Central State Eviction Risk: High , Schenectady

The dominant input is tenant-organizing strength at 9.4/10. Against Schenectady County at 48.2%, 35% of renters here are cost-burdened. On the softer side, supply constraint reads 1.3/10.

70% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building nearby. 17% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears.

The poverty rate is 26%, which in this model reads as reduced rent-recovery odds after a judgment. Sitting well above the midpoint, housing-court posture reads 8.2/10. Food insecurity runs 31.2% against 17.8% nationally.

At $930 a month, rents run 19% under what the rest of Schenectady commands. Housing insecurity runs 24.6% against 14.2% nationally. This ground was mapped C ("Definitely Declining") on the 1930s HOLC security maps for Schenectady. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above.

On the national scale it lands near the 96th percentile of the 84,120 tracts scored.

All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.