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Stony Point, North Carolina eviction risk overview
City brief · 1,372 residents

Stony Point, NC Eviction Risk: LOW

Alexander County · Population 1,372

In 2026
Risk score
3.5
LOW

16th percentile, North Carolina.

50-yr Eviction Risk Score history

1976 to 2026 · climbing fast since 2010

Min1.1 Average1.7 Now3.5
10 5 1976 · score 1.5 1977 · score 1.5 1978 · score 1.5 1979 · score 1.5 1980 · score 1.2 1981 · score 1.2 1982 · score 1.2 1983 · score 1.2 1984 · score 1.1 1985 · score 1.1 1986 · score 1.1 1987 · score 1.1 1988 · score 1.1 1989 · score 1.1 1990 · score 1.1 1991 · score 1.1 1992 · score 1.2 1993 · score 1.2 1994 · score 1.3 1995 · score 1.3 1996 · score 1.2 1997 · score 1.2 1998 · score 1.2 1999 · score 1.2 2000 · score 1.6 2001 · score 1.7 2002 · score 1.7 2003 · score 1.7 2004 · score 1.7 2005 · score 1.7 2006 · score 1.7 2007 · score 1.7 2008 · score 2.0 2009 · score 2.2 2010 · score 2.1 2011 · score 2.2 2012 · score 1.9 2013 · score 2.0 2014 · score 2.0 2015 · score 2.0 2016 · score 1.9 2017 · score 1.9 2018 · score 2.0 2019 · score 2.0 2020 · score 2.4 2021 · score 2.4 2022 · score 2.3 2023 · score 2.3 2024 · score 2.3 2025 · score 3.3 2026 · score 3.5

Key metrics

Estimated values: The U.S. Census suppresses field-level data for small places. Estimated from constituent census tracts, pop-weighted from real underlying ACS data.
Time machine

Scrub 50 years

2026
● LIVE · today ◀ REPLAY · historical

Nine-axis profile

9-axis profile · today

Shape of the risk surface

1 landlord · 10 tenant
Local 2.9 Regional 2.9 State 2.3 Economic 1.8 Supply 2.2 Rent Control 1.5 Eviction 2.0 Tenant 2.2 Housing 2.2 3.5 LOW
Sub-scores · with sparkline

Where the score comes from

1 → 10 scale
  1. Local political climate
    GOP margin +59.9% (2024)
    2.9
  2. Regional political climate
    County-weighted neighbor mix
    2.9
  3. State political climate
    North Carolina legislature & governorship
    2.3
  4. Economic stress
    3.8% poverty · 2.6% unemp.
    1.8
  5. Supply constraint
    $897 average · 10.6% renters
    2.2
  6. Rent Control risk
    30.5% of income on rent
    1.5
  7. Eviction process difficulty
    46 days filing → judgment
    2.0
  8. Tenant organizing strength
    10.6% renters
    2.2
  9. Housing court bias
    County bench composition
    2.2
Geographic context

Risk heat across Stony Point and the region

Click any city to see its score

How Stony Point compares

Risk score vs. peers, county, state, and the U.S.
Rank in Alexander County
Elevated
#2 of 4 cities
Rank in county, 67th percentileBottomTop
#2 of 4 cities in Alexander County for landlord eviction risk.
Rank in North Carolina
Very Low
#670 of 774 cities
Rank in state, 14th percentileBottomTop
#670 of 774 cities in North Carolina for landlord eviction risk.
vs. county · state · U.S.
Stony Point risk score vs. county / state / U.S.Stony Point: 3.53.5Stony PointThis cityCounty: 3.53.5Countyavg in countyState: 4.84.8Stateavg in stateU.S.: 5.25.2U.S.national avg
Score story

Six-stop tour of the risk profile

  1. 3.5
    / 10 · LOW
    The verdict

    A Low-tier market.

    Composite 3.5/10. Mid-range market; standard documentation usually wins. The 50-year curve shows a sharp climb.

    50-yr trend+2.0 over 50 yr
    197620012026

    Steepening since 2010 · COVID inflection visible

  2. 46d
    Typical timeline
    The money

    What renting (and evicting) looks like.

    Rent published at $897/mo. A contested eviction takes 46 days and costs $1,582–$4,410 per case.

    50-yr trendCalendar drag rising since '15
    197620012026

    Court-clerk data lands in the next release.

  3. 10.6%
    Renters
    The renters

    Who you'll be renting to.

    Out of 1,372 residents, 10.6% rent. 30% are spending 30%+ income on rent, 3.8% below the poverty line.

    50-yr trendRenter share rising
    197620012026

    ACS 1970-present · once the migration overlay is in.

  4. 2.9
    Local + regional
    The politics

    Light-statute interior market.

    Local & regional political climate score 2.9 and 2.9 (GOP margin +59.9% (2024)). State climate at 2.3, a mid-range statehouse.

    50-yr trendTracks county vote margin
    197620012026

    Built on 50-yr presidential margins back to 1976.

  5. 2.3
    State politics
    The process

    Moderate calendar, moderate friction.

    State political climate 2.3/10 sets the legislative ceiling for landlord remedies, and it shows up in the process. Eviction process difficulty reads 2, housing court bias 2.2, rent-control risk 1.5. Standard process speed for the state.

    50-yr trendProcess difficulty +-3.0 since '00
    197620012026

    Court-clerk data lands in the next release.

  6. 1.8
    Economic stress
    The stress

    Economic pressure is the background risk.

    Economic stress: 1.8. Supply constraint: 2.2. The numbers behind those: 3.8% poverty, 2.6% unemployment, 30% of income on rent.

    50-yr trendTwo visible dips · '08 + COVID
    197620012026

    Mirrors BLS unemployment series.

US eviction landscape · timeline × all-in cost

Stony Point sits in the quick & cheap quadrant

Bubble size = population · color = risk score
QUICK BUT COSTLY fast docket · high all-in loss SLOW & EXPENSIVE long calendar · high all-in loss QUICK & CHEAP fast docket · low all-in loss SLOW BUT CHEAP long calendar · low all-in loss 30d 50d 75d 100d 150d 200d 300d 450d $2.0k $3.0k $5.0k $7.5k $10k $15k $20k $30k EVICTION TIMELINE (DAYS) → ↑ ALL-IN COST (LOG SCALE) Charlotte, NC · 43d · ~$2.9k all-in ($68/day) · score 5.1 Charlotte Winston-Salem, NC · 48d · ~$3.2k all-in ($66/day) · score 4.3 Winston-Salem Concord, NC · 41d · ~$3.2k all-in ($79/day) · score 3.2 Concord Gastonia, NC · 47d · ~$2.8k all-in ($60/day) · score 5.6 Gastonia Huntersville, NC · 48d · ~$3.3k all-in ($68/day) · score 5.2 Huntersville Kannapolis, NC · 49d · ~$2.9k all-in ($60/day) · score 5 Kannapolis Mooresville, NC · 43d · ~$3.1k all-in ($72/day) · score 4.9 Mooresville Raleigh, NC · 45d · ~$3.0k all-in ($66/day) · score 5.3 Raleigh Greensboro, NC · 44d · ~$2.7k all-in ($61/day) · score 5.1 Greensboro Durham, NC · 45d · ~$2.7k all-in ($60/day) · score 5.8 Durham Houston, TX · 24d · ~$2.5k all-in ($103/day) · score 2.7 Houston Phoenix, AZ · 38d · ~$3.3k all-in ($86/day) · score 3.9 Phoenix Memphis, TN · 31d · ~$2.0k all-in ($66/day) · score 4.6 Memphis Atlanta, GA · 40d · ~$2.8k all-in ($69/day) · score 5.5 Atlanta Boston, MA · 187d · ~$20.3k all-in ($109/day) · score 6.8 Boston Chicago, IL · 109d · ~$9.0k all-in ($82/day) · score 6.3 Chicago New York, NY · 417d · ~$29.5k all-in ($71/day) · score 9.8 New York Seattle, WA · 162d · ~$12.7k all-in ($79/day) · score 6.2 Seattle Stony Point
Stony Point · 46d · ~$3.0k all-in ($65/day) · score 3.5 National average: 58d · $4.6k all-in Hover any bubble for stats · click to open Color: 0–4   4–7   7–10
00Overview

About eviction risk in Stony Point, NC

Landlording in Stony Point, North Carolina, presents a manageable operating environment for documented landlords. The Eviction Risk Score is 3.5/10 (LOW tier), drawn from the nine sub-axes shown above, covering rent-control exposure, eviction-process difficulty, housing-court bias, tenant-organizing strength, supply constraint, economic stress, and local, regional, and state political climate. This is not a quick-fix market: it's a Mid-tier market where lease drafting, screening discipline, and well-documented notices materially change outcomes.

Stony Point is a city of 1,372 residents where 10.6% of occupied units are renter-occupied, and the typical renter spends 30.5% of income on rent. At an average rent of $897/month, the typical renter household here spends more than the federal 30% threshold on housing, a leading indicator of payment volatility and a precondition for the kinds of tenant defenses that show up most often in housing court.

01Process

How Stony Point eviction process actually works

Eviction process difficulty here reads 2/10, a number that combines statutory complexity (notice categories, just-cause rules, mandatory pre-filing disclosures) with operational realities (court calendar length and clerk responsiveness). The typical contested filing in Stony Point closes 46 days after the initial notice. For non-payment of rent the first step is a properly-formatted, properly-served pay-or-quit notice; for material lease breaches it's a cure-or-quit; for tenancies under just-cause protection an at-fault grounds notice (or a no-fault notice with statutory relocation assistance) is required.

The slow part of Stony Point's timeline is usually the calendar, not the motion practice. Housing court bias scores 2.2/10 here, meaning judges read borderline procedural defects in the tenant's favor more often than the national norm. The practical implication: every notice and every proof of service needs to be airtight before it gets filed.

02Cost

What it costs (and how long it takes)

An all-in eviction in Stony Point runs $1,582 to $4,410 per case once you account for filing fees, attorney time, lost rent during pendency, sheriff lockout, and unit turnover. That range is wide because the upper bound assumes a tenant answer plus motion practice, common when housing court bias is high. The lower bound assumes a default judgment after proper service.

For landlords running the numbers on holding costs vs. cash-for-keys: if your projected timeline times your monthly rent already exceeds the high-end cost number, cash-for-keys at 1–2 months' rent is typically the economically rational choice. With 46 days of typical timeline and $897/month in lost rent, that crossover happens fast here.

03Operations

Security deposits, screening, and lease terms

Tenant organizing strength scores 2.2/10 in Stony Point, and the city has limited rent control exposure (1.5/10). Operations practice that survives audit in this environment looks like:

  • Screening discipline. Document income (verified at 2.5 to 3x rent), credit (with a clear minimum), and prior-tenancy reference checks, but do not screen on protected categories or source-of-income where banned. Keep a written, consistent screening criteria document for every applicant.
  • Lease specificity. Use a state-specific lease that names every term clearly: rent due date, late fees within statutory caps, deposit handling, smoke and CO disclosure, lead paint disclosure (pre-1978 stock), and a clean attorney's-fees clause.
  • Security deposit handling. Itemize deductions within the statutory window. Photograph move-in/move-out condition. In North Carolina, deposit cap and refund window are statute, so exceed them at your own risk.
  • Mid-tenancy documentation. Keep date-stamped records of every rent receipt, every habitability request, every notice served. The day you need them in court is too late to start.
04Strategy

What an everyday landlord should actually do here

If you own one to four units in Stony Point: hire a property manager who knows the local court. The pricing differential between self-managing and hiring out is small relative to the cost of one botched eviction in a LOW tier market. If you own five or more: build relationships with a local landlord-side attorney before you need one, since retainer fees are negligible compared to emergency-rate billing when an eviction is already moving.

The avoidable mistakes here are all upstream of the filing: weak screening, an informal lease, sloppy rent receipts, and notice templates pulled off the internet that don't match North Carolina's statutory language. Fix those four, and most cases settle or default. Skip them, and a $4,410 all-in fight is the realistic worst case.

04bPractical traps

Local traps to avoid in Stony Point

Trap · R+58.0
Stony Point reflects the demographic and political composition of Alexander County, with eviction procedure governed at the state level. Alexander County 2020 margin: R+58.0.
05FAQ

Frequently asked questions

Q1

What if my tenant damages the property during the eviction?

You can sue for damages beyond the security deposit. Document everything with photos and videos before and after. Keep receipts for repairs. You can include a claim for damages in your summary ejectment complaint, or file a separate small claims action later. The security deposit will be your first line of recovery for damages.

Q2

Can I turn off utilities if my tenant doesn't pay rent?

Absolutely not. This is an illegal self-help eviction and can result in significant penalties and lawsuits against you. You must follow the legal eviction process through the courts. North Carolina has strong tenant protections against such actions.

Q3

How long does the 10-day pay-or-quit notice really mean?

It means 10 full calendar days after the notice is properly served. Do not count the day you serve it. So if you serve it on the 1st, the tenant has until the end of the 11th day to pay or vacate. You can only file for eviction on the 12th day or later. Get this timing right.

Q4

Do I need a lawyer for an eviction in Stony Point?

While you can represent yourself in North Carolina magistrate court, it's highly recommended to consult or hire an attorney, especially if it's your first time or if the tenant is being difficult. An attorney ensures proper procedure is followed, which prevents delays or dismissal of your case due to technical errors. The cost is often worth the peace of mind and efficiency.

06Score

What this score means for landlords2

A 3.5/10 places Stony Point in the 16th percentile of North Carolina cities on the Eviction Risk Score index. The score is the average of the nine sub-axes, all calibrated on a national 1 to 10 scale where 1 is most landlord-friendly and 10 is most tenant-protective. The 50-year reconstruction shows this score has risen sharply since 1976, a structural drift driven by court-calendar growth, rent-control adoption, and the rise of tenant-side legal aid. The trajectory matters more than the snapshot: the score is the climate, not the weather.