Neighborhood · Ranked #342 of 84,120 nationally

Ludlow Eviction Risk: High , Yonkers

Tract 36119000502 · Westchester County, NY · pop 1,822 · neighborhood within 0.8 mi

Census tract 36119000502 runs through the Ludlow neighborhood of Yonkers. With 1,822 residents, it scores 7.6/10 for landlords. On the national scale it ranks #1,021 of 84,120 for landlord eviction difficulty.

About 64% of renters carry a rent burden of 30% of income or higher, a severe level, and 36% are severely burdened at 50% or more. Average gross rent is $676 monthly, set against $18,445 in average yearly household income, roughly 44% of income at the averages. Renters make up 98% of occupied homes, a renter-majority tract.

Risk score

9.1

High

Confidence 85% · 1–10 scale

Household mix · 100 hh

Burdened renters 63% Stable renters 35% Owners 2%

Tract context

Occupied units1,185

Renter share97.7%

SVI overall0.99

Poverty rate74.5%

Median income$18,445

Percentile rank

Higher percentile = riskier than more peers.

Geographic context

Risk heat across Yonkers and the region

Centroid at 40.9368, -73.8916 · click any tract to drill in

Why Ludlow scores 9.1

9 axes · 1 = landlord-friendly

Local political climate

Inherited from Yonkers

8.0

Regional political climate

2024 county presidential margin

6.8

State political climate

New York legislature & governorship

7.3

Economic stress

74.5% poverty · this tract

10.0

Supply constraint

$676 rent vs county FMR

1.0

Rent control risk

Inherited from Yonkers

8.5

Eviction process difficulty

State law sets the calendar

9.0

Tenant organizing strength

Inherited from Yonkers

8.0

Housing court bias

Inherited from Yonkers

8.5

How Ludlow compares

Risk score vs. parent city, county, state.

CDC Social Vulnerability Index

SVI percentile: 99

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

79%Socioeconomic
100%Household composition
92%Racial/ethnic minority
91%Housing & transportation

Historical context · 1930s redlining

HOLC grade: D: Hazardous (Redlined)

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade D meant Black, immigrant, and poor neighborhoods systematically denied mortgage credit. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

0%Grade A
0%Grade B
0%Grade C
3%Grade D · redlined

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Comparable tracts

Census tracts with similar eviction risk

Within Ludlow. Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

42.6%Housing insecurity
32.5%Utility-shutoff threat
61.6%Food insecurity
65.8%SNAP enrollment
30.6%Transit barriers
30.3%No health insurance
20.7%Frequent mental distress
52.8%Any disability

Analysis

What drives eviction risk in Ludlow

The score leans hardest on economic stress at $1/10. That part is specific to this tract, computed from its own rent, income, and poverty figures. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Yonkers eviction risk, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores well above the Westchester County average of 6.1 and above the New York statewide average of 6.3. Within its own county it reads on the riskier side for landlords.

In CDC survey modeling, about 42.6% of adults here said they could not pay rent or mortgage at some point in the past year, and 32.5% faced a utility shutoff threat, a common early warning before a filing.

This tract overlaps land the federal Home Owners' Loan Corporation redlined in the 1930s, a dominant grade of D ("Hazardous") across 3% of the tract. Redlining cut off mortgage credit to Black, immigrant, and working-class blocks, and those areas still tend to carry higher rent burden and eviction filings today.

For a landlord, this is a tract where process discipline pays off. Clean paperwork and steady screening keep the elevated risk manageable.

Frequently asked

About tract 36119000502

What is the eviction-risk score for census tract 36119000502?

Census tract 36119000502 in the Ludlow neighborhood scores 9.1/10 (High tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.

What is the average rent in tract 36119000502?

Median gross rent is $676/month (ACS 5-year 2023, table B25064). 64% of renter households are cost-burdened.

What is the poverty rate in tract 36119000502?

74.5% of residents in tract 36119000502 live below the federal poverty line (ACS B17001, 2023). Population: 1,822.

How socially vulnerable is tract 36119000502?

CDC Social Vulnerability Index ranks this tract in the 99th percentile nationally. Sub-themes: socioeconomic 79th, household 100th, minority 92th, housing 91th.

Is tract 36119000502 considered part of Ludlow?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 36119000502 fall within Ludlow (neighborhood centroid within 0.8 miles, OSM data).

What share of households in tract 36119000502 struggle to pay rent?

About 42.6% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 32.5% also reported utility shutoff threats, a frequent precursor to eviction filings.

How does tract 36119000502 compare to Yonkers overall?

Tract 36119000502 scores 9.1/10, lower than the parent city of Yonkers at 9.9/10. City-scale signals (state law, local rent controls, court bias) are inherited from Yonkers eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.

Was tract 36119000502 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of D. 3% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.

Sibling tracts

Highest-risk tracts in Yonkers

Top eight tracts in Yonkers ranked by composite eviction-risk score.