Neighborhood · Ranked #3,529 of 84,120 nationally

Central State Eviction Risk: High , Schenectady

Tract 36093020700 · Schenectady County, NY · pop 5,845 · neighborhood within 0.4 mi

With a score of 9.2/10, tract 36093020700 in the Central State area of Schenectady, NY reads high for landlord eviction risk. Population here is 5,845. Severe burden reaches 37%. Those are renters paying half their income or more, and that is where non-payment filings originate.

Risk score

9.2

High

Confidence 85% · 1–10 scale

Household mix · 100 hh

Burdened renters 22% Stable renters 13% Owners 65%

Tract context

Occupied units2,056

Renter share34.9%

SVI overall0.84

Poverty rate28.3%

Median income$60,259

Percentile rank

Higher percentile = riskier than more peers.

Geographic context

Risk heat across Schenectady and the region

Centroid at 42.7957, -73.9158 · click any tract to drill in

Why Central State scores 9.2

9 axes · 1 = landlord-friendly

Local political climate

Inherited from Schenectady

6.2

Regional political climate

2024 county presidential margin

5.8

State political climate

New York legislature & governorship

7.3

Economic stress

28.3% poverty · this tract

7.1

Supply constraint

$1,259 rent vs county FMR

3.5

Rent control risk

Inherited from Schenectady

7.9

Eviction process difficulty

State law sets the calendar

7.1

Tenant organizing strength

Inherited from Schenectady

9.4

Housing court bias

Inherited from Schenectady

8.2

How Central State compares

Risk score vs. parent city, county, state.

CDC Social Vulnerability Index

SVI percentile: 84

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

88%Socioeconomic
87%Household composition
80%Racial/ethnic minority
49%Housing & transportation

Historical context · 1930s redlining

HOLC grade: C: Definitely Declining

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

0%Grade A
39%Grade B
40%Grade C
0%Grade D · redlined

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Comparable tracts

Census tracts with similar eviction risk

Within Central State. Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

23.9%Housing insecurity
15.9%Utility-shutoff threat
29.3%Food insecurity
28.1%SNAP enrollment
15.5%Transit barriers
10.2%No health insurance
19.8%Frequent mental distress
34.1%Any disability

Analysis

What drives eviction risk in Central State

Against the Schenectady County average of 6.6, this tract reads riskier for landlords by 2.6 points. What pushes it up most is tenant-organizing strength at 9.4/10.

Against Schenectady County at 48.2%, 63% of renters here are cost-burdened. Running hot, housing-court posture reads 8.2/10. The poverty rate is 28%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest.

Sitting well above the midpoint, rent-regulation exposure reads 7.9/10. Food insecurity runs 29.3% against 17.8% nationally.

Housing insecurity runs 23.9% against 14.2% nationally. Average gross rent is $1,259, 10% above the Schenectady average. This ground was mapped C ("Definitely Declining") on the 1930s HOLC security maps for Schenectady. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above.

On the national scale it lands near the 96th percentile of the 84,120 tracts scored.

All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.

Frequently asked

About tract 36093020700

What is the eviction-risk score for census tract 36093020700?

Census tract 36093020700 in the Central State neighborhood scores 9.2/10 (High tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.

What is the average rent in tract 36093020700?

Median gross rent is $1,259/month (ACS 5-year 2023, table B25064). 63% of renter households are cost-burdened.

What is the poverty rate in tract 36093020700?

28.3% of residents in tract 36093020700 live below the federal poverty line (ACS B17001, 2023). Population: 5,845.

How socially vulnerable is tract 36093020700?

CDC Social Vulnerability Index ranks this tract in the 84th percentile nationally. Sub-themes: socioeconomic 88th, household 87th, minority 80th, housing 49th.

Is tract 36093020700 considered part of Central State?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 36093020700 fall within Central State (neighborhood centroid within 0.4 miles, OSM data).

What share of households in tract 36093020700 struggle to pay rent?

About 23.9% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 15.9% also reported utility shutoff threats, a frequent precursor to eviction filings.

How does tract 36093020700 compare to Schenectady overall?

Tract 36093020700 scores 9.2/10, higher than the parent city of Schenectady at 7.8/10. City-scale signals (state law, local rent controls, court bias) are inherited from Schenectady eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.

Was tract 36093020700 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.

Sibling tracts

Highest-risk tracts in Schenectady

Top eight tracts in Schenectady ranked by composite eviction-risk score.