Within neighborhood
50
th percentile
Moderate
Neighborhood · Ranked #14,316 of 84,120 nationally
Montford Hills Eviction Risk: Moderate , Asheville
Tract 37021000300 · Buncombe County, NC · pop 2,387 · neighborhood within 0.1 mi
For landlords sizing up the Montford Hills neighborhood of Asheville, census tract 37021000300 carries an elevated eviction-risk score of 6.2/10. It lands near the 80th percentile nationally for landlord eviction risk.
Rent eats 30% or more of income for 44% of renter households, a severe level, and 27% are severely burdened at 50% or more. Average gross rent is $1,255 monthly, set against $48,235 in average yearly household income, roughly 31% of income at the averages. About 53% of occupied units are renter-occupied, a renter-majority tract.
Risk score
5.8
Moderate
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 23%
Stable renters 30%
Owners 47%
Tract context
Occupied units882
Renter share53.3%
SVI overall0.49
Poverty rate37.0%
Median income$48,235
Percentile rank
Higher percentile = riskier than more peers.Within parent city
93
th percentile
Very High
Within county
97
th percentile
Very High
Within state
95
th percentile
Very High
Geographic context
Risk heat across Asheville and the region
Centroid at 35.6056, -82.5724 · click any tract to drill in
Why Montford Hills scores 5.8
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from Asheville
7.5
Regional political climate
2024 county presidential margin
6.1
State political climate
North Carolina legislature & governorship
2.3
Economic stress
37.0% poverty · this tract
9.2
Supply constraint
$1,255 rent vs county FMR
3.3
Rent control risk
Inherited from Asheville
2.5
Eviction process difficulty
State law sets the calendar
4.0
Tenant organizing strength
Inherited from Asheville
6.5
Housing court bias
Inherited from Asheville
4.0
How Montford Hills compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 49
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 69%Socioeconomic
- 3%Household composition
- 44%Racial/ethnic minority
- 76%Housing & transportation
Historical context · 1930s redlining
HOLC grade: C: Definitely Declining
This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.
- 0%Grade A
- 30%Grade B
- 42%Grade C
- 0%Grade D · redlined
Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.
Eviction filings
Court-record eviction history
Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1
Historic baseline (2000–2018)
- 726Total filings over 11 yrs
- 15.43%Avg annual filing rate
- 24.2%Peak (2003)
- 55Filings in 2013 (latest validated)
Filings dropped 31% over the past 11 months.
CDC PLACES 2023 · health & economic stress
Eviction-adjacent indicators
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
- 13.8%Housing insecurity
- 10.6%Utility-shutoff threat
- 19.0%Food insecurity
- 18.4%SNAP enrollment
- 11.0%Transit barriers
- 9.7%No health insurance
- 19.8%Frequent mental distress
- 35.1%Any disability
Analysis
What drives eviction risk in Montford Hills
The heaviest input here is economic stress at 9.2/10. That part is specific to this tract, computed from its own rent, income, and poverty figures. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Asheville eviction risk, while the economic and supply signals are measured at the tract level.
Set against its neighbors, this tract scores above the Buncombe County average of 5.4 and above the North Carolina statewide average of 5.3. Within its own county it reads on the riskier side for landlords.
HOLC surveyors mapped this tract in the 1930s with a dominant grade of C ("Declining"), above the redlined D tier. The grading still shaped decades of lending and development in the surrounding area.
In CDC survey modeling, about 13.8% of adults here said they could not pay rent or mortgage at some point in the past year, and 10.6% faced a utility shutoff threat, a common early warning before a filing.
For a landlord, this is a tract where process discipline pays off. Clean paperwork and steady screening keep the elevated risk manageable.
Frequently asked
About tract 37021000300
Q1
What is the eviction-risk score for census tract 37021000300?
Census tract 37021000300 in the Montford Hills neighborhood scores 5.8/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 37021000300?
Median gross rent is $1,255/month (ACS 5-year 2023, table B25064). 44% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 37021000300?
37.0% of residents in tract 37021000300 live below the federal poverty line (ACS B17001, 2023). Population: 2,387.
Q4
How socially vulnerable is tract 37021000300?
CDC Social Vulnerability Index ranks this tract in the 49th percentile nationally. Sub-themes: socioeconomic 69th, household 3th, minority 44th, housing 76th.
Q5
Is tract 37021000300 considered part of Montford Hills?
Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 37021000300 fall within Montford Hills (neighborhood centroid within 0.1 miles, OSM data).
Q6
How many evictions are filed each year in tract 37021000300?
Princeton Eviction Lab recorded 726 eviction filings across 11 validated years in tract 37021000300 (2000-2018). The average annual filing rate is 15.43% of renter households, peaking at 24.2% in 2003. Source: Eviction Lab tract-validated 2024 release.
Q7
What share of households in tract 37021000300 struggle to pay rent?
About 13.8% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 10.6% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q8
How does tract 37021000300 compare to Asheville overall?
Tract 37021000300 scores 5.8/10, higher than the parent city of Asheville at 3.4/10. City-scale signals (state law, local rent controls, court bias) are inherited from Asheville eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q9
Was tract 37021000300 historically redlined?
Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts
Highest-risk tracts in Asheville
Top eight tracts in Asheville ranked by composite eviction-risk score.
Tract · NC
River Arts District
6.1
/ 10 · Elevated
Tract · NC
South Slope
5.9
/ 10 · Elevated
Tract · NC
Bingham Heights
5.3
/ 10 · Moderate
Tract · NC
Deaver View
5.2
/ 10 · Moderate
Tract · NC
Murphy Junction
5.2
/ 10 · Moderate
Tract · NC
37021002506
5.1
/ 10 · Moderate
Tract · NC
Linwood Park
5.1
/ 10 · Moderate
Tract · NC
Murphy Junction
5
/ 10 · Moderate
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