Within neighborhood
0
th percentile
Very Low
Neighborhood · Ranked #16,850 of 84,120 nationally
Ludlow Eviction Risk: Moderate , Yonkers
Tract 36119000104 · Westchester County, NY · pop 1,469 · neighborhood within 0.2 mi
Census tract 36119000104 belongs to the Ludlow area of Yonkers, New York. It is home to 1,469 residents and scores 6.3/10, an elevated reading for landlords. It lands near the 82nd percentile nationally for landlord eviction risk.
Rent eats 30% or more of income for 37% of renter households, a high level, and 19% are severely burdened at 50% or more. Average gross rent is about $2,695 a month. About 97% of occupied units are renter-occupied, a renter-majority tract.
Risk score
5.6
Moderate
Confidence 85% · 1–10 scale
Household mix · 100 hh
Burdened renters 35%
Stable renters 61%
Owners 4%
Tract context
Occupied units859
Renter share96.9%
SVI overall0.39
Poverty rate0.0%
Percentile rank
Higher percentile = riskier than more peers.Within parent city
5
th percentile
Very Low
Within county
58
th percentile
Elevated
Within state
39
th percentile
Low
Geographic context
Risk heat across Yonkers and the region
Centroid at 40.9287, -73.9050 · click any tract to drill in
Why Ludlow scores 5.6
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from Yonkers
8.0
Regional political climate
2024 county presidential margin
6.8
State political climate
New York legislature & governorship
7.3
Economic stress
0.0% poverty · this tract
1.0
Supply constraint
$2,695 rent vs county FMR
4.7
Rent control risk
Inherited from Yonkers
8.5
Eviction process difficulty
State law sets the calendar
9.0
Tenant organizing strength
Inherited from Yonkers
8.0
Housing court bias
Inherited from Yonkers
8.5
How Ludlow compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 39
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 9%Socioeconomic
- 39%Household composition
- 81%Racial/ethnic minority
- 75%Housing & transportation
Historical context · 1930s redlining
HOLC grade: C: Definitely Declining
This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.
- 0%Grade A
- 0%Grade B
- 3%Grade C
- 0%Grade D · redlined
Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.
Comparable tracts
Census tracts with similar eviction risk
Within Ludlow. Closest by Eviction Risk Score.
CDC PLACES 2023 · health & economic stress
Eviction-adjacent indicators
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
- 10.6%Housing insecurity
- 5.7%Utility-shutoff threat
- 8.5%Food insecurity
- 5.7%SNAP enrollment
- 5.3%Transit barriers
- 5.6%No health insurance
- 12.5%Frequent mental distress
- 14.5%Any disability
Analysis
What drives eviction risk in Ludlow
The score leans hardest on eviction process difficulty at $1/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Yonkers eviction risk, while the economic and supply signals are measured at the tract level.
Set against its neighbors, this tract scores about the same as the Westchester County average of 6.1 and in line with the New York statewide average of 6.3. Within its own county it reads on the riskier side for landlords.
The tract is Black and White and ranks around the 39th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. That is a relatively low-vulnerability reading.
HOLC surveyors mapped this tract in the 1930s with a dominant grade of C ("Declining"), above the redlined D tier. The grading still shaped decades of lending and development in the surrounding area.
For a landlord, this is a tract where process discipline pays off. Clean paperwork and steady screening keep the elevated risk manageable.
Frequently asked
About tract 36119000104
Q1
What is the eviction-risk score for census tract 36119000104?
Census tract 36119000104 in the Ludlow neighborhood scores 5.6/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 36119000104?
Median gross rent is $2,695/month (ACS 5-year 2023, table B25064). 37% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 36119000104?
0.0% of residents in tract 36119000104 live below the federal poverty line (ACS B17001, 2023). Population: 1,469.
Q4
How socially vulnerable is tract 36119000104?
CDC Social Vulnerability Index ranks this tract in the 39th percentile nationally. Sub-themes: socioeconomic 9th, household 39th, minority 81th, housing 75th.
Q5
Is tract 36119000104 considered part of Ludlow?
Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 36119000104 fall within Ludlow (neighborhood centroid within 0.2 miles, OSM data).
Q6
What share of households in tract 36119000104 struggle to pay rent?
About 10.6% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 5.7% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q7
How does tract 36119000104 compare to Yonkers overall?
Tract 36119000104 scores 5.6/10, lower than the parent city of Yonkers at 9.9/10. City-scale signals (state law, local rent controls, court bias) are inherited from Yonkers eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q8
Was tract 36119000104 historically redlined?
Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts
Highest-risk tracts in Yonkers
Top eight tracts in Yonkers ranked by composite eviction-risk score.
Related