Holly Hill Eviction Risk: Moderate

Cost burden runs 67% against 29.9% citywide, putting Holly Hill 37.1% over its own city. The main counterweight is rent-regulation exposure, at 1.5/10. Annualized rent equals 32% of average household income here, past the 30% affordability line, which compresses the margin any screening standard has to work with.

The poverty rate is 20%. Judgments in high-poverty tracts are collectible far less often than the filing statistics suggest. Court records carry 816 eviction filings across its 2 observed tracts. Food insecurity affects 29.5% of adults, 11.7 points above the national rate.

15.3% of adults report being unable to pay a utility bill, against a 9.2% national figure. Utility arrears usually lead rent arrears by a month or two. Filing activity peaked in 2005 at 35.0% of renter households.

The most recent observed rate, 13.5% in 2016, is well off that peak. That places it #31 of 111 neighborhoods in Charlotte.

Social vulnerability runs high at 7.9/10, concentrating the disaster- and displacement-exposure this model treats as a lagging risk input. The 3 tracts here are tightly clustered, 0.4 points apart at the extremes.

Average gross rent runs $1,570, close to the Charlotte average.

The area figure travels well to individual addresses here, though the per-tract table below still carries the detail. The number is rebuilt whenever its ACS, court-record, or statutory inputs change.