , Schenectady

Tract 36093021600 · Schenectady County, NY · pop 3,496 · neighborhood within 0.7 mi

Census tract 36093021600 covers part of the Central State area of Schenectady, NY, and scores 9.2/10 on landlord eviction risk. Severe burden reaches 42%. Those are renters paying half their income or more, and that is where non-payment filings originate.

Risk score
9.2
High
Confidence 85% · 1–10 scale
Household mix · 100 hh
Burdened renters 22% Stable renters 16% Owners 62%
Tract context
Occupied units1,427
Renter share37.8%
SVI overall0.80
Poverty rate22.1%
Median income$50,708

Percentile rank

Higher percentile = riskier than more peers.
Within neighborhood
67 th percentile
Rank, 67th percentileLowHigh
#2 of 4 tracts In Central State
Elevated
Within parent city
60 th percentile
Rank, 60th percentileLowHigh
#9 of 21 tracts In Schenectady
Elevated
Within county
96 th percentile
Rank, 96th percentileLowHigh
#3 of 45 tracts In Schenectady County
Very High
Within state
69 th percentile
Rank, 69th percentileLowHigh
#1,665 of 5,394 tracts In New York
Elevated
Geographic context

Risk heat across Schenectady and the region

Centroid at 42.7928, -73.9356 · click any tract to drill in

Why Central State scores 9.2

9 axes · 1 = landlord-friendly
Local political climate
Inherited from Schenectady
6.2
Regional political climate
2024 county presidential margin
5.8
State political climate
New York legislature & governorship
7.3
Economic stress
22.1% poverty · this tract
5.5
Supply constraint
$980 rent vs county FMR
1.6
Rent control risk
Inherited from Schenectady
7.9
Eviction process difficulty
State law sets the calendar
7.1
Tenant organizing strength
Inherited from Schenectady
9.4
Housing court bias
Inherited from Schenectady
8.2

How Central State compares

Risk score vs. parent city, county, state.
Central State risk score vs. parent city / county / state9.2This tracttract 0216007.8Schenectadyparent city6.6Countyavg tract in county7.7Stateavg tract in state
CDC Social Vulnerability Index

SVI percentile: 80

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

Historical context · 1930s redlining

HOLC grade: B: Still Desirable

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade B meant middle-class areas with mortgage access. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Comparable tracts

Census tracts with similar eviction risk

Within Central State. Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

Analysis

What drives eviction risk in Central State

It sits 2.6 points above the Schenectady County average of 6.6. The dominant input is tenant-organizing strength at 9.4/10. 58% of renter households cross the 30%-of-income line, markedly above the Schenectady County average of 48.2%.

On the softer side, supply constraint reads 1.6/10. Sitting well above the midpoint, housing-court posture reads 8.2/10. The poverty rate is 22%, which in this model reads as reduced rent-recovery odds after a judgment.

SNAP participation runs 26.4% against 15.2% nationally. At $980 a month, rents run 14% under what the rest of Schenectady commands. Housing insecurity runs 22.2% against 14.2% nationally.

This ground was mapped B ("Still Desirable") on the 1930s HOLC security maps for Schenectady. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above. Nationally it ranks #3,529 of 84,120 for landlord eviction difficulty. CDC social-vulnerability scoring puts the tract at 8.2/10.

Statewide the NY average is 7.7, so this tract runs 1.5 points hotter. Of its three components the housing type and transport measure is the most pressured.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.

Frequently asked

About tract 36093021600

Q1

What is the eviction-risk score for census tract 36093021600?

Census tract 36093021600 in the Central State neighborhood scores 9.2/10 (High tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2

What is the average rent in tract 36093021600?

Median gross rent is $980/month (ACS 5-year 2023, table B25064). 58% of renter households are cost-burdened.
Q3

What is the poverty rate in tract 36093021600?

22.1% of residents in tract 36093021600 live below the federal poverty line (ACS B17001, 2023). Population: 3,496.
Q4

How socially vulnerable is tract 36093021600?

CDC Social Vulnerability Index ranks this tract in the 80th percentile nationally. Sub-themes: socioeconomic 80th, household 48th, minority 72th, housing 82th.
Q5

Is tract 36093021600 considered part of Central State?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 36093021600 fall within Central State (neighborhood centroid within 0.7 miles, OSM data).
Q6

What share of households in tract 36093021600 struggle to pay rent?

About 22.2% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 14.0% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q7

How does tract 36093021600 compare to Schenectady overall?

Tract 36093021600 scores 9.2/10, higher than the parent city of Schenectady at 7.8/10. City-scale signals (state law, local rent controls, court bias) are inherited from Schenectady eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q8

Was tract 36093021600 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of B. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts

Highest-risk tracts in Schenectady

Top eight tracts in Schenectady ranked by composite eviction-risk score.

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