Neighborhood · Ranked #24,859 of 84,120 nationally

Murphy Junction Eviction Risk: Moderate , Asheville

Tract 37021001402 · Buncombe County, NC · pop 3,020 · neighborhood within 0.4 mi

Census tract 37021001402 covers part of the Murphy Junction area of Asheville, NC, and scores 5.4/10 on landlord eviction risk. Population here is 3,020. 46% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears.

Risk score

5.4

Moderate

Confidence 100% · 1–10 scale

Household mix · 100 hh

Burdened renters 26% Stable renters 18% Owners 56%

Tract context

Occupied units1,121

Renter share44.0%

SVI overall0.80

Poverty rate16.9%

Median income$40,281

Percentile rank

Higher percentile = riskier than more peers.

Geographic context

Risk heat across Asheville and the region

Centroid at 35.5978, -82.5844 · click any tract to drill in

Why Murphy Junction scores 5.4

9 axes · 1 = landlord-friendly

Local political climate

Inherited from Asheville

7.5

Regional political climate

2024 county presidential margin

6.1

State political climate

North Carolina legislature & governorship

2.3

Economic stress

16.9% poverty · this tract

4.2

Supply constraint

$1,038 rent vs county FMR

1.9

Rent control risk

Inherited from Asheville

2.5

Eviction process difficulty

State law sets the calendar

4.0

Tenant organizing strength

Inherited from Asheville

6.5

Housing court bias

Inherited from Asheville

4.0

How Murphy Junction compares

Risk score vs. parent city, county, state.

CDC Social Vulnerability Index

SVI percentile: 80

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

81%Socioeconomic
93%Household composition
67%Racial/ethnic minority
43%Housing & transportation

Historical context · 1930s redlining

HOLC grade: C: Definitely Declining

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

0%Grade A
0%Grade B
3%Grade C
0%Grade D · redlined

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Comparable tracts

Census tracts with similar eviction risk

Within Murphy Junction. Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

20.4%Housing insecurity
13.8%Utility-shutoff threat
27.2%Food insecurity
24.2%SNAP enrollment
13.7%Transit barriers
19.7%No health insurance
19.0%Frequent mental distress
38.3%Any disability

Analysis

What drives eviction risk in Murphy Junction

Cost burden runs 58% here against 46.9% across Buncombe County. Pulling hardest the other way is supply constraint at 1.9/10.

At $1,038 a month, rents run 26% under what the rest of Asheville commands. Running cool, state political climate reads 2.3/10.

Against the Buncombe County average of 4.1, this tract reads riskier for landlords by 1.3 points. On the high side, local political climate reads 7.5/10.

SNAP participation runs 24.2% against 15.2% nationally. Adults with no health insurance runs 19.7% against 11.3% nationally. In the 1930s the federal Home Owners' Loan Corporation graded this ground C ("Definitely Declining"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today.

On the national scale it lands near the 70th percentile of the 84,120 tracts scored. CDC social-vulnerability scoring puts the tract at 8.2/10.

Statewide the NC average is 4.0, so this tract runs 1.4 points hotter. Of its three components the household composition measure is the most pressured. Annual rent works out to 31% of average household income of $40,281.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.

Frequently asked

About tract 37021001402

What is the eviction-risk score for census tract 37021001402?

Census tract 37021001402 in the Murphy Junction neighborhood scores 5.4/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.

What is the average rent in tract 37021001402?

Median gross rent is $1,038/month (ACS 5-year 2023, table B25064). 58% of renter households are cost-burdened.

What is the poverty rate in tract 37021001402?

16.9% of residents in tract 37021001402 live below the federal poverty line (ACS B17001, 2023). Population: 3,020.

How socially vulnerable is tract 37021001402?

CDC Social Vulnerability Index ranks this tract in the 80th percentile nationally. Sub-themes: socioeconomic 81th, household 93th, minority 67th, housing 43th.

Is tract 37021001402 considered part of Murphy Junction?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 37021001402 fall within Murphy Junction (neighborhood centroid within 0.4 miles, OSM data).

What share of households in tract 37021001402 struggle to pay rent?

About 20.4% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 13.8% also reported utility shutoff threats, a frequent precursor to eviction filings.

How does tract 37021001402 compare to Asheville overall?

Tract 37021001402 scores 5.4/10, higher than the parent city of Asheville at 4.1/10. City-scale signals (state law, local rent controls, court bias) are inherited from Asheville eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.

Was tract 37021001402 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.

Sibling tracts

Highest-risk tracts in Asheville

Top eight tracts in Asheville ranked by composite eviction-risk score.